Which is better, Anhua car insurance or sunshine car insurance?

Both car insurance plans are good and should be purchased according to your own situation.

1. Anwar's one-way pick-up third party liability insurance clause:

If an accident occurs during the use of the insured motor vehicle by the insured or its permitted legal driver, resulting in direct personal loss or property to a third party, the insurer shall compensate for the amount of compensation payable by the insured according to law in accordance with the provisions of this insurance contract for the part exceeding the compensation limit of each sub-item of the compulsory motor vehicle traffic accident liability insurance.

2. Sunshine Online Auto Insurance promises that all customers who purchase Sunshine Auto Insurance on the Sunshine official website can enjoy the Sunshine "Flash Compensation" service (for non-personal injury cases below 5,000 yuan (including 5,000 yuan), the compensation will be paid within 24 hours without documents and reports, and the flash compensation service will be 100 times the penalty interest for overtime. At the same time, it launched the "Sunshine Flash Compensation Car Insurance Service Deposit" with the China Consumers Association to supervise the Sunshine "Flash Compensation" service. It has the advantages of simple claims, fewer links, and no documents.

I advise you to choose PICC Property Insurance, Pacific Property Insurance, Ping An These companies, small companies beware of collecting money and people are gone...

No procedure is required. You just go straight to it. Same offer. The sun is better than Anwar.

Experience for yourself that Anwar's claims are extremely bad! Don't insure! To apply for insurance, you still have to find a large company.

You don't need to go through the procedure, as long as you meet the other party's underwriting requirements!

Anhua Insurance is particularly garbage, and the staff is not qualified; Speak and curse; In terms of vehicle damage assessment, there is a lot of confusion.

There's a pit ahead, don't jump! Remember! See for yourself.

AXA Balances. In second-tier cities.

Above, his claims are very high. But because the coverage is not enough, the small place is poor.

1. Ping An Auto Insurance.

2. Chinese Insurance Auto Insurance.

3. Pacific Auto Insurance.

4. China United Auto Insurance.

5. Dadi car insurance.

6. Cheonan Auto Insurance.

7. Yongan Auto Insurance.

8. Sunshine Auto Insurance.

9. Anbang Auto Insurance.

10. Taiping Automobile Insurance.

11. Dubang Auto Insurance.

12. Yongcheng Auto Insurance.

13. Huatai auto insurance.

14. Bohai Auto Insurance.

15. Volkswagen insurance.

16. AXA Tianping Auto Insurance.

17. Min'an Auto Insurance.

18. Huaan Auto Insurance.

19. Ancheng Auto Insurance.

20. Allianz Auto Insurance collapsed.

As can be seen from the above ranking, AXA Tianping Auto Insurance has maintained a relatively prominent competitiveness in the auto insurance market, which is inseparable from AXA Tianping Auto Insurance's efforts over the years and the qualification to have auto insurance telemarketing. In China, the direct premium of auto insurance** is 15% cheaper than that of traditional channels. CIRC.

It is clearly stipulated that companies with ** direct sales car insurance licenses can reduce their ** by 15% under the national minimum 7% discount limit. At present, a number of insurance companies have obtained the qualification of telemarketing of auto insurance. Car owners are in the purchase of car insurance, you may wish to choose the way of direct sales, which is more economical.

Through the above introduction, you should have an understanding of the general situation of Chinese insurance companies splitting old names. From the perspective of insurance policyholders, the above-mentioned insurance companies are usually the preferred criteria, because these companies are superior in many aspects such as company size, business status, solvency, insurance coverage, and protection terms.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello dear! Now for you to answer which is better, Sunshine car insurance or Ping An car insurance:

Ping An is better Ping An Auto Insurance customers can enjoy year-round insurance report and consulting services, one-stop direct claim service, and national general claim service for local settlement of insurance in other places. Ping An Auto Insurance has high claim settlement efficiency and supports claims settlement in other places. Ping An car insurance protection is not discounted, the service is better, the insurance is fast, and the compensation is more worry-free.

Ping An Auto Insurance VIP services include: 24-hour all-weather professional car rescue service, power connection service; emergency oil delivery; Urgent water refill; Replacement of tires; on-site emergency repair; Trailer traction, hoisting, rescue, etc.

Sunshine car insurance services include: Pure car damage cases below 5,000 yuan without objection, compensation will be paid within 24 hours after the procedures are completed. National "three-dimensional compensation":

Nationwide three-dimensional compensation for underwriting in place A, survey in place B, and payment in place C. Non-accident roadside assistance: provide the following rescue services to the owner of the non-accident vehicle: 1. On-site maintenance; 2. a trailer; 3. Change tires; 4. Emergency refueling; 5. Battery charging; 6. Emergency water addition, etc.

Travel medical rescue services: provide customers with medical rescue services during travel 1. Emergency medical rescue services at the scene of the accident; 2. Emergency rescue guidance; 3. Guaranteed rescue services during travel.

Which is better, sunshine car insurance or Ping An car insurance?

Hello dear! Now for you to answer which is better: Ping An Auto Insurance is better Customers of Ping An Auto Insurance can enjoy year-round insurance report and consulting services, one-stop direct claim service for claims, and nationwide general claim service for local settlement of insurance in other places.

Ping An Auto Insurance has high claim settlement efficiency and supports claims settlement in other places. Ping An car insurance protection is not discounted, the service is better, the insurance is fast, and the compensation is more worry-free. Ping An Auto Insurance VIP services include:

24-hour all-weather professional car rescue service, power connection service; emergency oil delivery; Urgent water refill; Replacement of tires; on-site emergency repair; Trailer traction, hoisting, rescue, etc. Sunshine car insurance services include: Pure car damage cases below 5,000 yuan without objection, compensation will be paid within 24 hours after the procedures are completed.

National "three-dimensional compensation": three-dimensional compensation for underwriting in place A, survey in place B, and payment in place C nationwide. Non-accident roadside assistance:

Provide the following rescue services to the owner of the non-accident vehicle: 1. On-site maintenance; 2. a trailer; 3. Change tires; 4. Emergency refueling; 5. Battery charging; 6. Emergency water addition, etc. Travel medical rescue services: provide customers with medical rescue services during travel 1. Emergency medical rescue services at the scene of the accident; 2. Emergency rescue guidance; 3. Guaranteed rescue services during travel.

Second, solvencySolvency, as the name suggests, is the ability to repay the amount of compensation, and in layman's terms, it is whether there is enough money to accompany it, which is a comprehensive embodiment of the company's revenue capacity and ability to settle claims, so it is a very important factor to consider the company. Sunshine Insurance's core solvency ratio was 188% and its comprehensive solvency ratio was 207%. Ping An's core solvency ratio was 224% and its comprehensive solvency ratio was 232%.

Huaan car insurance is okay and can be purchased. Things to note when purchasing car insurance:1. Renewal needs to be purchased in advance.

a) Paper insurance policy.

If you purchase a paper policy, the new policy will take effect immediately after the previous policy expires, and it is recommended to purchase it 15-30 days in advance.

b) Electronic policy.

Second, the choice of insurance company.

If the number of occurrences in the previous year is relatively high, it is recommended not to change the insurance company, because in this way, the premium can enjoy more preferential policies when renewing the policy; If you want to change insurance companies, you must choose a regular large-scale insurance company, such as PICC. Avoid choosing ** or middlemen.

3. Selection of renewal insurance.

If it is a new car, you can consider full insurance, if the car is older, you can choose car damage insurance and three insurance, and others can choose whether to buy according to their own needs and the actual situation of the car.

Huaan Insurance's car insurance is not bad, its reputation is relatively high, and it is worth buying.

Huaan Insurance is mainly engaged in various property insurance, liability insurance, credit guarantee insurance, agricultural insurance, accident insurance and short-term health insurance. After more than ten years of development, Huaan Insurance has grown into a national financial institution with excellent asset quality, vigorous staff and outstanding innovation ability.

According to the latest 2015 Asian Insurance Company Competitiveness Research Report, Huaan Insurance ranked 7th overall among non-life insurers in mainland China and 24th in the Asian market. Ranked 11th in the national property insurance market share. In 2016, Huaan Insurance received the highest rating of A in the industry-wide rating of insurance legal entities.

Huaan Insurance was established"Build a collaborative financial holding group with 10,000 chain marketing service departments as the platform, cross-selling as the feature, and asset management as the core"strategic objectives. In the future, Huaan will rely on the chain marketing service network to carry out a variety of financial services including property insurance, life insurance, banking business, first-class business, trust business, etc., and quickly transition to a large financial holding group company in a planned and step-by-step manner.

Considerations for Purchasing Insurance

1. Choose insurance products according to personal ability

The policyholder should first analyze his or her insurance needs and ability to pay, and make a reasonable decision on the amount of insurance. This requires the policyholder to determine the risk protection required and choose the appropriate insurance product according to their work and family situation.

Based on the disposable income of individuals and families, the ability to pay is analyzed, especially the ability to continue to pay for long-term insurance, and the appropriate amount of insurance is determined. "Generally speaking, it is advisable to pay 10% of the disposable income of an individual or family every year. The person said.

2. Read the terms of the insurance carefullyThere are many items in the insurance clause, and it is important to understand these contents: insurance liability, figuring out what accidents or situations occur, and the insurance company is liable for compensation or paying insurance money; Exclusion of liability, figuring out under what circumstances the insurance company is not liable to indemnify or pay insurance.

Huaan Property Insurance Co., Ltd. **** (hereinafter referred to as "Huaan Insurance") is a professional property insurance company officially established on October 18, 1996 with the approval of the People's Bank of China, headquartered in Shenzhen, with a registered capital of 2.1 billion yuan, mainly engaged in various property insurance, liability insurance, credit guarantee insurance, agricultural insurance, accident insurance, short-term health insurance and reinsurance business. After more than 20 years of development, Huaan Insurance has grown into a national financial institution with excellent asset quality, vigorous staff and outstanding innovation ability.

Huaan Insurance is too slow to pay, and the invoice information has not been paid for almost two months.

What a fart, Huaan is estimated to be the most scoundrel insurance encountered. The truck bought Hua'an, and my car was repaired for more than a month, and no living person took the initiative to contact me for an invoice and to transfer compensation.

Huaan Insurance is garbage insurance, and I have experienced it if I don't pay for it. I advise everyone to choose a big brand for insurance.

I agree with the owner of the layer, I have been using Tianan car insurance, which is very useful. Rest assured and secure.

Sunshine Insurance is an insurance product launched by Ping An Insurance Group of China, which is well received by consumers in the market. It stands out with its advantages, which are mainly reflected in the following aspects:

1.Sunshine Insurance provides a wide range of coverage, covering health, accidental injury, property damage, etc.

2.Sunshine Insurance's insurance cost is relatively low and suitable for all kinds of consumers.

3.Sunshine Insurance's smart and simple claim process provides a variety of claim methods, which is more convenient and fast.

4.Sunshine Insurance's service attitude is also very good, and professional customer service staff provide professional services, so that consumers can be more assured.

Although Sunshine Insurance has many advantages, there are also some shortcomings, which are mainly reflected in the following aspects:

1.Sunshine Insurance's coverage is limited, and some of the coverage items cannot meet the needs of consumers.

2.Sunshine Insurance's service quality has been dramatic, and there is still room for improvement in some aspects.

In general, Sunshine Insurance is a cost-effective insurance product that has been unanimously recognized by consumers in the market. With its wide coverage, low premiums, convenient claims settlement methods and high-quality service attitude, it provides consumers with more protection. Of course, it also has some shortcomings, and consumers should consider carefully when purchasing.

On the question of whether Sunshine Insurance is a state-owned enterprise, through the analysis of its development history, business model, state-owned shareholding ratio and other aspects, it is concluded that Sunshine Insurance does not belong to a wide state-owned enterprise.

1. Sunshine Insurance is an insurance company focusing on personal insurance, enterprise insurance, property insurance and other fields, founded in Shanghai in 2001, is the first joint-stock insurance company in China.

2. The business model of Sunshine Insurance is based on a joint-stock company, and its shareholding structure is composed of state-owned shares, corporate shares and natural person shares.

3. Sunshine Insurance has a first-class management team, adopts advanced management mode, takes customers as the center, takes service quality as the basis, implements scientific management, and provides customers with high-quality insurance services.

4. Since its establishment, Sunshine Insurance has achieved good development, in the implementation of insurance business, its business covers all parts of the country, in the provision of insurance services, its service quality has also been recognized by the majority of customers.

5. From the perspective of the development history, business model and proportion of state-owned shares of Sunshine Insurance, it can be clearly seen that Sunshine Insurance is not a state-owned enterprise, but a formal private enterprise.

6. In short, Sunshine Insurance is not a state-owned enterprise, but a formal private enterprise, which adopts an advanced management model, takes the customer as the center, takes the service quality as the basis, implements scientific management, and provides customers with high-quality insurance services.