How do I know if my policy coverage is not comprehensive?

Judging whether the policy coverage is incomplete or incomplete requires planning according to different stages of life. The evaluator analyzes it in detail:

Accident Insurance + Critical Illness Insurance + Term Life Insurance

Most young people in this age group focus on the first stage of accumulating wealth in the workplace. At this stage, the living expenses of young people are also very high, so the discretionary funds are not abundant. Therefore, the focus is on avoiding accidents or serious illnesses to prevent financial losses and greater life pressure for parents.

If possible, term life insurance can be purchased as a supplement.

Term life insurance + critical illness insurance + accident insurance + medical insurance + children's insurance configuration

At this stage, the career has taken shape, and the family members have also undergone some changes. From a single person to a new home with a partner and children, and at this stage, because of the birth of the child and the aging of the parents, the financial pressure also increases. At this time, the husband and wife as the family's economic **, in order to prevent the death of the accident caused by the parents and children have no one to rely on, the allocation of accident insurance and term life insurance is particularly important, in addition, now the incidence of cancer and cardiovascular disease among middle-aged people is also rising, in order to prevent the lack of labor force at home caused by the disease, or affect the economic situation of family life, the configuration of medical insurance and critical illness insurance is indispensable.

In addition, it is the configuration of children's critical illness insurance + accident insurance + medical insurance, if the basic disease protection is configured, you can also consider education funds for children, paving the way for children's worry-free future.

Medical insurance + comprehensive accident insurance for the elderly + cancer prevention

The child has completed college, joined the workforce, and is financially independent, at this time, the family income is stable, the expenses are reduced, and the responsibilities are basically paid off. However, this age group is also a period of high incidence of diseases, so medical insurance needs to be focused on configuration, if there are some minor problems in the body can not buy medical insurance, you can consider cancer insurance, three high people can buy, in addition, the elderly are more likely to have fracture accidents, so focus on accidental medical protection.

We don't know which will come first, tomorrow or the accident, but at least we can ensure that the accident can be properly resolved through adequate preparation.

You can use the policy box, take a photo of the insurance policy and upload it, and the paper system will be automatically detected.

I had the experience of buying insurance, and the agent said it was exaggerated, so I believed it. Because it's an acquaintance, I didn't think much about it and kept a copy. But after buying it, I looked at this contract carefully when I was idle, and I couldn't understand many places in the development, and I felt that it was not the same as what the agent said.

At this time, I felt that there were a lot of questions, and when I asked the agent again, she changed her statement. I had no choice but the insurance company went to consult, and they took the contract and explained it to me one by one. Therefore, it is best for you to take the contract to the insurance company for consultation, which is the clearest, most comprehensive and safe.

If you still can't remember, you can check the insurance on the insurance There are many options in this regard, and you will know one by one.

Find a professional insurance broker to answer your questions one-on-one.