A handling fee will be charged for reporting the loss of the cheque according to the face value

The bank's regulations on the handling fee for reporting the loss of cheques are: a handling fee of 1/1000 of the face value is charged, and less than 5 yuan is charged as 5 yuan.

If it is lost due to loss, theft or other reasons, it should immediately apply to the bank to report the loss.

If the drawer loses or steals a cheque that has been issued with complete contents and can be directly withdrawn in cash, etc., it shall issue an official letter or relevant certificate, fill in two copies of the application form for reporting loss (which can be replaced by a bill), affix the signature and seal of the reserved bank, and apply to the opening bank for loss reporting and stop payment. The bank ascertains that the cheque has not been paid, and accepts the loss report after charging a certain fee for reporting the loss, and indicates the cheque number and the date of the loss report in the account of the person reporting the loss with a red pen.

If the payee loses or steals a cheque that can be withdrawn directly in cash, etc., he or she shall also issue an official letter or relevant certificate, fill in two copies of the application form for reporting loss and stopping payment, and apply to the payee's bank for reporting loss and stopping payment after being signed and sealed by the payer. The other relevant formalities are the same as above. At the same time, in accordance with paragraph 3 of Article 15 of the Negotiable Instruments Law:

The person who lost the bill shall, within 3 months after notifying the loss of the bill and stop payment, may also apply to the people's court for publicity and reminder in accordance with the law after the loss of the bill, or file a lawsuit with the people's court. That is, when the negotiable instrument that can be endorsed and transferred is stolen, lost or destroyed, the person waiting for the negotiable instrument shall submit an application for publicity and reminder in writing to the basic people's court of the place where the negotiable instrument is paid (i.e., the place of payment). On the application submitted by the loser to the people's court, the main content of the bill such as the type of bill, the face value, the drawer, the payer, the endorser and other bills should be stated, and the circumstances of the loss of the bill should be explained, and relevant evidence should be presented to prove that he is indeed the holder of the lost bill, and has the right to apply.

According to the regulations, if the transfer check that has been issued is lost or stolen, etc., because this kind of check can be directly purchased with the ticket, the bank does not accept the loss report, so the person who lost the check cannot apply to the bank to report the loss and stop payment. However, the beneficiary and its bank can be requested to assist in prevention. If the lost cheque exceeds the validity period or has been paid by the paying bank before the loss is reported, the person who lost the cheque shall be responsible for all losses caused thereby.

Whether it is a cash check or a transfer check, reporting the loss of the cheque is only declared invalid and does not charge a handling fee.

There is no handling fee for reporting the loss of the check! It seems like.

Legal analysis: As long as the normal cash check does not exceed 50,000 yuan on the same day, there will be no charge, and a large withdrawal fee will be charged if it exceeds 50,000 yuan. The amount of fees charged varies from place to place.

Legal basis: Measures for the Administration of Bank Accounts

Article 21 When a depositor applies to open a basic deposit account, he or she shall fill in an application form for opening an account, provide the documents specified in these Measures, and submit a seal card with the depositor's seal, which shall be approved by the bank and opened the account with the certificate issued by the local branch of the People's Bank of China.

Article 22 A depositor applying for opening a general deposit account, a temporary deposit account and a special deposit account shall fill in the application form for opening an account, provide the supporting documents specified in these Measures, send a seal card stamped with the seal of the remaining person of the deposit, and open the account after examination and approval by the bank.

After the cheque is lost, first apply to the paying bank to report the loss, and then apply to the court for a public notice.

If no one declares the right after the court has made a public notice, the court may confirm the applicant's right to check in accordance with the law.

Code of Civil Procedure.

Article 218 The holder of a negotiable instrument that may be endorsed and transferred in accordance with the provisions may apply to the basic people's court of the place where the negotiable instrument is paid for publicity and reminder due to the theft, loss or destruction of the negotiable instrument. The provisions of this chapter apply to other matters for which an application for publicity and reminder may be made in accordance with the provisions of law.

The applicant shall submit an application to the people's court, indicating the face value, the invoicer, the bearer, the endorser and other main contents of the bill, as well as the reasons and facts for the application.

Check loss report, first by the check issuing unit to the bank for oral loss report, and then go to **, the newspaper published the check loss notice, and then go to the bank to handle the formal loss report, the bearer has no right to handle.

Cheque loss reporting process: issue an official letter or relevant certificate, fill in two copies of the loss report application form, affix the signature and seal of the reserved bank, and apply to the opening bank for loss reporting and stop payment. The bank ascertained that the cheque had not been paid, and after charging a certain fee for reporting the loss, it accepted the loss report, and indicated the cheque number and the date of the loss report in the account of the person reporting the loss with a red pen.

[Legal basis].Article 15 of the Negotiable Instruments Law of the People's Republic of China.

If the bill is lost, the person who loses the bill may promptly notify the payer of the bill to report the loss and stop payment, except for the bill that does not record the payer or cannot determine the payer and its ** payer.

The payer who receives the notice of loss report and stop payment shall suspend payment.

The person who lost the bill shall, within three days after notifying the loss of the bill and stopping payment, may also apply to the people's court for publicity and reminder in accordance with the law after the loss of the bill, or file a lawsuit with the people's court.

Legal Analysis: Chiropractic.

As long as the normal cash check does not exceed 50,000 yuan on the same day, there is no charge, and if it exceeds 50,000 yuan, a large cash withdrawal fee will be charged. The amount of fees charged varies from place to place.

Legal basis: Measures for the Administration of Bank Accounts

A depositor applying to open a basic deposit account shall fill out an application form for opening an account, provide the documents specified in these Measures, submit a seal card with the depositor's seal, obtain the approval of the bank, and open the account with the account opening permit issued by the local branch of the People's Bank of China.

Article 22 When a depositor applies for opening a general deposit account, a temporary deposit account or a special deposit account, he or she shall fill in the application form for opening an account, provide the supporting documents stipulated in the Law of the People's Republic of China, submit a seal card stamped with the seal of the depositor, and open an account after being examined and approved by the bank.