Which is better, car insurance, life insurance, or PICC car insurance

Both of these car insurance companies are good and have their own characteristics. How to avoid pitfalls when buying car insurance, dad will teach you: "The secret of car insurance routines is revealed, and the old driver teaches you not to spend money in vain".

Daddy let's compare the two companies:

1.Comparison of premium income.

It can be seen from the 2019 property insurance company premium income ranking table that PICC property insurance's premium income in 2019 reached 100 million yuan, accounting for market share and ranking first, so the strength of PICC car insurance is still very strong.

The premium income of Chinese Life Property Insurance in 2019 is 100 million yuan, accounting for market share, ranking fourth, it is not difficult to see that the premium income of Chinese Life Car Insurance is slightly inferior to that of PICC Car Insurance!

2.Comparison of claims services.

PICC auto insurance claim service.

1) Simple "extremely fast" claims. "Extremely fast" service of first compensation and then repair; In cases of less than 10,000 yuan, compensation will be notified within one hour; The "double exemption" service of no need to fill in documents and no accident description.

2) Personal injury claims are more "reassuring". On-site mediation by commissioners; Notification of compensation on the spot; One-time fast processing.

3) It's "easier" to enjoy the service. Nationwide general claims, exclusive electronic survey and claim settlement; 7x24 hours all-weather survey and claims consulting services nationwide.

Chinese life car insurance claims service.

After the customer submits the relevant procedures, the life car insurance will guarantee the compensation within the agreed time according to the size of the accident, the difficulty of the case, and the agreed time limit for receiving compensation.

In short, both companies are very good, and everyone can choose according to their needs.

Buying car insurance is not just about the company's brand, these two are both large companies, and there is not much difference. It is recommended that you should buy the right insurance according to the specific situation of the car, if it is compulsory traffic insurance and three insurance, each company is almost the same, and commercial insurance will have certain differences, depending on your specific needs. Also consider claims service and efficiency, which can be found locally.

I hope it can help you, the following are the promotional selling points of Ping An and PICC.

Ping An: The country has opened fast (one day compensation within 10,000 yuan), easy (local claims can be settled if the documents are complete), and free (free rescue of non-accident roads for countless times) services.

7 24-hour car insurance claim report**95511;

Experts quickly investigate and assess the damage on site;

Nationwide compensation, local claims can be settled if the documents are complete;

Ping An promises that the compensation will be completed within one working day for car insurance liability accidents within 10,000 yuan.

PICC car insurance: many discounts, good service, and fast claim settlement.

Intimate service: exclusive service of car insurance butler.

Rest assured: self-service inquiry of policy information.

PICC Auto Insurance is referred to as PICC Auto Insurance, which belongs to the business scope of Chinese People's Property Insurance Co., Ltd. **** and belongs to motor vehicle insurance. PICC auto insurance has 1 hour notice of compensation, remote insurance, on-site claims, free rescue of broken vehicles, accident car custody and other exclusive services of PICC car insurance, to protect the interests of the policyholder to the greatest extent.

Chinese Life Insurance (Group) (hereinafter referred to as Chinese Life) is a state-owned super-large financial and insurance enterprise company; Headquartered in Beijing, it is one of the world's top 500 enterprises and China's top 500 brands. The predecessor of the company was the original Chinese People's Insurance Company, which was established in 1949, and was divided into China Insurance Life Insurance **** in 1996, and changed its name to Chinese Life Insurance Company in 1999. In 2003, with the approval of *** and the former China Insurance Regulatory Commission, the former Chinese Life Insurance Company was restructured and restructured into Chinese Life Insurance (Group) Company.

Car insurance buyer is safe. PICC is mainly based on property insurance, and life insurance is mainly based on life insurance, but life insurance has developed very rapidly in recent years, and car insurance services are also good.

Further information] Life insurance is life insurance.

One is life insurance that takes the life of the insured as the subject matter of insurance and the survival or death of the insured as the condition of payment. Life insurance is a social security system.

It can be divided into whole life, term life, survival insurance, life and death, etc. Life insurance has introduced a savings component, and the insurance company will pay the agreed premium to those who are still alive at the end of the insurance period. When an insured accident occurs in the life of the insured, the insurer pays the insurance premium.

Originally, life insurance was intended to protect against the financial burden that may be caused by the death of an unavoidable person, but later, a savings element was introduced into life insurance, so the insurance company would also pay the agreed insurance benefits to those who are still alive at the end of the insurance period. Life insurance is a kind of social security system, which is an insurance business that takes people's life and body as the insurance object. For everyone, death, old age, disability, illness, etc. are all dangers in life, and we call them personal dangers.

The advantage of life car insurance is that it can provide 24-hour uninterrupted dedicated line** service, and it also provides SMS notification service for key links, which can allow customers to understand the policy dynamics and claim process in real time, which improves the transparency of the service to a certain extent. For pure car damage accidents where the loss amount is less than 3,000 yuan, and the cause of the accident and the insurance liability are clear and clear, the procedures are complete, and the compensation is immediately desirable.

PICC refers to the guarantee in the name of an individual, usually with a private seal.

PICC car insurance. It belongs to the Chinese People's Property Insurance Shares****.

The business scope is PICC property insurance.

One of the main businesses. PICC Property & Casualty Insurance is the largest property insurance company in Asia and is also the Chinese People's Insurance Group Company.

Its iconic main business. The advantage of PICC car insurance is that it can provide exclusive services such as 1-hour notice of compensation, remote insurance, local claims, free rescue of broken vehicles, accident car custody, etc., and support online insurance, and can also deliver a single to the door for free. There is also a "speed" service that pays first and repairs the car later.

When car owners buy a new car, they will insure their vehicle. Car insurance is a must-have choice for every car, and what kind of insurance company to choose to insure your car is a question that many car owners are very concerned about.

Which company has better car insurance? I think Chinese life.

And the strength of Chinese Insurance is very strong, these two companies are good car insurance, mainly for the following reasons. First of all, if you look at the car insurance business, the comprehensive strength of PICC car insurance is stronger than that of life car insurance, and many car owners buy PICC car insurance. Secondly, the premium income of PICC car insurance is relatively high, and it is very popular with car owners, and the sales volume is relatively good, and it is also very important that PICC car insurance has more funds to pay.

Finally, in fact, what kind of car insurance to choose, mainly depends on the type of car, according to the type of car to choose the right insurance is the only choice for car owners, the speed of claims of various car insurance companies will not be too different.

1: The strength of PICC car insurance is better than that of life car insurance.

From the perspective of car insurance business, the comprehensive strength of PICC car insurance is stronger than that of life car insurance, and many car owners buy PICC car insurance.

Three: Choose the right insurance according to the needs of the car owner and the type of vehicle. Car insurance is actually similar for different insurance companies.

In fact, what kind of car insurance to choose, mainly depends on the type of car, according to the type of car to choose the right insurance is the only choice for car owners, the speed of claims of various car insurance companies will not be too different.

If life car insurance is compared with PICC car insurance, PICC car insurance should be better.

Life insurance should not sell car insurance, it's not very clear, I bought PICC.