What insurance is good for people over 50 years old with high blood pressure

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

It is necessary to consider the income level of each family, the level of expenditure, and the role played by each family member

Growth stage (0-20 years old): Critical illness insurance, medical insurance and accident insurance should be chosen

How do I buy insurance for someone under 20 years old? Before the age of 20, in the period of physical and mental growth and development, it is not strange to have a little illness and pain, so it is necessary to configure a medical insurance; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so you can consider purchasing an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

Critical illness insurance, accident insurance, and medical insurance are crucial for those under the age of 30

How do you buy insurance in your 20s? 20 years old 30 years old, is the stage of family pillar inheritance, at this time the body is young, the spirit is good, the probability of major illness at this time is not high, but there are also certain safety risks, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the premium required is not high, a month is dozens of yuan, it can be considered, in line with this age group friends can see the senior sister beforeWhat insurance can you buy at the age of 20

You can take a look at this article.

The insurance strategy for people aged 30-50 should be critical illness insurance, life insurance, accident insurance and medical insurance

When people reach middle age, their physical health is declining, but the pressure is increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If you are unable to continue to be the breadwinner of your family due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family. Friends who meet this age group can watch before the senior sisterI'm in my 30s, do I need insurance? What insurance to buy

As for how to buy good insurance without spending too much money, the key is to choose the right insurance product.

"What insurance is good for people over 50 years old with high blood pressure"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

The elderly with high blood pressure should be restricted or refused to buy health insurance and life insurance, consider personal accident insurance is more practical, if you have spare money, you can consider some other stable financial products, such as treasury bonds, currency**, RMB financial plan, etc., of course, how to consider it comprehensively according to the actual situation.

1. Hypertension itself is not a major illness as stipulated in the terms of the insurance contract;

2. However, in view of the fact that high blood pressure can cause stroke, kidney disease and other diseases, it is necessary to truthfully inform the applicant when buying insurance, otherwise it may lead to future rejection of claims.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The 50-year-old's family insurance configuration is mainly "critical illness + medical + accident", but the premium of critical illness insurance is more expensive, depending on the choice of personal budget. If you want comprehensive protection, you can choose cancer prevention insurance to pass on the risk of cancer, and then combine it with millions of medical hand therapy insurance and accident insurance.

It is better for people over 50 years old to consider buying cancer insurance and accident insurance, because considering that the age of people over 50 years old is not very young, and their physical condition may not be very good. It may be difficult to pass the health notice normally in the face of the insurance company, especially when applying for critical illness insurance and million medical insurance, which are more stringent health notices.

Hello! When the elderly over 50 years old buy insurance, they should consider pure protection products, so that they can get better protection with affordable ** and avoid the phenomenon of inverted premiums. Generally speaking, consumer accident insurance, health insurance, and protection life insurance are all good choices.

The following is the specific introduction given to you by the China People's Insurance Network

The physical function of the elderly is slowly declining, the risk of accidents that may be encountered has increased significantly, and the risk tolerance is also weakened.

The ability of the elderly to resist disease is significantly weakened, and the possibility of disease increases. Therefore, after the 50-year-old person is well protected against accidents, it is recommended to choose a suitable consumer health insurance.

If the elderly want to protect themselves while leaving a certain amount of financial comfort for their families, they can buy a protective term life insurance, which can avoid the inversion of premiums.

Parents over the age of 50 buy insurance, generally consider these:1Medical insurance, such as Qinqinguo's parents' body Songshoubi, some problems do not meet the requirements of medical insurance, and cancer prevention medical insurance can also be used as an alternative; 2.

Cancer insurance, because it is not cost-effective for parents to buy critical illness insurance, cancer insurance is generally used as a supplement; 3.Accident insurance, remember to be sure to include accidental medical liability.

Parents over the age of 50 buy insurance, generally consider these:1Medical insurance, if the parents have some physical problems and do not meet the insurance requirements of medical insurance, cancer prevention medical insurance can also be used as an alternative; 2.

Because it is not cost-effective for parents to buy critical illness insurance, cancer insurance is generally used as a supplement; 3.Accident insurance, remember to be sure to include accidental medical liability. Shout Jane.

Seniors over the age of 50 should choose insurance products according to their actual situation (including health status, financial ability) and protection needs (whether there is social security).

1. Basic protection: accident insurance, accident medical insurance, hospitalization medical treatment and hospitalization subsidy insurance. Increasing age makes you less agile than before, and the chance of accidents increases;

2. Health protection: Critical illness insurance should be insured in time when your physical condition is still good, which is the last chance. After the age of 50, people begin to enter a period of high incidence of diseases. The three highs are not far off.

3. Life insurance protection: If you have a certain amount of property, in order to leave it to your family, use the insurance beneficiary to dispose of a part of the property to avoid family disputes in the future, and it is also the best choice to avoid inheritance tax. If you don't have a lot of property, using a small amount of cash and your life span to make your family better in the future is also an explanation to your family.