Is Ping An Fu suitable for 35 year old women to buy

Yes! Ping An Fu focuses on protection, covering 80 types of critical illnesses and 20 types of minor illnesses, are you going to buy this? I've been doing it for a long time, and I hope I can help you.

Insurance is a thing that you have to consider for yourself.

According to your age, there are still many suitable for you, and this is best tailored after understanding the situation.

1. Insurance salesmen conservatively estimate that 80% are defrauding customers. This includes both intentional and unintentional. The ultra-high elimination rate of salesmen of insurance companies is extremely irresponsible to customers.

For example, if someone later discovers that he has been deceived by an insurance salesman and complains to the insurance company, the salesman has left the company. At this time, even the complaint is "the blind man lights the lamp in vain".

Most salesmen stay in the insurance company for only one month, less than 7% stay for two years, and less than 2% stay for five years.

At present, almost all insurance companies in China have a unified sentence when they make mistakes: "There is no standard for China's insurance industry, and we are still learning" to excuse themselves. We might as well ask, "If you are studying, should the client pay for you?"

This bandit logic has become the unwritten rule of all insurance companies. Ten years ago, it was a sentence, and today it still does not change a word.

2. From the nature of the contract, the insurance contract is a very unfair contract, because the text clauses of the contract are unilaterally formulated by the insurance company, and some of the text clauses are interpreted in a variety of ways, so once the lawsuit is filed, it is the customer who suffers. Insurance claims are even more troublesome, the insurance company will not simply settle the claim, maybe 80% of them are going to court to fight a lawsuit, that is, once you sign an insurance contract with the insurance company, the rate of you and the insurance company in the future is 80%, unless you give up the claim, in the 80% can win the lawsuit is about 15%, because the text terms of the insurance contract are interpreted in a variety of ways, and the normal claim is 20%. Therefore, if you buy an insurance policy, the probability of getting a claim is 35%. ”

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages。You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insuranceGrowth stage (0-20 years old): critical illness insurance, medical insurance and accident insurance

How do I buy insurance for someone under 20 years old? In the first 20 years of life, in the period of physical and mental growth and development, it is inevitable that there will be some minor illnesses and pains, so it is recommended to configure a medical insurance that can be used to reimburse medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so you can consider purchasing an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

For those who are growing up, you should choose critical illness insurance, accident insurance, and medical insurance when you are 20-30 years old

How do you buy insurance in your 20s? 20 years old 30 years old, most of them have begun to live independently, at this time the body is young, the spirit is good, most of them have not yet started a family, there is no pressure on the old and young, and the parents are still young, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, in fact, it doesn't cost a few dollars, a few dozen yuan a month, it can be considered, friends who meet this age group can read the answer before the senior sisterReliable insurance recommended for people in their 20sYou can take a look at this article.

Growth stage (30-50 years old): You should choose critical illness insurance, life insurance, accident insurance, and medical insurance

Do you recommend cost-effective insurance for people in their 30s? At this time, buying insurance is more for your family than yourself. The probability of middle-aged people's illness is increasing rapidly, but it is the most important economic ** of the family, and they often can't fall, so critical illness insurance and medical insurance can provide adequate protection for illness; In the unfortunate event of an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

For how to avoid stepping on the pit and choose a suitable and reliable insurance, the key is to choose the right insurance product.

Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).