Can I transfer money from different banks? Can I transfer money between different bank cards?

Updated on society 2024-05-09
29 answers
  1. Anonymous users2024-02-09

    You can transfer money, but you need to charge a handling fee ICBC inter-agency transfer and remittance: There is no charge for intra-city business, and the handling fee for remittance to ICBC accounts in other places is charged at 1% of the remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan. When the Peony International Card is used as a collection account, no handling fee will be charged regardless of whether it is in or out of the same place.

    ICBC and other banks transfer and remittance: both are charged at 1% of the transaction amount, with a minimum charge of 1 yuan and a maximum of 50 yuan for a single transaction. The handling fees for the transfer business through our online banking are as follows:

    Electronic remittance": There is no charge for intra-city transfers, and the remittance fee to ICBC accounts in other places is charged by ordinary customers according to the remittance amount, with a minimum of RMB and a maximum of RMB 45, and wealth management customers are charged according to the remittance amount, with a minimum of RMB and a maximum of RMB 25. When the Peony International Card of our bank is used as a receiving account, no handling fee will be charged regardless of whether it is in or from another place.

    ICBC and other banks transfer and remittance": charged according to the remittance amount, the minimum yuan, the maximum 45 yuan. Note:

    When using the Peony International Card for RMB non-local transfer transactions, the handling fee will be deducted in batches on the same night.

  2. Anonymous users2024-02-08

    ATMs can transfer money, but not inter-bank transfers.

  3. Anonymous users2024-02-07

    Yes, yes, no handling fee is required.

  4. Anonymous users2024-02-06

    Of course, you can, but you need to handle it at the counter, online banking, and self-service terminals, and ATMs cannot transfer money between banks, and the handling fee is generally 1% of the transfer amount, and the maximum is not more than 50 yuan.

  5. Anonymous users2024-02-05

    Transfers can be made from different banks. Transfers between different bank cards are inter-bank transfers.

    At present, 12 banks have signed a free alliance: the Commercial Bank Network Finance Alliance, announcing that customers in 12 banks through mobile banking, personal online banking and other electronic channels will be exempted from handling fees, but some banks will still charge handling fees for inter-bank transfers.

    The 12 banks are: China CITIC Bank, China Merchants Bank, Shanghai Pudong Development Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, Guangfa Bank, Industrial Bank, Ping An Bank, Hengfeng Bank, Zheshang Bank, and Bohai Bank.

    According to the alliance, the alliance banks will strengthen the management of the real-name account system, improve the personal bank settlement account service, and strengthen the management of anti-money laundering through the interconnection of systems between each other, mutual recognition of accounts, and mutual exchange of funds.

    Handling fee standard: The transfer amount is less than 2,000 yuan

    1. Industrial and Commercial Bank of China, China Construction Bank and Agricultural Bank of China: 2 yuan for over-the-counter inter-bank transfer; ATM transfer of 2 yuan; Online banking and mobile banking are free of charge.

    2. Bank of China: 2 yuan for over-the-counter inter-bank transfer; ATM transfers; Online banking and mobile banking are free of charge.

    3. Bank of Communications: 2 yuan for over-the-counter inter-bank transfer; ATM transfers; Online banking and mobile banking are free of charge.

    Transfer amount 2000 to 5000 yuan:

    1. Industrial and Commercial Bank of China, China Construction Bank and Agricultural Bank of China: 5 yuan for over-the-counter inter-bank transfer; ATM transfer of 5 yuan; Online banking and mobile banking are free of charge.

    2. Bank of China: 5 yuan for counter inter-bank transfer; ATM transfer of 6 yuan; Online banking and mobile banking are free of charge.

    3. Bank of Communications: 5 yuan for over-the-counter inter-bank transfer; ATM transfer of 4 yuan; Online banking and mobile banking are free of charge.

  6. Anonymous users2024-02-04

    2 yuan, 5,000 yuan-50,000 yuan: 3 yuan, 50,000-100,000 yuan: 5 yuan, more than 100,000 yuan:

  7. Anonymous users2024-02-03

    This is called interbank transfer. Inter-bank transfers are possible, and inter-bank transfers via mobile banking can be waived, which is convenient, efficient and economical.

  8. Anonymous users2024-02-02

    Of course, it is possible to transfer money to each other. Traditional transfer methods and whether there is a processing fee1. Over-the-counter transferCounter transfers need to go to the bank, and there may be queues, which is not only time-consuming, but also has the highest handling fee. However, if there is anything unclear, you can ask the staff directly.

    This method is suitable for people who need to transfer large amounts of money or middle-aged and elderly people who are not very good at operating electronic devices.

    2. ATM inter-bank transferGenerally, there is no queue, the operation is not complicated, and it can arrive in real time 24 hours a day. The handling fee is generally 9% off on the basis of the counter transfer fee, which is a little lower than the counter, and there is a limit of 50,000 yuan per day.

  9. Anonymous users2024-02-01

    Different banks can transfer money to each other, that is, inter-bank transfer, but the arrival time will be a little slower than that of peers, but it is more convenient, if you are afraid of mistakes, you can try to transfer one yuan, and then transfer normally after arrival. Inter-bank transfers are possible.

  10. Anonymous users2024-01-31

    Not the bank cards of the two banks can also transfer money to each other, for example, you can transfer money to yourself by binding the bank card to the third-party payment platform.

  11. Anonymous users2024-01-30

    Hello You ask if it is possible to transfer money between bank cards of different banks. The answer is yes. That is to say, two cards can transfer money to each other, but you have to transfer money through different channels.

    Generally, banks do not charge fees for transferring money on mobile banking. There is a charge at the bank counter. Generally, the maximum is not more than 50 yuan.

    So you have to go through mobile banking to make a transfer. But be careful to use it safely.

  12. Anonymous users2024-01-29

    It's completely okay, it's just a matter of handling fees, but generally if you transfer money directly from different banks through online banking, the handling fee will be discounted, and even some banks don't charge handling fees for direct transfer through mobile banking.

  13. Anonymous users2024-01-28

    Different bank cards can be transferred in groups, and if the bank card is in the hands of the parents, it is possible to transfer money to the parents. You can also transfer money as long as it's your card or someone else's.

  14. Anonymous users2024-01-27

    The bank cards of different two banks can transfer money to each other, some require a handling fee, some do not, and the specific transfer interface fee shall prevail.

  15. Anonymous users2024-01-26

    Yes, but in general, there is a fee for transfers between different banks.

  16. Anonymous users2024-01-25

    The bank cards of different two banks can transfer money to each other, as long as they are transferred to each other for free through mobile banking, which is very convenient and fast.

  17. Anonymous users2024-01-24

    Yes, the basic function of bank cards is to transfer money, and bank cards handled in China can transfer money to each other.

  18. Anonymous users2024-01-23

    The bank cards of different two banks can transfer money to each other, and now the interbank transfer function is supported between banks.

  19. Anonymous users2024-01-22

    Of course, you can transfer money to each other, whether it is your own or not, you can transfer money to each other, but now there are many fraudulent transfers that are risky, pay attention to safety.

  20. Anonymous users2024-01-21

    Two different bank transfers, of course, are inter-bank transfers.

  21. Anonymous users2024-01-20

    Can you transfer money between your two bank cards? According to the normal, there is no fake and shoddy bank card, and you can transfer money normally, so according to your bank card, if there are no other committee members who break the law, you can transfer money normally.

  22. Anonymous users2024-01-19

    Transfers are possible. Transfer channels include bank counters, online banking, mobile banking, and bank self-service devices.

  23. Anonymous users2024-01-18

    Of course, it depends on what channel the transfer is made, and some require a handling fee and some don't need it.

  24. Anonymous users2024-01-17

    It is possible to transfer money between different bank cards, but the fees charged are relatively high and not cost-effective.

  25. Anonymous users2024-01-16

    Two cards can transfer money to each other, but they are two different banks.

  26. Anonymous users2024-01-15

    OK. There is only an inter-bank handling fee.

    Charged according to the funds transferred.

  27. Anonymous users2024-01-14

    Two different bank cards can transfer money to each other.

  28. Anonymous users2024-01-13

    2 yuan, 5,000 yuan-50,000 yuan: 3 yuan, 50,000-100,000 yuan: 5 yuan, more than 100,000 yuan:

  29. Anonymous users2024-01-12

    Yes, different bank cards can transfer money between banks, and the arrival time of interbank transfer will be longer than that of interbank transfer. In addition, user transfer fees may be charged for interbank transfers. However, most users use mobile banking to make inter-bank transfers, and mobile banking inter-bank transfers can be exempted from transfer fees.

    Extended information: 1. For different bank card transfers, take the Bank of China as an example:

    1.According to the relevant regulations of the People's Bank of China, ICBC and other banks transfer and remittance services are available from 9:00 to 17:00 every working day.

    2.For transfers and remittances between ICBC and other banks, a handling fee of 1% of the transfer amount will be charged, with a minimum charge of 1 yuan and a maximum fee of 50 yuan.

    3.When handling foreign exchange remittances, please pay attention to the following regulations of the State Administration of Foreign Exchange:

    1) The name of the beneficiary of the foreign exchange remittance must be the same as the name of the remitter or the immediate family member of the remitter. If the name of the beneficiary is inconsistent with the name of the remitter, the supporting documents of "the beneficiary and the remitter are immediate family members" shall be provided, and the "immediate family members" include "spouse, parents, and sons (daughters)", and the supporting documents are as follows:

    a.If the beneficiary and the sender are on the same account book, the account book should be presented.

    b.If the beneficiary and the remitter are not in the same household register, a notarized or certified document issued by a notary department or an authorized agency such as a police station proving that the beneficiary and the remitter are indeed immediate family members shall be provided.

    2) The nature of your local foreign exchange transfer collection account and payment account must be the same, i.e., "banknote-to-banknote account and remittance-to-foreign exchange account", that is, "the nature of banknotes before and after the transfer of funds remains unchanged".

    2. Precautions for inter-bank transfer.

    1.For inter-bank transfers, first of all, you must know which bank the other party's card is and what is the full name of the bank that opened the card;

    2.If you are making an interbank transfer over the counter, cash is not allowed, and you must use card-to-card transfer. Because of the fear of filling in the wrong information, the money can be returned to the other party's account in time.

    Before the end of the business day, the opening bank of the aggregator unit must check the summary amount of the extra-budgetary fund collection information with the balance of the special account for financial remittance, and log in to the non-tax revenue information system and the electronic exchange system to report the information on the collection of extra-budgetary funds and the full amount of funds to the business department of the head office, so as to ensure that the balance of the special account for financial remittance and transfer is zero on the same day.

Related questions
14 answers2024-05-09

Cards from different banks can be used to deposit money at the ATMs. >>>More

47 answers2024-05-09

The Agricultural Bank of China can not replace the card in another place, but now you don't have to wait for a week to report the loss, if your identity can be confirmed (that is, suspicious to confirm that the card is yours) you can replace the card immediately after the loss, if you can't be sure, shorten it to 3 days.

18 answers2024-05-09

Foreign exchange deposits refer to deposits made in a bank account in convertible currencies. From the bank's side, foreign exchange deposits are credit instruments that accept foreign currency cash, foreign currency drafts or cheques from customers. >>>More

5 answers2024-05-09

1. If you want to use the online payment function of Bank of Communications, you must first open it at the bank counter. If you are already a contracted user of BOCOM Personal Internet Banking, you also need to bring your valid identity certificate and bank card to the Bank of Communications outlets, fill in the Application Form for Personal Internet Banking of Bank of Communications, and apply for online payment for your bank card. >>>More

6 answers2024-05-09

ABC's online bank transfer is divided into two types: real-time arrival and on-the-ground processing. >>>More