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This problem will be experienced by everyone If you don't suffer a few losses, you won't have a long memory It's often to the point where you want to use the sole of your shoe to slap your face in self-blame, and you will know how to solve it My experience is to lend money to the same person twice, and I know that if I don't pay it back the second time, I still love to borrow it, and I almost didn't pump myself to death when no one was around, and I made up my mind at that time. My experience is to make the atmosphere of the dialogue a joke, don't be blunt in a serious atmosphere without or not borrowing, then you will be very passive, especially soft-hearted people will not be able to speak, can use humor to express that you are now in a tight hand, then it is best, or come to a Jedi counterattack to make up a reason to express that you are also worried about money and want to find someone to borrow money. I once saw two sentences on the wall of a restaurant in other places: "When you borrow money, Taoyuan will settle your righteousness, and when you repay the money, you will be forced to go to Liangshan."
Classic, classic.
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To borrow money, the other party must write an IOU and indicate the date of repayment. If you don't want to borrow, find a reason or borrow less. When it's time to repay, remember to ask for it. If you don't ask for it after two years, the IOU loses its legal effect.
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This is indeed a difficult thing to do, but if you are not in a hurry, don't blow it, and if you want to use money, you can only call him back.
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It depends on your relationship. I really don't feel at ease that I can ask him to write an IOU.
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Say that you really don't have any money, and you need money for what you've been doing lately.
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How to deal with non-repayment of borrowed money: the creditor urges the borrower to repay the loan in a timely manner within a reasonable period of time; Apply to an arbitration institution for arbitration in accordance with the arbitration agreement in accordance with the law; or within the statute of limitations, a civil lawsuit may be filed in the people's court in accordance with law.
[Legal basis].
Article 2 of the Arbitration Law of the People's Republic of China.
Contract disputes and other disputes over property rights and interests between citizens, legal persons, and other organizations of equal subjects may be arbitrated.
Article 64 of the Civil Procedure Law of the People's Republic of China.
It is the responsibility of the parties to provide evidence for their own claims.
Article 120.
A complaint shall be submitted to the people's court, and copies shall be submitted in accordance with the number of defendants.
Article 236.
The parties must perform on legally effective judgments and rulings on civil affairs. If one party refuses to perform, the other party may apply to the people's court for enforcement, or the adjudicator may transfer it to the enforcer for enforcement.
Article 242.
If the person subject to enforcement fails to perform the obligations set forth in the legal document in accordance with the enforcement notice, the people's court has the right to inquire about the property of the person subject to enforcement, such as deposits, bonds, shares, and shares. The people's courts have the right to seize, freeze, transfer, or sell the property of the person subject to enforcement according to different circumstances.
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1. How to subtly remind others to repay the money
In normal times, you can chat with each other to keep mentioning the problem of money, and people will have more or less impressions at this time. If he has the heart to remember this, he will definitely understand why when he hears you say this, and then he will find a way to pay you back. But if you encounter the kind of person who doesn't want to pay back, then there is no way, even if you go to the door to ask him for it, he will say no.
When encountering such a person, it is best to use legal means, otherwise he will never pay back. We must learn to legally protect our rights and interests, and not let our hard-earned money fall into the hands of others. Normally, we also have to learn to look at people and not lend money to others casually.
2. How to skillfully refuse others to borrow money
If you don't want to be a debt collector, then you'd better not lend money to others, and it's important to learn to say no. In normal times, it can be said that the burden on one's children and family is too heavy, but now most people have mortgages and car loans, which is not a lie. After all, the person who owes money now is the uncle, and it is normal not to lend money to others.
If someone is in a hurry, we can look at what he has done before, and if the other person is okay, we can lend him appropriately. The ancients said well, "Saving the emergency is not helping the poor", and this is the truth. We can help others while also protecting our own rights.
We don't bother others easily, and we don't want to help unfamiliar people casually. Keep your sanity and don't trust other people's words casually, many people are now in front of others and behind others. The heart of defending people is indispensable, and the heart of harming people is indispensable.
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Learn the funny way to repay in the circle of friends, such as taking a 100 yuan bill and sending it over, and then waiting for him to reply, you can say it again Look at this money is not like the *** yuan you borrowed from me.
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Recently, money is tight and you need money urgently, you can complain, he doesn't squeak, you say, you can borrow two of me for a turnaround, see how he reacts, if he continues to pretend to be stupid and doesn't mention the matter of repaying the money, you just say it, you're welcome, he obviously deliberately doesn't want to pay back.
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I think you can ask him to borrow some money, and he will reflect it.
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For those who borrow money and don't repay it, it's really hateful to repay the debt, but if you want to remind the other party to repay the money, it is difficult to ask the other party directly.
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The person who borrows money and doesn't pay it back is a concern, so you don't have to take care of his face, just go and ask for it directly, and see if he gives it.
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Borrowing money and not paying it back? People don't take you as a number, but you still treat him as a person, as the old saying goes, there is money on behalf of money, there is no money to explain, if the person who owes money does not explain anything, then you don't need to take care of his face, three words "directly want".
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If you lend money to your good friend. You need money for something urgent. You just talk to him directly. How much do you have, now give back as much as you want.
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Say directly to the person who borrowed your money, when did you borrow my money and it was time to pay it back.
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You can say hey, I'm running out of money now, and he'll pay you back if he has the heart!
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The rubber ring tied his fingers and showed him until he realized it for himself.
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Ask him to borrow money and borrow the amount of money that should be repaid.
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Legal Analysis: Negotiate or Sue. According to the relevant provisions of the law, the debtor has the obligation to repay the debt to the creditor, and if the debtor is unable to repay the debt in the short term, the debtor can repay the debt in installments after consultation with the creditor or the court judgment; If the person has the ability to repay but refuses to repay, the court will make a judgment to compel repayment.
Legal basis: Civil Code of the People's Republic of China
Article 118:Civil entities enjoy creditor's rights in accordance with law.
Article 119:A contract established in accordance with law is legally binding on the parties.
Article 120:Where civil rights and interests are infringed upon, the infringed party has the right to request that the infringer bear tort liability.
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For those who refuse to return the money after borrowing, after the parties have negotiated with them without success, they may file a lawsuit with the people's court to demand that they perform their repayment obligations. The Civil Procedure Law stipulates that the conditions that must be met for filing a lawsuit are: the plaintiff is a citizen, legal person or other organization with a direct interest in the case; There is a clear defendant; There are specific claims, facts, and reasons; and it is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.
1. What are the conditions that the plaintiff needs to meet to file a lawsuit in a loan dispute?
The conditions that need to be met for the plaintiff to sue in a loan dispute:
1. The plaintiff is a citizen, legal person or other organization that has a direct interest in the case;
2. There is a clear defendant;
3. There are specific litigation claims, facts and reasons;
4. It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.
Article 119 of the Civil Procedure Law stipulates that the following conditions must be met for a lawsuit:
1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;
2) There is a clear defendant;
3) There are specific litigation claims, facts, and reasons;
4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.
2. Isn't it possible to sue for borrowing money between private individuals?
The solution of private borrowing money and non-repayment: the creditor can directly ask the other party to repay, and if the other party refuses, the creditor can go to the court to sue, and the court will order the other party to return the arrears. According to the Civil Procedure Law, the following conditions must be met for a lawsuit:
The plaintiffs are citizens, legal persons, and other organizations that have a direct interest in this Shouting Sui case; There is a clear defendant; There are specific claims, facts, and reasons; It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.
3. How to sue for water leakage upstairs.
If the house is in the warranty period and the water leakage problem on the upper floor is not caused by human reasons that do not belong to the owner, you can file a lawsuit with the people's court. According to Article 119 of the Civil Procedure Law of the People's Republic of China, the following conditions must be met for a lawsuit: 1. The plaintiff is a citizen, legal person or other organization with a direct interest in the case; 2. There is a clear defendant; 3. There are specific litigation claims, facts and reasons; 4. It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.
Don't be too afraid, this thing is coming, and your current situation is to participate in more group activities and socialize more. When you meet something you are satisfied with, you will take the initiative. The main thing is to have confidence in yourself. You can do it, I want to believe you!
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