The campus accident insurance bought by the school, if you are injured at home, the head teacher sai

Hello customers! The teacher was right. The school buys the student insurance is targeted, only limited to the expenses caused by accidents in the school, and the 100 yuan card sold by the insurance company is not limited to the area, as long as the medical expenses caused by the accident within one year are within the scope of reimbursement.

Now the state no longer allows schools to sell student insurance, so it is best to buy it from a local insurance company to protect your own interests.

This is not right, campus accident insurance, as long as you go to school and do not pay the accident guarantee, the school should be responsible.

Hello, no matter which insurance company's insurance, you have to look at what the contract says first. The head teacher said that if you are not in school, you will not be reimbursed, and there must be a basis. You have the right to look at the insurance company's contract.

Most of the students do not pay for accidents outside of school, and you need to buy accident insurance separately.

Hello, it can be reimbursed if it is handled separately.

If it is limited to the school, then the claim will not be settled.

The school's liability insurance will not cover it, just look at the terms of your insurance.

It mainly depends on the terms of the insurance.

You can buy another accident insurance policy separately.

Whether it is at school or at home, as long as the contract stipulates that there is a compensation, it will be compensated.

Chinese Life Insurance! Xueping insurance is not divided into accidents, and accidents will be compensated there!

It depends on what the terms of the insurance contract say.

Take a look at what the insurance contract says.

It depends on what the terms say.

Wrong. Accident insurance is not divided into ** all reports.

Accident insurance purchased by schools generally refers to student safety insurance. It protects the personal safety of students while they are in school. It mainly provides students with accidental injury, accidental disability, accidental medical treatment and other protection.

If they are injured at home, the accident insurance purchased by the school can also be reimbursed. The insurance period is one year. Non-school time such as winter and summer vacations can also be covered.

This is a very valuable insurance policy for many students. Therefore, we need to be mindful that we have to purchase student FPA for our students at home. This can also lead to better learning, ensure the safety and health of students, maintain social stability, and reduce the financial burden on parents, students, and schools.

At the same time, we need to be careful that we cannot cut off the safety insurance for students. As long as we go to school, we have to buy it. Only in this way can we better become a room of Sanskrit.

As we all know, there is a proverb that says that we never know when an accident will happen one day. It turns out that in the event of an accident, Lin must learn to protect his legitimate rights and see new hope. Everyone knows this.

Student safety insurance can also effectively deal with student injury accidents in school, and play a positive role in maintaining the normal order of education and teaching and promoting the stable and harmonious development of education.

Be sure to report this in a timely manner. Prepare the required documents according to the customer service prompts. The more complete the information, the faster the insurance company will be.

In general, it is best to report the case within three days so that the insurance company has enough time to gather evidence. If you need to receive**, you should first go to a secondary hospital or above, and then pay compensation based on the diagnosis, prescription, receipts and relevant certificates.

If everything is ready, the general insurance company will issue a notice and pay attention to it within 3-7 days. After passing, you can go to the insurance company to receive the agreed insurance money with your ID card. Level 2 or above hospital**.

When the insured student's claim procedures and materials are ready, the insurer needs to review them. Once the review period is over, they can receive compensation from the insurance company.

Yes, this is because the insurance purchased by the school is very comprehensive, and if there is an accident at home, the insurance company will also pay for it.

1. Generally speaking, the accident insurance bought by the school generally refers to the student safety insurance, which protects the personal safety of students during the school, and mainly provides students with accidental injury, accidental disability, accidental medical treatment and other protection, 2, so your child falls and is injured at school, and the accident insurance bought by the school can be reimbursed.

If you need a more in-depth answer, you can click the link below to receive exclusive services, you can call the insurance company** to apply for a report, and the follow-up claims adjuster will assist you in processing, I hope my answer can help you. If you are satisfied with my service, please give 5 stars.

The accident insurance purchased by the school is not reimbursable, because the accident insurance is mainly for accidents encountered in the school.

Is it reimbursable, as long as you buy accident insurance? The child can enjoy such insurance, no matter if he is injured in the **, he will also be compensated in the end.

If the student buys it in schoolAccident insuranceIf the student is injured in school, or on the way out of school, the accident insurance can be reimbursed, and even the accidental injury not at school can be reimbursed. Because they buy accident insurance, as long as the policyholder has any accidents, they can be reimbursed. There are many schools that allow children to purchase accident insurance

Because the child is still very naughty when he is in school, the teacher has no way to take care of everyone, if the child has any accidental injury at school, the school will have to bear a lot of losses, so at this time they will definitely let every child buy this kind of accident insurance, so it is also a protection for the school, and it is also a protection for the child himself. And when the child is injured in an accident. <>

Accident insurance must be claimed, first go to the hospital to treat the child, and then the documents of these hospitals must be kept, and also take a look at the ** of the hospital bed, these are to be shown to the accident insurance company in the future, they must be sure that this person will be reimbursed if there is no fraudulent insurance. <>

Accident insurance is still very useful, especially for those who have some outdoor work for such small children. Because children will definitely have some careless situations, outdoor work is also very dangerous, if there is an accident insurance, then when the accident is injured, the hospital's character can be fully reimbursed, in addition to the medical insurance, there can be a commercial accident insurance, so that the family can bear some losses. Or very useful insurance.

However, when buying this kind of accident insurance, it is best to buy some accident insurance from large companies, so that there will not be so many reasons to shirk when reimbursing. That kind of large company is also more honest, and will reimburse the full amount when reimbursement. Be sure to keep all of those documents.

Under normal circumstances, the insurance company will compensate the student for accidental injuries outside of school. However, if there is a responsible person, the insurance company will refuse to pay the claim, and the responsible person will compensate. For example, if you are injured in a fight outside the school, the injured person should compensate, and the insurance company will not compensate.

Yes, this is because the general coverage of these insurances is relatively complete, and it also includes accident insurance and life insurance, so after an accident, the insurance company will also make relevant compensation.

Accidents outside the school will not be compensated because the insurance purchased by the student at the school can only be compensated for accidents that occur at school.

If you are in school, you will be compensated for an accident, but if you are out playing, you will not be compensated.

If there is an accident outside the school, the insurance will also be claimed, and this insurance is generally covered for one year.

If a student is injured in an accident while at school, parents should call the insurance company's customer service** in time to register if they have relevant insurance. According to the requirements of the insurance company, prepare the claim information, and in the case of minors, the guardian identity certificate is required, and the relationship certificate is also required. Prepare the claim information, submit it to the insurance company, and wait for the insurance company to review it.

According to the information submitted, the insurance company will review the claim, and if it is within the scope of insurance liability, it will pay compensation according to the contract, and the claim payment will be directly credited to the bank account left.

It should be noted that different types of insured accidents need to prepare different materials, which are subject to the requirements of the insurance company.

What are the general claim information?The devil is in the details!

You don't have to worry too much about the insurance company's claim settlement, because as long as you meet the claim standards and strictly follow the insurance company's claim process, it stands to reason that you can make a normal claim. Of course, if all aspects are in line with the requirements, and the insurance company still does not settle the claim in accordance with the normal statute of limitations, then we can protect our legitimate rights and interests by negotiating with the insurance company, complaining to the regulator, and filing a lawsuit with the court.

In order to make the claim more smooth, the senior sister also recommends that you carefully read the insurance contract when you buy insurance products for your child, understand what the insurance company will pay and what will not, and when the child has an insurance accident, you can also quickly judge whether it meets the coverage and improve the speed of claim.

Accident insurance purchased by schools generally refers to student safety insurance. It protects the personal safety of students while they are in school. It mainly provides students with accidental injury, accidental disability, accidental medical treatment and other protection, and the insurance period is one year.

Non-school time such as winter and summer vacations can also be covered. For many students, this is a very valuable insurance.

Accident insurance, as the name suggests, is an accident in the sense of insurance if an accident, sudden, external, or unintentional event causes personal damage. The popular understanding is that the injury caused by external factors, rather than the body function itself, such as a person walking on the road and a car speeding by, the injury caused to the individual is a typical accidental injury. Student accident insurance is accident insurance for students and young children.

The insured object of student accident insurance is basically the full-time students who are in good health and can participate in various universities, middle schools, primary and secondary schools and secondary professional schools normally, and it can be said that the scope basically covers all students. Because students belong to a relatively disadvantaged group in social life, they are easily harmed in some social incidents, according to the statistics of relevant departments, among the causes of students' danger, accidental injuries have surpassed diseases in the first place.

The advantage of college student accident insurance over ordinary accident insurance is that the premium is low and the sum insured is high. The annual premium for each student is 50 yuan, and the total sum insured is 135,000 yuan. The second feature:

If you have insurance, you can pay for it. Accident insurance for college students is a 24-hour insurance plan that covers all accidents that occur in China (except Taiwan, Hong Kong and Macau) for outpatient or inpatient care. It can effectively supplement residents' medical insurance and rural cooperative medical care.

In addition to the most basic accident or illness hospitalization medical treatment, the accident insurance for college students can also supplement the resident medical insurance and rural cooperative medical care (the part below the minimum payment line and the part above the minimum payment line will not be reimbursed).

The school cannot force students to purchase any insurance products, and students have the right to choose independently, so this behavior is not in accordance with the regulations.

In most cases, students are generally insured by the Student.

This can further help students resist the risks in their lives, and many students will also pay normally. But if you have accident insurance yourself.

You can choose not to purchase student insurance, which is your own right. Personally, I recommend that you buy accident insurance and commercial insurance at the same time.

It can overlap, and it will also be repeated when the claim is made. At the same time, the scope of protection of accident insurance is not the same as that of student insurance, and you can think of it as student insuranceAccident insuranceA supplement.

1. What kind of insurance product do you need to ask the school to buy?

The school generally buys commercial insurance for students, usually the student's student insurance. The premium of the insurance is not high, and some schools will sign students up twice a year, and some will do it once. No matter what kind of insurance product it is, if you are confused, you need to ask the school what kind of insurance product you are buying, and don't blindly buy an insurance product without understanding the product base.

Second, you can choose not to purchase insurance arranged by the school.

As I said above, the school is not in any position to force students to take out any commercial insurance, it is all based on the student's voluntary cover. Because of this, if you no longer want to purchase these plans, you can choose to decline the school's request. <>

3. I recommend that you purchase the school's insurance.

Although schools cannot force students to purchase insurance, the coverage of student insurance and accident insurance is different, and the cost of student insurance is not high. If you want to further improve your ability to resist risks, you can buy two types of commercial insurance at the same time, which is not a loss. If you are financially able, you can even provide yourself with additional critical illness insurance of a health nature.

and medical insurance to further protect your daily life. <>