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The bill of exchange is due for one or two months, each bill of exchange has a bill of exchange date and maturity date, the general bill of exchange date and the maturity date are six months apart, when we finish the bill, after holding a period of time, the remaining days from the maturity date refers to the bill of exchange period, which is generally calculated according to 30 days. There are also some bills of exchange that are short-term bills, which refer to the bills that are issued for one month, two months or three months and less than six months, understand? If you don't understand, add q934509218
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Check: 10 days.
Promissory check 2 months.
Bank draft 1 month.
Commercial draft 10 days.
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Acceptance bill refers to the bill of exchange that has gone through the acceptance procedures. That is, in the transaction activity, the seller issues a bill of exchange in order to claim payment from the buyer, and the payer indicates on the face of the bill the word "acceptance" and the signature acknowledging the payment due.
After acceptance, the payer becomes the acceptor of the bill of exchange. The acceptance by the purchaser is called "commercial acceptance bill", which is accepted by the bank.
It is called "bank acceptance bill". The term of the bill of exchange is simply that the person holding the bill of exchange during the period can withdraw the proceeds in full at the par amount on the maturity date. If the funds are to be cashed in advance due to urgent needs, the withdrawal of earnings will need to bear a certain amount of interest, that is, the full amount cannot be withdrawn, and after the withdrawal of the proceeds, the bill of exchange no longer belongs to the original holder.
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It's how long it takes to redeem it.
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The prompt payment period for bank drafts is 1 month from the date of issue. If the bearer exceeds the prompt payment period, the payer will not be accepted. It means that within this period, you have to tell the payer that you have to take out the amount recorded in this bank draft!! It's about withdrawing money.
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The payment period of the bank draft reminder is one month from the date of issue.
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In layman's terms, it is to remind the payer that the bill is about to expire and ready to pay for the money.
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The prompt payment period of the bank draft is one month from the date of issuance (in layman's terms, it is: the prompt payer is ready to pay when the bill is about to expire). If the bearer exceeds the payment deadline to prompt payment, the payer will not be accepted, and the bearer can only prompt payment to the issuing bank with the bill of exchange.
The payer is the bank that issues the bill of the system or the bank that contracts the contract across the system to review and pay the bill, that is, the bank of the holder.
The bank draft is valid for 2 years from the date of issue. That is to say, within 2 years from the date of issuance, the payee or the bearer can request payment from the issuing bank with the bill of exchange, and the payer shall not refuse to pay on the grounds that the payment period is exceeded.
The issuing bank of a bank draft is the payer of the draft.
The drawer of the bank draft = the payer of the bank draft = the issuing bank.
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1. The bank draft is a bill that the remitter deposits the money with the local issuing bank, issued by the issuing bank, and is mostly used for remote transfer settlement and cash withdrawal, and is unconditionally paid to the payee or bearer according to the actual settlement amount when the bill is seen. Bank drafts have the characteristics of flexible use, ticket arrival, and strong cashability, and are suitable for commodity transactions such as collection and delivery after payment or clear money and goods.
2. The semi-annual payment period refers to the period from the date of issuance to the date of payment. The semi-annual period here refers to the month from the date of issuance, regardless of the size of the month or the size of the month, to the corresponding date of 6 months. For example, if the issuance date is March 5, the payment period ends on September 5.
If the due date falls on a holiday, it can be postponed. Overdue bills of exchange will not be processed by the cashing bank.
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