What to do if you have money but are reluctant to spend it, and what to do if you have money but are

Actually, you are the same as me. I support you in doing so. First of all, you have to have beliefs and goals, when should I have how much I should have saved, that's the goal.

Belief is to never give up, when you have 10,000, don't think, I have so much money, why don't I use some now. We should think like this: 10,000 has its role, and if you save more, it will be more useful, so don't use it.

The third is that it doesn't mean that if you have money, it will fall into your hands"That's it"Yes, you should invest moderately, and remember, what you are investing is only in math"Deformation"In the same way, the essence must be preserved, you can invest in gold and silver coins, so that when you invest your capital is preserved, and you still have to earn. Finally, I want to tell you, where is the ultimate use of money? For example, if you have 100,000, you can set aside 20,000 yuan, and you need to set aside another 50,000 yuan to make money for you, which is the investment you just said, and then set aside 50,000 savings.

When you have the time and opportunity to buy what you love very much (except for food), or want to travel the world, there will be many people who envy you. That's where the money is used. Only in life, as long as you don't go too far, be strict with yourself, be proud of not spending money, and be ashamed of spending money.

But don't feel sorry for the money that you can't help but spend it.

That's your psyche at work.

You think about it, I talk about it, I enjoy it.

If you think about it, they envy you.

It's not that you are reluctant to spend, you don't dare to spend, for fear that the people around you will isolate you! The flowers should be spent in the province of the province, you still have to think seriously about this problem.

What should be saved is saved, and what should be spent is spent.

Amazing, you're a very disciplined person.

Take a look at the Reader's recent ($300).

It is normal to have money but are reluctant to spend it, and you can wait until you have a certain amount of money to reward yourself.

Since childhood, the living environment has let you know that money is not easy to come by, and the family needs money very much, so every money spent will be unconsciously calculated and unconsciously saved.

However, I was even more unconscious, and found that I was more and more reluctant to spend money. Slowly, spending money doesn't bring you the pleasure you deserve.

In fact, there is only one real problem: I am always in a life of sorrow and know in my heart that the money I have saved has not yet reached the level where I can spend it at will. But I am eager to jump out of the circle of having to be careful as soon as possible, to be able to spend money normally, to be able to enjoy the fun of spending money, but subconsciously.

Tell yourself, not yet.

In fact, there is no need to worry too much, wait until you can earn money, instead of saving money to become rich, this problem will be solved. What you need to do is to enrich your college life, interact more with your classmates and friends, make yourself more optimistic and sunny, and when the time comes, the problem will be solved.

Hello, if you have money and are not willing to spend, it is recommended that you can save it at ordinary times, so you don't have to worry, you can buy something you need to use at ordinary times, so you don't have to worry, you can usually buy some clothes you need, if you don't need it, you don't need to buy it, and you can also save a little money in case of emergency.

Problem analysis: Hello, according to the situation you described, your situation is a little weak, lack of qi and blood, opinions and suggestions: Hello, according to the above analysis, it is recommended to use Bazhen granules for **, usually eat more foods that nourish qi and blood, such as ejiao, red dates, black rice, black beans, etc., to strengthen exercise.

Some people in life are reluctant to spend money, and it is not easy to take a penny out of his pocket. Some people think that no one doesn't like to spend money, this kind of behavior that obviously wants to spend money but is reluctant is actually a disease, what is the mentality of not being willing to spend money?

Reluctance to spend money is not a disease, but a result of factors such as poverty, insecurity, and the surrounding environment. No one doesn't like to spend money, but some people are reluctant to spend money, because they care about money very much, feel that the money in their hands is relatively small, and they need a sum of money in the future, so they dare not spend this money.

It is difficult to describe the mentality of people who are reluctant to spend money, because everyone is reluctant to spend money for different reasons, some people are afraid to spend money because of the pressure of paying the mortgage, some people are afraid to spend money because of the pressure of paying the mortgage, some people are to support their children and families, some people are burdened with foreign debts at home, and some people are affected by diseases.

Not willing to spend money is a personal choice, and it is also a decision made by an individual according to his own economic conditions and life, as long as he feels that there is no problem, he does not need to care about the thoughts of others. Of course, long-term excessive suppression of personal life needs, blindly saving money, and ignoring one's own desire to consume are easy to increase the psychological burden and affect mental health over time.

1. Rejection of luxury.

Not only themselves, they don't see others living a luxurious life, and when they find that the people around them are wasteful, they will reprimand each other mercilessly. After staying in this environment for a long time, the child will also be influenced by this view, and then he will follow their habits and become frugal in this regard. There are even times when the degree of frugality surpasses that of the parents, to the point of a kind of stinginess.

2. Be prepared for danger in times of peace.

People who are overly frugal often always have a sense of being prepared for danger in times of peace. Their thinking is fixed on this point of view, they always feel that money can only be used when there are important things, with money there is security in all aspects, and then they spend a penny more, and they will have a sense of restlessness and guilt.

3. Family influence.

Children who grow up in different families have their own family imprints, they will tend to their parents, and the various habits of their parents have a profound impact on them. I have developed a good habit of saving.

4. Stressful and insecure about the future.

Now the competitive pressure of society is getting more and more, for many young people who have just stepped into the society, some have just paid the down payment on the house, and some are repaying their mortgages step by step, but then these young people have to face, get married and have children, and improve their families.

In addition, as you grow older, you have parents to take care of, children need to spend money day by day, and the current economic environment is also sluggish, it is more difficult to ensure a long-term job, confusion about the future, fear of unemployment, etc., will prompt you to store every penny in your hand carefully, you are afraid that one day in the future, what if you lose your job.

5. Knock on the door. This kind of person does exist in society, and they are reluctant to spend money, not because they don't have money, but because they are more picky, which is the kind of iron rooster we usually say.

Whether it's dining out or other occasions, such a person can always pay without paying, which may be from the saving and slamming of the door!

It's a psychology of deprivation.

We say Jack Ma is a top psychologist. Particularly aware of the weaknesses of human nature.

In fact, scarcity manifests itself everywhere in our lives.

Big money is reluctant to spend, and it keeps spending small money, and it will continue to release this money. But in the process, these things you buy may not be what you need, but what you want.

You need to be two different things from what you want.

What you need: What is more important to you, what you have to have, what you want: the part that we use to fill in the void within you.

How do you break this?

Is it to really know that you need it, or do you just want it?

Then you have to ask yourself, do I really need it at this time? In the process of talking to yourself, you find that on the one hand, winter has passed, on the other hand, there are several down jackets at home, and today you met yourself, and you originally wanted a style, but now you don't really need to buy it.

We women often have this kind of problem here, spend a small amount of money, just keep buying, keep buying, in fact, this is the inner sense of scarcity, it is through the external continuous purchase, and for the inner to obtain an energy.

It is the image of the inner subconscious through the unconscious.

So dear friends, you have to take a look, do you need or want every money spent? If you distinguish it, you will know more clearly whether you want to move the money out or not.

1. I am reluctant to pay for myself, not because I don't want to spend, eat well, or wear well. It is caused by various factors such as the inability to compare people, the ability, IQ, family background, and social activities between people. It is not easy for people to come to this world, who doesn't want to spend all day drinking, high-rise houses, luxury cars and beautiful women.

Life must be life to face reality, down-to-earth work, do not be willing to spend money do not complain about the sky, do not complain only about their own inability. is reluctant to spend money, knowing that every penny earned is exchanged for his own blood and sweat, and knowing that every penny is hard-won. I am reluctant to spend money for my wife, children, a better and more comfortable life, and a happier and more satisfying family.

2. Some of them were poor in the past, but even if they had money later, they would not spend money indiscriminately, and money was very important. My husband is like this, he buys the cheapest clothes, and always chooses the cheapest vegetables and fruits. I joked with him:

Even if you have 10 million, you won't be willing to go to a big hotel for a meal.

3. Habitual restraint, since childhood, I have been accustomed to what I want, but I always can't get it, and I am used to it no matter how reluctant I am. When I grow up, I always have the habit of involuntarily having control, and once I exceed my psychological budget, I would rather give up, maybe because I feel helpless, and I always want to save more money to satisfy my greater desires.

Only when money is spent can it truly become a part of your life and be integrated into your life to generate value.

Your own money is reluctant to spend, it is essentially the same as being in someone else's pocket, and it is not yours.

Reluctance to spend money and keeping the right amount of money for a rainy day are two different things.

The sooner the money is spent, the greater the value generated in your life, in economics any resource has a time value, even if the money is not inflated, the value in your life will depreciate sharply, for example, when you are 8 years old, you want a doll and are reluctant to buy, after the tenth grade, it is 10 times the price of the year can not make up, and the money that should be spent at an earlier time will bring greater value to life, so the more money is actually spent, the more you don't spend, the more you end up, In physics, it is called the output power that determines the input power, and no money is spent. When his amount increases by 10 times, in fact, the value of your life has already depreciated by 100 times, the economic value of money is not equal to its life value in your life, these two are not the same two concepts, you have rich money in hand and spend it to satisfy yourself, after all, the desire is not always so strong, there is only one time in life Qian Yue spent in life Yueqiong, your life will harvest more.

The more money you spend, the richer you get, it is a local phenomenon in society, and the poorer people are the more reluctant to spend money, the poorer you are.

In view of the phenomenon of spending more money, the more money you have, it may refer to the kind of people who will spend money, and the other way to talk is to spend money with "money to make money", and to invest, although it seems that they are spending money every day, but the money is spent reasonably, and it will bring returns to individuals in the later stage, which does not refer to those who consume aimlessly and do not know how to make money.

Why do some people have no money? But he spends so much money, or is very willing to spend money, it means that his own desire is very strong, he can only rely on spending money to satisfy his desires, and he himself does not have the economic strength, like this, he can't save money, because he wants a lot of things, so this is also a big trap, which is human nature.

That's the personality of people, and that's how poor and generous and poor and generous come about. Such a person pays the most attention to friendship and values love more than anything else. This is brought out of the bones, just like the down-and-out Eight Banners children on TV, no matter how poor they are, they can't be looked down upon.

There is a saying that a bottle does not make a noise with a bottle dangling. Often the richer the person, the more he understands the preciousness of money, and will not easily give it up to others. Often people who don't have money don't value money that much, because their money doesn't make them cherish it to the point that they can't bear it.

The ignorant are fearless, and those who have never earned money do not know the hard work of earning money, and they are willing to spend it. If it's your hard-earned money, you won't be willing to spend it.

Is there in him? Those human touches are much more important than money, and then he is very willing to spend money, well, spending money can solve things, he spends money to solve them, and then he is not so hypocritical, and there is not so much iron rooster that does not pull out a hair. Well, in the case of people like this, the main reason is.