Which is better, Ping An car insurance or Sunshine car insurance?

Updated on Car 2024-05-22
10 answers
  1. Anonymous users2024-02-11

    It's hard to say, each has its own advantages. Ping An car line** is relatively low, supports mobile phone wap** and insurance, more convenient, fast claims, and provides free services. Customers of Sunshine Auto Insurance can enjoy Sunshine "Flash Compensation", which has the advantages of simple claims, fewer links, and no documents.

  2. Anonymous users2024-02-10

    Compare and choose from the perspectives of four key factors: vehicle, people, use and region.

    Which one is better, Sunshine Car Insurance or Ping An Car Insurance, should be judged by comprehensive comparison according to their first-class factors, service attitude and service outlets.

    When choosing a car insurance company, the majority of car owners must pay attention to the comprehensive comparison of various car insurance companies, service attitude and service outlets and other factors, generally speaking, the larger the car insurance company's advantages are more obvious.

    Ping An Auto Insurance customers can enjoy year-round insurance report and consulting services, one-stop direct claim service, and nationwide general claim service for local settlement of insurance in other places.

    Ping An Auto Insurance has high claim settlement efficiency and supports claims settlement in other places.

    Ping An car insurance protection is not discounted, the service is better, the insurance is fast, and the compensation is more worry-free.

    Ping An Auto Insurance VIP services include: 24-hour all-weather professional car rescue service, power connection service; emergency oil delivery; Urgent water refill; Replacement of tires; on-site emergency repair; Trailer traction, hoisting, rescue, etc.

    Sunshine car insurance services include: Pure car damage cases below 5,000 yuan without objection, compensation will be paid within 24 hours after the procedures are completed.

    National "three-dimensional compensation": three-dimensional compensation for underwriting in place A, survey in place B, and payment in place C nationwide.

    Travel medical rescue services: provide customers with medical rescue services during travel: emergency medical rescue services at the scene of the accident, emergency rescue guidance, and protective rescue services during travel.

  3. Anonymous users2024-02-09

    Summary. Hello, relatively speaking, Ping An car insurance is better, whether it is fame or service, claims are better than Sunshine car insurance.

    Which is better, Ping An car insurance or Sunshine car insurance? Which is better?

    Hello, relatively speaking, Ping An car insurance is better, whether it is fame or service, claims are better than Sunshine car insurance.

    Both of these insurance companies are good, and their rankings are also high in the country. The claims service of Sunshine Auto Insurance is obvious to all in the hearts of many car owners, and it can be claimed nationwide. In addition, once the consumer is out of danger in the field, he does not need to rush back to the place where he was insured for processing, and he can make a claim on the spot.

    Moreover, it is more humane and faster than traditional claims, and consumers can make claims in the closest place to the insurance in any place in China, eliminating the inconvenience of going back and forth between the location of the insurance and the underwriting place under the traditional model. For non-personal injury cases below 5,000 yuan (inclusive), compensation can be paid without documents. Ping An auto insurance itself is a veteran, but also the king of the car insurance market, its most prominent place is in the claim, it can do after the car repair, first pay, which is not possible for many car insurance companies, in addition, traffic accident compensation below 10,000 yuan, within 3 days can be received, the speed is quite fast.

  4. Anonymous users2024-02-08

    Summary. Hello, I would like to answer this question as follows: Hello, Ping An of China is a little stronger than Sunshine Insurance.

    There are many types of insurance that these two companies are operating at the same time, but Ping An is mainly engaged in life insurance, Sunshine Insurance is mainly engaged in property insurance, in 2005, Sunshine Insurance has been formally established, the registered capital has reached 100 million yuan, and now it has provided corresponding protection for 100 million people, Ping An was established relatively early, it was established in 1988, and it is also one of the three major comprehensive financial groups in China, and the total assets of the group are not less than 10 trillion yuan. Considered to be the world's largest insurance group by assets, Ping An has a longer history and stronger economic strength than Sunshine Insurance in this regard.

    Which is better, Ping An Insurance or Sunshine Insurance?

    Hello, I would like to answer this question as follows: Hello, Ping An of China is a little stronger than Sunshine Insurance. There are many types of insurance that these two companies are operating at the same time, but Ping An is mainly engaged in life insurance, Sunshine Insurance is mainly engaged in property insurance, in 2005, Sunshine Insurance has been formally established, the registered capital has reached 100 million yuan, and now it has provided corresponding protection for 100 million people, Ping An was established relatively early, it was established in 1988, and it is also one of the three major comprehensive financial groups in China, and the total assets of the group are not less than 10 trillion yuan. Considered to be the world's largest insurance group by assets, Ping An has a longer history and stronger economic strength than Sunshine Insurance in this regard.

    China's insurance supervision is very strict: all insurance companies, they must be subject to the review of the insurance regulatory authority before the establishment, and after the establishment of four major systems to restrict, namely: margin system, reserve system, provident fund system, insurance protection system.

    The most important thing is that insurance companies must be subject to the most stringent supervision of the CIRC for a long time, namely solvency supervision (C-ROSS), which is to establish detailed mathematical models and stress tests to ensure that insurance companies have the ability to fail under the probability of no matter what happens. 2.

    An insurance company can go bankrupt, but the life insurance policy is still valid: The Insurance Law stipulates that if an insurance company that operates a life insurance business is revoked or declared bankrupt in accordance with the law, its life insurance contract and reserves must be transferred to another insurance company that operates life insurance business. The transferred life insurance policy is still valid, don't worry, there is always someone to take the risk for us.

  5. Anonymous users2024-02-07

    Brother Bao said insurance, focus on insurance evaluation! Last night, I stayed up late to sort out an inventory of the top ten insurance companies that are "worth buying" of popular critical illness insurance!

    What is the difference between the critical illness insurance of Sunshine Life Insurance Company and other insurance companies, come and take a look.

    There are many types of insurance that these two companies are operating at the same time, but Ping An is mainly engaged in life insurance, and Sunshine Insurance is mainly engaged in property insurance.

    Space is limited, so I will focus on the analysis of Sunshine Insurance for you first.

    As a relatively senior insurance company in the industry, Sunshine Insurance has always been at the forefront of the insurance industry. It now has a number of professional subsidiaries such as life insurance and property insurance.

    To be honest, just because you recognize the insurance company, you can't take it for granted that their products are fine. Generally speaking, Sunshine Insurance is decent, for example, the critical illness insurance they have been promoting in recent times: Sunshine i Insurance.

    I have done some simple analysis of this product, if you are interested, you can take a look at this:For this product, if you are interested, you can take a look at this: Top 10 insurance companies "worth buying" popular critical illness insurance inventory!

    At the same time, Sunshine Insurance Company also has another well-known critical illness insurance product: "Sunshine Kangrui Model B", on the Sunshine Kangrui B critical illness insurance product promoted by Sunshine Life, I have made a detailed evaluation, and its advantages and disadvantages are as follows: (see the figure below for details).

    Pros:1High brand awareness, many branches, and convenient offline services.

    2.Additional benefits: 50% additional benefits for those diagnosed with serious critical illnesses and malignant brain tumors and other 8 types of critical illnesses can be obtained.

    Cons: 1Low payout for mild illness: In this product, the claim rate for mild illness is only 20%, and the price is too low.

    2.No Insured Waiver: This product does not have a Minor Illness Waiver for the Insured, and no additional premiums can be paid in advance.

    3.Not cost-effective: This product is insured until the age of 80, and it is also a ridiculously high return product.

    On the whole, Sunshine's critical illness insurance can only be said to be average, and its competitiveness in the current critical illness insurance market is indeed a little worse. Through the introduction of this product, I wonder if you have a deeper understanding of sunshine?

    Considering the length of the article, I have also summarized some critical illness insurance products with high payouts and high cost performance, and directly poke the blue word to view: the top ten insurance companies are "worth buying" popular critical illness insurance inventory!

  6. Anonymous users2024-02-06

    Ping An Auto Insurance is a large state-owned insurance company, of course, it is more assured to buy, and the follow-up claims are more secure.

  7. Anonymous users2024-02-05

    When buying auto insurance, it is generally better to choose a large insurance company: first, the service is good and the claim settlement is fast; Second, these insurance companies have realized the national claims network, which can realize remote claims. For example, Chinese Insurance Company, Ping An of China, China Pacific and other relatively large insurance companies in China have basically been able to achieve the degree of non-local insurance and national compensation for car insurance claims.

    If you need a more in-depth answer, you can click the link below to receive exclusive services: general car insurance, compulsory traffic insurance + commercial insurance (commercial insurance can choose car damage + three + driving insurance), if you need it, you can also arrange one-to-one consultants and experts to assist you for free.

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  8. Anonymous users2024-02-04

    It mainly depends on what services are available, such as roadside assistance, free maintenance, etc., as well as looking**, who is cheap and has more services.

  9. Anonymous users2024-02-03

    I think both of these are pretty good, each with its own benefits, and you can choose according to your situation. I have a lot of friends who buy Ping An car insurance, and they all say that the service is more practical, divided into many situations, with their own solutions, and the claim settlement speed is also very fast, very humane, if you are interested, you can go to the official website to learn about it.

  10. Anonymous users2024-02-02

    I think Ping An car insurance is better. Founded in 1988 in Shekou, Shenzhen, Ping An Insurance (Group) Co., Ltd. is the first joint-stock insurance company in China, and has developed into an integrated, close and diversified comprehensive financial service group integrating financial insurance, banking, investment and other financial services. It is one of the three old insurance companies in China's insurance industry, and its strength is very strong.

    The business area covers the whole country, with 35 secondary institutions and more than 1,100 business outlets in various provinces, municipalities and autonomous regions in China; In addition, Ping An P&C has also set up survey outlets in nearly 400 cities in 150 countries and regions around the world, with a wide range.

    Extended Materials. 1.Motor vehicle insurance, also known as automobile insurance (referred to as car insurance), refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents caused by natural disasters or accidents.

    The first motor vehicle insurance policy was issued in 1895 by the British "Legal Accident Insurance Company", which was a motor third party liability insurance policy with an insurance premium of 10 to 100 pounds, which could be added to the insurance premium.

    2.Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

    3.The world's first car insurance policy appeared in the United States in 1898. Traveler's Insurance in the United States**** gave Truman Martin of Buffalo, New York, the first car insurance policy in 1898.

    Martin was very worried that his car would be hit by a horse. There are just over 4,000 cars in the United States, but the number of horses has reached 20 million, and horse-drawn carriages are still the main means of transportation. More than 100 years later, there are 100 million cars in the United States, and the number of horses has dwindled to 2 million.

    Car insurance, which was considered a novelty more than a century ago, has become commonplace.

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