How to surrender Ping An Auto Insurance business, how to refund the premium of Ping An Auto Insuranc

Commercial auto insurance. Yes, the policy is refundable. Compulsory traffic insurance cannot be surrendered (except for vehicle scrapping), bring the following information to the insurance company's customer service center for surrender. The main materials for surrender are: 1. Application for surrender.

2. Insurance policy.

Original, if the insurance policy is lost, it needs to be replaced in advance. 3. Insurance premium invoice.

First of all, the vehicle's insurance policy must be within its validity period.

Secondly, during the validity period of the insurance policy, if the vehicle has not been reported to the insurance company or has made a claim, the vehicle that has received compensation from the insurance company cannot be surrendered; Vehicles that have only been reported to the insurance company and have not been compensated cannot be surrendered.

The specific process is roughly like this, when the car owner surrenders the insurance, he must first submit the surrender application to the insurance company, explain the reason for the surrender and when the surrender began, sign it or stamp the official seal, and hand it over to the business management department of the insurance company. After the insurance company reviews the surrender application, it will issue a surrender approval form, which will indicate the surrender time and the amount of premium to be refunded, and collect the car insurance policy. The surrenderer can then present the surrender approval form and ID card.

Go to the insurance company to get a refund of the premium.

The surrender premium is the premium for the unpaid liability period from the date of the policyholder's surrender application, i.e.:

Surrender Premium Premium* (Number of days remaining in force of the policy Total number of days in force of the policy.)

Extended information: Ping An Insurance.

Surrender process: Method 1: Call the transfer manual service to handle the surrender.

Method 2: Go to the company's counter to surrender the policy. Method 3:

Open Ping An Account to handle surrender online. Surrender refers to the application and consent of the insurer when the insurance contract is not fully performed.

Ping An ** car insurance surrender can be handled at the local service outlets, in addition, you can directly call Ping An's car insurance hotline to submit the surrender, or you can directly call Ping An Group customer service** to apply for surrender. The specific process of surrender is as follows: The first step is to apply to the insurance company and submit a written application to the insurance company you are insured, so that the insurance company will assign a special person to accept it; The second step is to submit relevant information, as long as the insurance company accepts it, it will ask the customer to provide relevant supporting materials, such as ID card, original insurance policy and supporting materials, and passbook.

One account, and then wait for the review of the insurance company's staff; The third step, mandatory determination, after the insurance company audits the same, will calculate the surrender amount, the owner can compare and confirm with his own calculation, after correct, after signing and confirming, you can successfully surrender.

Commercial auto insurance is refundable. Bring the original insurance policy, insurance invoice, surrender application and other materials to the counter of the insurance company to handle it.

The steps of Ping An Auto Insurance Refund Process are as follows:

2. After opening the software, if you don't have an account, you need to "register", and some can directly log in to the "My" interface;

3. After logging in, click the "Customer Service" icon at the top right to contact customer service;

4. Enter "return insurance" in front of the customer service on the customer service interface, and the customer service will send the corresponding processing methods. According to the content sent by the customer service, click "Check the policy";

If you have purchased commercial insurance, unlike compulsory traffic insurance, commercial insurance is refundable. However, depending on the type of purchase, you will need to check whether you meet the conditions for surrender and whether you need to pay liquidated damages. The operation of surrendering car insurance is actually not difficult, and it can basically be divided into the following types according to different purchase methods and channels:

If you buy it from **person, you can directly call **to**person, communicate directly with **person, and surrender the policy step by step. It is a self-purchased car insurance, and you can directly take the materials to the store for operation, and Ping An generally has handling points in various cities, and you can inquire online or consult customer service. When the car owner surrenders the insurance, he needs to bring the insurance policy, proof of payment, ID card, driver's license, and submit the surrender application to the insurance company (remember to write the reason for surrender and the surrender time), and the insurance company will give a surrender approval form after review, and at the same time withdraw the car insurance policy.

If you want to surrender the insurance online, log in directly on the official website of Ping An Auto Insurance, contact **"Customer Service", send "Refund Insurance", and click to apply for **Refund Insurance according to the link and content sent by customer service.

The surrender amount of Ping An Auto Insurance is calculated as follows: commercial insurance premium * 85% * (remaining effective days of the policy 365) = surrender amount.

There are two types of surrender premiums for Ping An Auto Insurance, one is compulsory traffic insurance, and the other is for commercial insurance users to check whether they meet the surrender conditions according to the type of insurance they surrender.

If the user does not know the content of the surrender of the insurance policy, the user can obtain information by checking the content of the signed contract. The surrender conditions of Ping An Auto Insurance are as follows:

1. The insured vehicle is cancelled or detained by the public security organ in accordance with the law;

2. The insured vehicle has gone through the procedures for not driving;

3. The insured vehicle has been confirmed by the public security organ to be lost, and there is relevant proof;

4. The insured vehicle is bought, sold, transferred, or gifted to a place where the vehicle is not registered;

5. The policyholder has purchased excess compulsory traffic insurance;

6. The newly purchased vehicle cannot pass the inspection due to various reasons and cannot be put into the household.

The surrender process of Ping An Auto Insurance's compulsory traffic insurance is as follows:

1. The policyholder shall explain the reason for surrender and the time of surrender to the insurance company and submit the surrender application;

2. The insurance company will review the surrender application submitted by the policyholder, and if the surrender conditions are met, the insurance policy will be withdrawn and the surrender approval will be issued;

3. After deducting the relevant expenses, the insurance company will refund the remaining premium to the policyholder.

PurchasedPing An InsuranceAt present, there are two ways to surrender the policy, one is that the policyholder or the client needs to go to the customer service center with the relevant materials to handle the surrender. If it is inconvenient to travel or do not have time to go to the business hall to go through the surrender procedures, you can also dial the insurance customer service to apply for surrender.

If you want to surrender the insurance, you must prepare the relevant materials and prepare the application for cancellation of the insurance contract in advance.

The identity card of the policyholder.

Insurance policies, contracts, personal bank accounts.

If the surrender amount of the insurance product is zero, only a copy of the ID card is required. If you entrust someone else to handle the surrender business, in addition to the surrender application, ID card, policy contract and bank, you also need to prepare the client's ID card and power of attorney.

Surrender features

It refers to the termination (or request) of the insurance contract and the cancellation of the insurance policy by either party to the contract during the validity period of the policy.

acts. In general, a non-life term insurance policy contains a clause for terminating the insurance contract, which stipulates the conditions for either party to cancel the insurance policy before it expires, so as to protect their interests from being damaged by the continuation of the insurance contract.

The corresponding premium shall be refunded upon surrender of the policy. If the policy is surrendered before it becomes effective, the insured can in principle recover the entire premium, but the insurer is also entitled to receive a minimum premium. If the insurer requests the cancellation of the contract, the undue part of the premium shall be calculated on a daily basis and refunded to the insured.