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2 yuan is the handling fee for transfer repayment, so it is 102. There is a suspicion about this, that is, if you repay 100 to China Merchants Bank credit card through Alipay, this is not consumption on the credit card, but your repayment record, and it should be 100 yuan, 2 yuan is recorded on the bank card of repayment, or Alipay is recorded on Alipay if it is rich, Alipay is called the handling fee, if it is a bank card repayment, Alipay consumption is directly recorded Alipay consumption 102I've come across it too.
Just took a closer look.
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Credit cards have a statement date, and the bills are not issued directly on the bill date and the next bill date, that is, the money swiped, and there is no need to repay it for the time being.
You can check the billing status through the following channels:
1.Log in to your credit card**, click "Online Banking Login" on the right side to enter your ID number, inquiry password and additional code to log in to online banking, and find Account Management - Account Inquiry - Unbilled Inquiry
2.Fixed**Call the toll-free hotline 8008205555, dial 4008205555 (closing call) from your mobile phone, enter your ID number + " "-2 Limit Inquiry and Adjustment -3 Bill Inquiry.
3.Open the "Pocket Life" client and go to "Bill Repayment - Bill Query" to query the details of bills that have been issued and those that have not been issued.
4.Please ask the counter staff for assistance.
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Is there a minus sign in front of this 100 is -100
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"Outstanding bill" refers to the next installment to be paid. If you just swiped your card and want to check your consumption records, you can generally find it in the online banking bill the next day, without waiting for the bank to send you an electronic bill.
The bill date is the date on which your bill for the previous month is settled, and generally the latest payment date is 20 days after the bill date. It is also written on the bill given to you by the bank, or you can also know it by calling customer service. The billed bill is your bill for the previous month, and the unbilled bill is your bill for the next period, but it has not yet reached the settlement date, so it has not been typed out for you.
Your bill date is the 5th of each month, which means that your monthly consumption is divided from the 5th, and the repayment period is 20 days after the bill date, that is, you have to repay the bill amount settled on the 5th of this month before the 25th of each month.
What is a Credit Card?
A credit card is a credit certificate issued by a commercial bank for consumers to purchase goods and pay for expenses. Consumers can withdraw cash, purchase goods, etc., and overdraft small amounts of cash with the signature of the card at designated banks and stores.
The credit card stipulated in the relevant laws of China (the Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the Criminal Law of the People's Republic of China) refers to an electronic payment card issued by a commercial bank or other financial institution with all or part of the functions of consumer payment, credit loan, transfer and settlement, cash deposit and withdrawal, etc.
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The time when the unbilled transaction occurred between the date of the statement date and the date before the next statement date.
For example, your credit card statement date is 10 days. The current date is February 5th, and you suddenly want to check the transaction details for January 11th.
This consumption is in the unissued bill, because there is no calendar key transaction on January 11 in the bill on January 10, and now it is the 5th day of February, and it has not yet reached February 10, and the bill on February 10 has not come out.
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The bills issued by China Merchants Bank credit cards are bills of the previous month or before, which are bills that have been credited by the bank and issued to individuals.
If the bill date is the 10th of each month, the bills recorded are the transactions from the 10th of the previous month to the 9th of the current month (including the 9th), and the transactions after the 10th of the current month (including the 10th) are attributed to the unissued bills.
China Merchants Bank credit card statement date: Every month, if the backup date is the statement date, the cardholder can change it once every six months.
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