How to deduct the full amount of installment payment, then how to repay

After using split payment, you need to repay 10% of the used amount every month, and you can repay it at any time.

1. 10% of the monthly quota has been used

1) If the used quota at the end of the month exceeds RMB 100, 10% of the used quota and the interest generated in the previous month shall be repaid;

2) The used quota at the end of the month is less than 100 yuan: all the quota needs to be repaid, as well as the interest up to the repayment date.

After the account is issued, you can see the amount due for this month and repay it on the split payment page [Me] - [Payment] - [Wallet] - [Split payment]. If the monthly repayment amount is not paid off, an automatic repayment will be initiated. The deduction method you set will be deducted first, and if the deduction fails, the money will be deducted from your other account, change pass, or linked debit card.

2. Repay at any time.

You can see how much credit you've used on the Split page and pay back any amount you want. Each time you make a repayment, you need to pay off the interest up to that date.

If you need money urgently, you can consider using Alipay Borrowing, Tencent Micro Loan, and Du Xiaoman Finance to borrow money. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

The online loan installment can be automatically deducted, or you can click on the current (next) repayment amount to manually deduct it, and you can see it when you find the repayment number, and the full repayment side is there.

No. When Huabei pays in installments, the total amount of the product needs to be deducted, and the subsequent repayment is based on the number of installments selected for payment. Therefore, Huabei deducts the full amount when paying in installments, instead of deducting one installment first, and then making up the deduction every month.

When using Huabei installment payment, you must ensure that the available amount of Huabei is greater than or equal to the total amount of the product, so that the payment can be successful. At present, when using Huabei installment payment, the exclusive quota of Huabei installment will be consumed first, and then the general quota of Huabei will be consumed.

Extended Materials

Instalment. Installment payment is a payment method for the purchase of goods and services. Most of them are used in some product transactions with long production cycles and high costs. Such as the export of complete sets of equipment, large vehicles, heavy machinery and equipment, etc.

1. Characteristics of installment payment.

The practice of installment payment is that after the import and export contract is signed, the importer pays a small part of the payment as a deposit to the exporter, and most of the remaining payment is paid in installments after the product is partially or fully produced and shipped on the ship, or when the goods are installed, commissioned, put into operation and the quality assurance period expires.

The buyer and the seller sign a contract at the time of closing, and the buyer pays the seller in installments for the goods and services purchased within a certain period of time. The date and amount of each payment are specified in the contract in advance.

2. Installment payment.

Installment payments are usually offered by a bank and an installment payment provider**.

The bank provides consumers with personal consumption loans equivalent to the amount of goods purchased, and the consumers use the loans to pay for the goods, and at the same time, the merchants provide guarantees for consumers and bear irrevocable debts.

Credit card installments.

Service Features. 1.Provide credit card-related instalment history inquiry and early settlement function. Support to query all installment transaction details of this card, statement installment, consumption installment support early settlement, for large-value installment, special installment, settled installment transactions, etc.

2.Installment payments are currently only available in RMB;

Eligibility. Bank of China Personal Internet Banking Wealth Management Edition and VIP Edition customers holding Bank of China Great Wall RMB Credit Card or Bank of China BOC Series Credit Card.

Conditions of Establishment. Register as a Personal Internet Banking (Wealth Management Edition, VIP Edition) customer at the counter and link your Great Wall RMB Credit Card or BOC Series Credit Card to your online banking account.

Tips. 1.Bill installment service can only be set for the latest bill. The "Proposed Installment Amount" can only be an integer, and after clicking Confirm, the page displays the details of this bill installment and prompts it on the page.

2.The instalment fee will be charged in a lump sum in the first instalment and will not be refunded once collected.

3.When making a bill installment, the maximum amount that can be installed in the current period shall not be higher than the "upper limit of the current installment amount", and the minimum amount that can be paid in the current period shall not be lower than the "minimum amount of the current installment amount". You can choose the amount you want to instalment from the two reference amounts.

4.Consumption installment service can only be set for consumption transactions that have not been issued in the current month, but not for the previous month's bill.

5.Installments do not currently support foreign currencies, and the default currency is RMB.

The Huabei installment is deducted in full. Because Huabei consumption is actually a kind of early consumption, when you use Huabei to consume, Huabei will help you advance the transaction amount first, and then you will repay Huabei. Huabei installment means that you use the installment repayment method when you repay Huabei, but Huabei will deduct the full amount of your transaction to the merchant first.

Huabei is a very common way of consumption, Huabei is generally used in **shopping, you can scan the merchant's payment code to pay for goods purchased in physical stores. Many ** stores will support the use of Huabei to pay, or to use Huabei installments, you can use Huabei's amount to redeem cash first. In addition to being used for online shopping, Huabei can also be used to pay in some physical stores, and you can use Alipay to scan the code when buying things in the physical store.

Extended information: How to increase the quota of Huabei:

1.Strive to improve your sesame credit score, Ant Huabei is a very classic sesame cent loan product, as mentioned above, one of its opening conditions is that the sesame score must be above 600 points, so the higher your sesame score, the higher the amount of Huabei. You can participate in Alipay's internal activities, use Alipay to pay for life, buy Alipay's **, and improve your personal information, which are all good ways to increase your Sesame Credit score.

2.Use Huabei to consume more, you can adjust Huabei to priority payment in the Alipay Settings-Payment column, so that you can use Huabei as much as possible for consumption payment. When you use up your Huabei quota every month and repay on time, Alipay will recognize your consumption level and repayment ability, and it is very likely to increase your Huabei quota in the next quota adjustment.

3.Bind your own bank card and credit card, because in addition to Alipay, it is your bank card and credit card that can really reflect the user's spending power, and the credit card can also see the user's integrity, because those who can apply for a credit card are basically users with good credit. As long as you use Alipay to repay your credit card several times in a row, you will soon be able to increase your Huabei limit.

When using a credit card to pay for an item in installments, you must pay in full and then pay in installments.

That is, the bank will pay the cardholder's one-time purchase of goods (or services) to the merchant, and then let the cardholder repay the bank in installments and pay the handling fee. According to the cardholder's application, the bank will deduct the consumption funds and handling fees in installments through the cardholder's credit card account, and the cardholder will be reimbursed according to the monthly amount of the household.

The full amount will not be deducted in installments.

Installment payment is a way for consumers to pay a part of the price of the goods in advance without paying all at once when purchasing goods, and the remaining amount is paid in installments in accordance with the agreed method within the time agreed by both parties in the future.

In fact, it is also a kind of loan provided by the seller to the consumer, the seller is the creditor and the consumer is the debtor. Li Chunxu consumers can get the goods or services they need after paying only a small part of the payment, but because there is interest in the subsequent installment payment, the amount paid for the same goods or services with the installment payment method is more than the one-time payment.

Summary. Hello dear. There are two repayment methods to choose from: equal principal and equal principal and interest, and their differences are:

1. Equal principal: The equal principal is to allocate the loan principal to each month, and pay off the interest between the previous transaction and the current repayment date. The borrower has a larger monthly payment upfront, and the burden will gradually decrease over time.

2. Equal principal and interest: Equal principal and interest is to evenly distribute the principal and interest of the loan to each month of the repayment period, and the borrower's monthly payment is fixed, and the interest needs to be paid more than the equal principal.

Hello dear. There are two repayment methods for installment payment: equal principal and equal principal and interest, and their differences are: 1. Equal principal:

The equal principal amount is to spread the principal amount of the loan over each month and pay off the interest between the previous transaction date and the current repayment date. The borrower's monthly payment in the early stage is more auspicious, and the burden will gradually decrease over time. 2. Equal principal and interest:

The equal principal and interest is to evenly distribute the principal and interest of the loan to be repaid into each month of the repayment period, and the monthly payment of the borrower is fixed, and the interest that needs to be paid is more than that of the equal principal.

Pls I am the right way to repay the loan.

Hello, dear, you belong to the equal principal and interest, right.

I'm taking out a loan in both installments, shouldn't I pay it back to the instalments? I seem to pay directly to the beauty salon here.

Dear, hello, the installment fee of your installment payment is very high, and the annual interest rate after conversion is nearly 26%, which is much higher than the bank loan interest rate in the same period.

Dear, hello, it is for Weimei Medical Beauty, because your installment merchant is Weimei Medical Beauty, and the installment is just a platform.

What you choose to set is automatic repayment on the repayment date, and the fee will be automatically deducted.