How do working people make money? Are wage earners poor?

Take stock of the three ways of regular investment: making money or giving it for free, depending on a small strategy.

Wage earnersNot the poor, in our country, the number of wage earners is huge, 26% of the country's employed population (about 200 million) are wage earners, and the wage earners are mostly distributedPost-80sand the post-90s as well as educatedHigher educationof the crowd.

The wage earner refers to those who rely on their work to earn their salary. In the past, wage earners were confined to state-owned enterprises.

or persons working in collective enterprises. With the private economy.

The scope of the wage earners has gradually expanded, and the migrant workers in private enterprises, low-level professional managers, and long-term migrant workers Sun Dan all belong to the wage earners. Senior managers and temporary migrant workers should not be classified in this category.

Characteristics of the wage earners of the Bureau of Workers:

1. The income ** is relatively simple. For wage earners, there are two main types of income - work income and financial income.

2. The concept of capital is relatively convergent.

3. Consumption patterns are relatively diversified. According to Maslow.

4. The overall risk tolerance of the family is relatively limited.

5. The working class's increasing desire to invest.

6. Relative lack of knowledge. Most of the salaried people are not familiar with the emerging financial products such as ** and bonds, and the investment expertise is relatively lacking, which hinders the enthusiasm of the working class to invest in the ** market to a certain extent.

Wage earnersThere are poor people, but not all of them are poor, and it depends on Jian Yu's personal situation.

This salaried class refers to those who rely on their jobs to earn their salaries.

In the past, wage earners were confined to state-owned enterprises.

or persons working in collective enterprises. With the private economy.

The scope of the wage earner class has also gradually expanded, and migrant workers in private enterprises, low-level professional managers, and long-term migrant workers all belong to the wage earning class. Senior managers and temporary migrant workers should not be classified in this category.

The concept of the working class has changed a lot, 20 30 years ago, the working class had a pejorative connotation, and now due to the market economy.

A large number of high-income wage earners have sprung up.

However, since they still rely mainly on wages to live and consume, they still belong to the working class. On the contrary, even if the small private shopkeeper has no money, the shop is very small, as long as he opens his own shop, he does not belong to the ranks of the working class. Therefore, in today's society, it has long been meaningless to distinguish between low and high incomes by working at the wage earners.

The first one: for living expenses. Every month, you should allocate yourself a reasonable living expenses, not too much, not too economically, this needs to be calculated by yourself, and the expenses are controlled.

The second part: allocate a certain amount of money for socializing. Use a certain amount of money to make friends, and your circle of friends will also be rewarded accordingly because of your efforts, which means that these are valuable consumption.

The third part: to give thanks. Give your parents and lovers a gift every month, it can not be much, but you can have this expression, after all, you have today, you can't do without the support and dedication of the people around you, and these expenses are very deserved.

Fourth: Spend part of the money for studying. You can choose to buy a few books every month to read, or go to the library to borrow them, so as to improve yourself from the perspective of knowledge.

Fifth: Spend a portion of your money to invest. Not only to make money, but also to cultivate one's sense of wealth, so that one's experience becomes richer.