Can a 65 year old buy Ping An Fu? Is 54 years old suitable for Ping An Fu whole life insurance?

Updated on Financial 2024-04-07
15 answers
  1. Anonymous users2024-02-07

    At this age, don't think about any insurance issues.

    You can take out some accident insurance appropriately, and that's it.

    1 The best age to apply for commercial health insurance is around 25 years old. After that, the annual cost of insurance gradually increases, and when you are 55-60 years old, you don't need to buy health insurance, because the cost of insurance is very high at this time, and there are too many restrictions;

    2 The best time to improve the family security system is around the age of 35. At this time, the family and career are in the rising stage, the family's solvency is gradually improving, and the responsibility of raising children and supporting parents is huge, and the cost of establishing a security system is relatively low, so it is the most ideal time to improve the family security system;

  2. Anonymous users2024-02-06

    Introduction: Insurance is a very important medical protection in our modern life. Although we have reached a certain age, our career is relatively stable, but our health is not as good as before, and many people will consider buying an insurance policy to provide themselves with a sense of security.

    Many people will buy Ping An insurance, so what are the insurance suitable for the elderly? Can people over 65 years old buy it? <>

    I believe everyone has heard of Ping An Insurance, and the popularity of Ping An Insurance in China is very high, partly because Ping An advertisements can be seen everywhere. Ping An Life Insurance Co., Ltd. of China, referred to as "Ping An Life", was established in 2002 and is an important member of Ping An Insurance (Group) Co., Ltd. of China. In addition, the comprehensive risk rating of Ping An Insurance is Class A, which belongs to the low-risk level, which shows that Ping An Insurance Company is indeed qualified, and everyone can rest assured that they can buy its insurance.

    There are very few suitable insurance for the elderly on the market, and there are not many options for the elderly to buy Ping An insurance. I found that there is a Ping An Anti-Cancer Guard 2020 Cancer Prevention Insurance that is quite suitable for the elderly to buy. Not only the elderly can apply for Ping An Anti-Cancer Guard 2020, but also people with high blood pressure, diabetes, coronary heart disease, hyperthyroidism, tuberculosis and other people can directly apply for insurance, while Ping An Anti-Cancer Guard 2020 has no deductible, the claim threshold is low, and the policyholder will not refuse to apply for insurance because of his or her physical health.

    This is a comprehensive cancer medical insurance, preferably with proton and heavy ion protection and tumor special drug protection, which can be said to be very friendly. <>

    It is understood that this product can be purchased even by people over 65 years old, and his inclusion age has been up to 70 years old. Overall, Ping An Anti-Cancer Guard 2020 is still a very good product, with comprehensive protection, high cost performance, and groups with limited budgets can buy it, which is a very good choice, and you can learn about it if you need it.

  3. Anonymous users2024-02-05

    Accident Insurance, Medical Insurance, Pension Insurance, Critical Illness Insurance, Personal Injury Insurance. It is also available for seniors over the age of 65.

  4. Anonymous users2024-02-04

    It should be endowment insurance, medical insurance, critical illness insurance, and so on. All of them are very suitable for the elderly to buy, and the elderly over 65 years old can also buy them.

  5. Anonymous users2024-02-03

    Critical illness insurance, personal safety insurance, property insurance, these insurances are suitable for the elderly to buy, and the elderly over 65 years old can also buy, and there are discounts.

  6. Anonymous users2024-02-02

    There are many, such as medical insurance, commercial insurance, property insurance, and critical illness insurance, which are particularly suitable, and people over 65 years old can also buy them.

  7. Anonymous users2024-02-01

    Critical illness insurance, accident insurance, endowment insurance, financial insurance, and home insurance can all be purchased, as well as for 65-year-olds.

  8. Anonymous users2024-01-31

    At this age, no matter how you plan for it, the premium inversion is inevitable.

    1 The best age to apply for commercial health insurance is around 25 years old. After that, the annual cost of insurance gradually increases, and when you are 55-60 years old, you don't need to buy health insurance, because the cost of insurance is very high at this time, and there are too many restrictions;

    2 The best time to improve the family security system is around the age of 35. At this time, the family and career are in the rising stage, the family's solvency is gradually improving, and the responsibility of raising children and supporting parents is huge, and the cost of establishing a security system is relatively low, so it is the most ideal time to improve the family security system;

  9. Anonymous users2024-01-30

    Don't buy this kind of at this age, buy it for the elderly.

  10. Anonymous users2024-01-29

    It's not cost-effective to be older, buy Xinsheng bar with a lower insurance amount.

  11. Anonymous users2024-01-28

    Hello dear, the premium is determined according to your age, the number of years of payment and the amount of insurance, as well as the additional type of insurance, how many tens of thousands do you want to insure?

  12. Anonymous users2024-01-27

    Female 35 years old, pay for 20 years, how much to pay per year, no social security.

  13. Anonymous users2024-01-26

    Yes, the maximum age for Ping An Fu Lifetime Insurance is 65 years old, so Ping An Fu can be bought at the age of 55.

    The age of Ping An Fu Whole Life Insurance refers to the age of the insured at the time of application, and the age of the main insurance contract is 18 to 65 years old.

    The application age of Ping An Long Term Accident Insurance is also calculated based on the age of 18 to 65 years old.

  14. Anonymous users2024-01-25

    Summary. If you say to the age of 65 to receive money, there is only one possibility, that is, to terminate the contract with the insurance company, surrender, you can get back the cash value of the contract, because the general Ping An Fu payment time is 20, or 30 years, so if you ask for surrender, it is not cost-effective, because the surrender is not guaranteed, the cash value of the 65-year-old surrender contract is written on the second page of the contract, which is divided into two parts: the cash value of death and critical illness. How much money can Ping An Fu come up with when he is 65 years old.

    Ping An Fu is between 16 and 65 years old, can I withdraw the principal?

    Kiss <>

    Hello. We're happy to answer your <>

    Ping An Fu can take out more money at the age of 65, how much money can Ping An Fu take out at the age of 65, how much liters of money can Ping An Fu take out at the age of 65, and 220,000 yuan from the age of 65. <>

    Kiss, you can take out the principal, or you can't take it?

    Dear, first of all, Ping An Fu is a life insurance, not a return type of insurance, if the judgment to 65 years old to receive money, there is only one possibility, is to terminate the contract with the insurance company, surrender, you can get back the cash value of the contract, because the general Ping An Fu payment time is 20, or 30 years, so if you ask for surrender, it is not cost-effective, because the surrender is not guaranteed, the cash value of the 65-year-old surrender contract is written on the second digging page of the source page of the contract, It is divided into two parts: the cash value of death and critical illness.

    In the event of a natural death, can a spouse or child be taken out?

    Kissing, natural death of children can be removed.

    If you terminate the contract at the age of 65, you can withdraw all the principal of the 20 years!

    Kiss, yes.

    I am the policyholder, can I also take it after the death of the insured?

    If the policyholder and the insured are the same person, after the death, the insured can receive the insurance money with the person named in the insurance contract who is suspected of missing benefits, if it is not the same person, the insured dies and the insured is still alive, as long as the insurance contract continues to be valid, the insured can receive the survival return.

    Kiss <>If the policyholder and the insured are the same person, the legal heirs will receive the benefits.

    That's okay, I see that many people on the Internet say that they can't withdraw the principal after the age of 65.

    Kiss, you can pay the principal after the age of 65.

  15. Anonymous users2024-01-24

    In general, the earlier you buy, the lower the cost. After the age of 40, the premiums are basically upside down.

    1. The first consideration is age.

    2. The expenditure of family premiums should be 10% to 15% of the annual family income, and the sum insured should be set at 6-10 times of the annual income. However, it should be analyzed on a case-by-case basis.

    5. Under the premise of social security, plan commercial insurance, focusing on accidents and critical illnesses. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.

    6. At the same time, pay attention to the protection of family members, protect the people around you as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced and the meaning of protection is missing.

    7. Prioritize the protection of the main income of the family as much as possible, which is very important.

    8. Recommended: Ping An Talisman Participating Insurance, Ping An Universal Insurance, Ping An Fu Whole Life Insurance.

    9. Personal advice is to communicate extensively and effectively with ** people, after all, face-to-face communication is the most direct and effective. If necessary, you can also directly call the customer service of the relevant insurance company** for verification and consultation.

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