Do you need a driver s license and exercise certificate to transfer the insurance of a used car?

Updated on Car 2024-05-06
12 answers
  1. Anonymous users2024-02-09

    A driving license is required, and the original owner must bring the provincial certificate and the original policy to the insurance company to apply for correction. If the original owner did not go, you need to sign a power of attorney, and the new owner should bring the power of attorney, a copy of the original owner's provincial certificate and his own provincial certificate.

    The premise is that the second-hand car is transferred, and the documents are complete, specifically:

    1. The buyer prepares to buy the car's ID card or enterprise ** certificate, and the car purchase funds, (if the car buyer is not a local resident, you need to go to the local place to apply for a temporary residence permit if you want to have a local license plate).

    2. The seller prepares the vehicle owner's ID card or enterprise ** certificate, vehicle property registration certificate, vehicle driving license, purchase tax certificate, and vehicle insurance policy. )

    Special attention should be paid to when transferring ownership of a used car:

    1. Whether the frame number and engine number are consistent with those registered in the certificate.

    2. The information of the insurance policy, especially the insurance beneficiary, is ignored by many people, and under normal circumstances, the beneficiary information should be consistent with the information of the owner's ID card.

    3. Whether the information on the registration certificate and driving license is consistent with the information on the owner's ID card.

    4. It is also necessary to pay attention to whether the tire size is consistent with the registration on the certificate, if it has been modified, it needs to be recorded, otherwise it may lead to the failure to pass the household.

    5. Find out whether there are any violations, and the traffic violations must be dealt with first, otherwise the transfer cannot be made.

  2. Anonymous users2024-02-08

    The handling method of vehicle transfer insurance is that the new owner should bring the transfer certificate, a copy of the driving license, the original policy, his ID card and the ID card of the original insurer, and fill in the transfer application form to the original insurance company, so as to complete the insurance transfer procedures, which can take effect in the early morning of the next day after the policy is approved. The transfer of second-hand car insurance is mainly divided into two types: changing the policy elements and applying for surrender and re-insurance. The former is to change the insured and the car owner, and the insurance content remains unchanged.

    The latter is to refund the original car insurance, and the new owner needs to pay the new insurance again.

    The transfer of insurance shall be handled after the change of the owner's information of the "Motor Vehicle Registration Certificate" and the receipt of the vehicle number plate and new driving license. If you buy a car in another place, the insurance does not necessarily have to be transferred, and the original commercial insurance can be refunded, but the compulsory traffic insurance must be retained. When applying for the surrender of a used car, the original owner's insurance policy and ID card must be provided.

    After surrendering the policy, you can go to any insurance company to purchase a new car insurance by providing a new driving license or vehicle transfer certificate.

  3. Anonymous users2024-02-07

    It is necessary to transfer the ownership, and by doing so, it is to protect its own rights and interests, and there will be no problems in later life.

  4. Anonymous users2024-02-06

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  5. Anonymous users2024-02-05

    Of course, it is necessary to transfer the ownership, so that you can avoid some unnecessary troubles and better protect your rights and interests.

  6. Anonymous users2024-02-04

    Yes, definitely. Vehicle insurance needs to be transferred, so there will be no trouble in the future.

  7. Anonymous users2024-02-03

    The transfer of ownership of a second-hand car can be transferred along with the insurance, but it can also be used.

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  9. Anonymous users2024-02-01

    The original owner can not go, you need to bring your ID card, new driving license, insurance policy and vehicle transfer certificate. Here's how to transfer the insurance of a used car:

    1. The key to some corrections of policy elements is to correct the insured and the car owner. The required information is relatively simple, bring the insurance policy and vehicle transfer certificate, and go to the marketing outlets of the original insurance company from the original owner to handle it.

    2. Apply for surrender, that is, return the original car insurance and terminate the previous contract. At this time, you only need to pay the premium from the beginning of the application to the surrender of the policy, and the other premiums will be refunded by the insurance company accordingly. The new owner can then go to any insurance company to reapply for a new car insurance.

    3. The information required for surrender of the policy, in addition to the insurance policy, also requires ID card. When re-insuring the vehicle, you only need to provide a new driving license or proof of vehicle ownership transfer to be insured.

    4. For vehicles with foreign license plates, it is best to choose to insure in the main driving place, because if you are insured in other places, you may encounter many inconveniences in the investigation and damage assessment, claims processing, customer service and other aspects in the event of an accident.

    5. Vehicle insurance, that is, motor vehicle insurance, referred to as car insurance, is also known as car insurance. Vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles.

  10. Anonymous users2024-01-31

    Summary. Dear, now answer the <> for you

    Second-hand car insurance transfer process: If you want to handle the transfer of commercial insurance, you generally need the owner to bring the original SFZ (including the original owner and the new owner SFZ), the new driving license, the insurance policy, and the second-hand car purchase invoice to the insurance company.

    How to transfer used car insurance? What documents are required.

    Dear, now answer the <> for you

    Second, talk about the handcar insurance transfer process: If you want to handle the transfer of commercial insurance, you generally need the owner to bring the original SFZ (including the original owner, and the new owner SFZ), the new driving license, the insurance policy, and the second-hand car purchase invoice to the insurance company, and there is a written application for correction that needs to be filled in and signed for confirmation. Hidden Hall.

    The required documents are as follows: vehicle driving license key trembling, motor vehicle registration certificate, remaining motor vehicle registration sub-form (the vehicle management office in the jurisdiction where the vehicle draft is destroyed, with SFZ, driving license to extract), vehicle purchase additional tax certificate, SFZ and household registration book of the buyer and seller, if it is a foreign household registration, you need to bring a temporary residence permit, and the buyer's temporary residence permit needs to be full for one year.

  11. Anonymous users2024-01-30

    Hello! After buying a second-hand car, the new owner of the new car must pay attention to the relevant car insurance transfer procedures, because if the new owner mentions the car, the policy information is still the original owner's, then in the event of an unexpected claim, the new owner will easily fall into a passive situation. Although it does not affect the claim, the claim process is quite troublesome, so it is recommended that you notify the insurance company in time and go through the corresponding procedures for changing the contract of car insurance.

    When handling the transfer of car insurance for a second-hand car, you should pay attention to:

    1. Carefully check the insurance policy provided by the original owner to understand the specific type of insurance and the amount insured.

    2. Pay attention to carry all the materials, especially the identity certificate of the original owner.

    3. It is necessary to see the effective time of the original policy, focus on checking the protection time limit of compulsory traffic insurance, and pay attention to the renewal of various types of insurance after the transfer of car insurance in a timely manner.

  12. Anonymous users2024-01-29

    I bought a used car, what should I do with car transfer insurance? "After buying a second-hand car, many car owners feel embarrassed by the transfer procedures of second-hand car insurance and don't know how to start. This is a common problem for second-hand car consumers, many car owners do not know much about car insurance transfer, and it is inevitable that they will stumble when going through the transfer procedures, in fact, insurance transfer is very simple.

    The transfer of second-hand car insurance is actually to change the beneficiary and license plate number of the original insurance endorsement of the vehicle after the second-hand car transaction. Therefore, there is no charge for the transfer of second-hand car insurance, and the materials required are relatively simple (no need to go to the insurance company with the vehicle). A car insurance transfer application form needs to be filled out and the new and existing owners need to be present together.

    When transferring ownership, you need to bring the original insurance policy, driving license, and vehicle transfer invoice and other documents. After the insurance company will immediately review it, it will issue you an approval policy accordingly to complete the insurance transfer. The transfer of second-hand insurance needs to be after the transfer of the second-hand car transaction, and after the registration certificate owner information is changed, and the new vehicle number plate and driving book are obtained.

    The second-hand car transaction is not all local Changhao transactions, on the premise of non-local transactions. Second-hand car insurance does not necessarily have to be transferred, you can choose to return the insurance directly, but you need to keep the compulsory traffic insurance (the compulsory traffic insurance can also be refunded and re-registered after settling on the ground). The terms of motor vehicle insurance stipulate that during the validity period of the insurance, if the insured vehicle is resold, transferred, given away or repurposed, the insured shall notify the insurance company in writing and apply for approval, otherwise the insurance company has the right to refuse compensation.

    With the increase in second-hand car transactions, the consequent insurance problems also occur from time to time. Second-hand car transactions that have not been formally handled by the traffic police department are not protected by law and are not recognized. Therefore, in the process of buying and selling second-hand cars, handling insurance transfer is an important link.

    At the same time, the transfer of second-hand car insurance can also effectively prevent the occurrence of second-hand car fraud. Knowing this, car owners no longer have to worry about what to do with car transfer insurance after buying a second-hand car.

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

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