Is the interest rate of Libercara Carlton Insurance Participating 4 7?

The interest rate of Liberga Insurance (Dividend) is not, because the current market and the China Banking and Insurance Regulatory Commission stipulate that the maximum guaranteed interest rate of savings insurance is 3%, even if the interest is really there, the extra interest is uncertain.

If you don't know much about Li'an Life, you can take a look at this article first:

What is the origin of Lion Life? Can I buy the product? One article to reveal the secret!

1.There is a wide range of age groups.

The age range of Liberga Insurance is 28 days old to 70 years old, you should know that there are many similar products on the market, and the maximum underwriting age can only reach 60 or 65 years old.

Compared with Libercara, these products are not widely covered and are not very friendly to people aged 60-75.

2.The duration of the insurance is short.

I believe you can see from the protection chart that Liberga Dual Insurance is a regular dual insurance, and its protection period is only 5 years, which is really not intimate enough for some small partners who usually prefer long-term or lifelong protection.

About both insurance, the salesman will definitely not tell you!

3.There are few options for payment periods.

Compared with those with 3 or 4 types of insurance with 3 or 4 payment terms, the payment period of this product is too simple, if you want to apply for insurance, you have to pay the premium at one time, and the payment pressure will be a little great.

The ranking of both insurance dividends is newly released! Is there one you like?

No, policy dividends are not guaranteed. Dividends are retained in the Bonus Account and are accrued at the dividend accrual rate published annually and are payable upon application or termination of this contract. If the dividend is paid according to the policyholder's application before the termination of the contract, the amount of the benefit shall not exceed the accumulated dividend accumulated to the corresponding date of the previous contract.

Many friends are very keen on participating insurance, but in fact, the income of participating insurance is very unstable, and it is uncertain how much dividends can be obtained in the future. Annuity insurance, which also belongs to financial insurance, has a fixed income, and how much money can be obtained in the future is certain. Mint Insurance has screened out 8 annuity insurance products with very good returns for your reference and comparison.

Which is the strongest high-yield annuity? 8 high-yield annuity insurance recommendations!

Liberlagel Dual Insurance (Participating) Coverage.

1. Maturity insurance benefits.

The insured survives until the expiration of the insurance period, and the insurance company pays the maturity insurance benefit according to the basic insurance amount, and the contract is terminated.

2. Death benefit.

1) If the insured passes away before the corresponding date of the first contract after reaching the age of 18, the insurance company will pay the death benefit to the greater of the following, and this contract will be terminated

The cash value corresponding to the basic insured amount of this contract at the time of the insured's death;

Insurance premiums paid.

2) If the insured dies on the date corresponding to the effective date of the first contract after reaching the age of 18 (if the insured is over 18 years old at the time of application, from the effective date of the contract), the insurance company will pay the death benefit according to the greater of the following, and the contract will be terminated

The cash value corresponding to the basic insured amount of this contract at the time of the insured's death;

The premium paid is multiplied by the scale shown in the table below.

Mint Insurance is a third-party insurance service platform, which can serve users in real time and anytime and anywhere, based on artificial intelligence technology, combined with professional experience, to ensure the needs of users, through professional and fair technical algorithms, reduce the human factor driven by interests, and use intelligent insurance to popularize the correct insurance concept and reduce the distrust between users and insurance companies.

No, no.

This is a two-part dividend insurance, divided into two parts: fixed acquisition and floating dividends, fixed acquisition depends on the cash value of the contract, the second page or the third page of the general contract cash value table, dividends are floating, there is no certain standard, there may not be, but there is no problem with giving 1%, so there is definitely none.

I said yes, but it was not written in the regulations, only the basic insurance benefits. Deposit five years of basic insurance + dividends (dividends are still uncertain), asked the insurance company, and the insurance company said two different things from the bank. I don't know who to believe anymore.

Fortunately, it can be refunded within 15 days, and it is good to be ready to return the passbook.

The interest of Libaojia Dual Insurance (Participating Insurance) is not necessarily, this is a participating annuity insurance, and its policy dividend is uncertain, which needs to be distributed according to the distributable surplus of Li'an Life's participating insurance business, and does not guarantee that there will be dividends every year, which may only be the hypothetical interest rate estimated by the insurance company based on the previous dividend situation.

In addition, there are a lot of participating insurance on the market, you might as well take a look at a few more before deciding, such as this Xin Qian insurance (dividend): details**! Is it really worth buying?

It is advisable to find a product manager to understand the terms and conditions.

When I choose insurance, I choose health insurance, participating insurance, I won't choose! Personally, everyone likes green vegetables and turnips, and as long as you like it, it is the best that suits you.

I will probably talk about this kind of insurance, 1, the protection is almost 0, 2, the interest rate is very low, generally 3-4%, it is not as good as bank financial management. 3. The liquidity is very poor. 4. The advantage is that it is compulsory saving, which is suitable for people who spend money stupidly and indiscriminately.

5. If you are a person who is not stupid and does not have much money and does not spend money indiscriminately, it is recommended that you do your own financial planning, this product is not suitable for you.

Summary. To put it simply, the insurer gives the insured an insurance benefit if the insured dies during the insurance period, or the insurer gives the insured an insurance benefit if the insured is still alive at the expiration of the insurance period. So is it good to have a participating type of insurance for both?

The answer is yes. Because the participating insurance not only provides basic protection for the insured, but also can be used as a savings insurance, as long as the insured pays the premium according to the agreement, if there is an insured accident, the company will be compensated. If there is no insured accident after the expiration of the insurance period, you can also get a sum of insurance money, which can be used for pension or other purposes.

Hello! I am this Zhengchen time for you to solve the confusion of filial piety Zen friends, please wait a while, I am sorting out the answer! We hope you understand! Thank you! ☺️

Hello! Guaranteed interest is said. It is equivalent to 100 yuan of interest. It mainly depends on the insurance liability, which clearly says how to quarrel and how to give, and how much to give is very specific, only the dividend is uncertain, but the guaranteed interest is pretend.

To put it simply, the insurer gives the insured an insurance premium if the insured dies during the insurance period, or if the insured is still alive at the expiration of the insurance period, the insurer gives the insured a clear talk about the insurance money. So is it good to have a participating type of insurance for both? The answer is yes.

Because the participating insurance not only provides basic protection for the insured, but also can be used as a savings insurance, as long as the insured agrees to pay the premium according to the agreement, if there is an insurance accident, the company will be compensated. If there is no insured accident after the expiration of the insurance period, you can also get a sum of insurance money, which can be used for pension or other purposes. 1

Hope it helps! I wish you a happy life! All the best! The body is healthy and laughing, and it is healthy with healthy liquid! [Hey Ha Xiao Shengwu] <>

<> than the heart] [than the heart] [than the heart] [than the heart] [than the heart].

Thank you, you're welcome <>

Summary. Hello, happy to answer your <>

Insurance, also known as life and death insurance, refers to the life insurance in which the insured dies within the insurance period agreed in the insurance contract, or is still alive after the expiration of the insurance period, and the insurer shall bear the responsibility of paying the insurance money in accordance with the insurance contract. Regardless of the type of endowment insurance, the insured survives until the maturity date or dies before the expiration date, the endowment insurance policy will pay the agreed amount.

Can I take out all the dividends of Libercara's insurance participating five-year term when it expires?

Hello, happy to answer your <>

Insurance, also known as life and death insurance, refers to the life insurance in which the insured dies within the insurance period agreed in the insurance contract, or is still alive after the expiration of the insurance period, and the insurer shall bear the responsibility of paying the insurance money in accordance with the insurance contract. Regardless of the type of endowment insurance, the insured survives until the maturity date or dies before the expiration date, the endowment insurance policy will pay the agreed amount.

When the insured dies within the insurance period, the insurer will pay the death insurance money to the beneficiary according to the contract, and the insurance contract will be terminated; If the insured survives to the expiration of the insurance period, the insurer shall pay the survival insurance money to the insured with a maturity date specified in any insurance policy, and if the insured is still alive until the maturity date, the insurer shall pay the insured amount agreed in the insurance policy to the insured. The maturity date of the insurance can be either a specific age or the end date of an agreed period. This type is attractive to those who want to be covered for the duration of the insurance policy and to earn a decent income to retire in old age.

Summary. Maturity benefit.

If the insured survives until the expiration of the insurance period, the insurance company will pay the maturity insurance benefit according to the basic insurance amount, and this contract will be terminated.

Determination of policy dividends.

This contract is a participating insurance contract, and you have the right to participate in the distribution of the distributable surplus of our participating insurance business. During the validity period of this contract, we will determine the dividend distribution plan every year according to the actual operating conditions of the participating insurance business. Policy dividends are not guaranteed and can be claimed at any time.

How to give the money due for five years of Libaojia insurance participating?

The term insurance benefit will be paid according to the basic insurance amount if the insured survives until the expiration of the insurance period, and this contract will be terminated. Determination of Policy DividendsThis contract is a participating insurance contract, and you have the right to participate in the distribution of the distributable surplus of our participating insurance business. During the validity period of this draft, we will determine the dividend distribution plan every year based on the actual operating conditions of the participating insurance business.

Policy dividends are not guaranteed and can be claimed at any time. <>

If you are a minor, the insured can go to the company with her ID card and household registration book to receive it the day before yesterday; If the insured person is an adult, the family base insured can go with his ID card and bank card. Note: The bonus needs to be claimed by the policyholder, which cannot be claimed by the Zhongsui stupid insurer.

Summary. You purchase a Li'an Life Liberty Insurance Participating Type, with a one-time payment of 300,000 yuan and a five-year maturity. If you surrender the policy within two years, you will lose part of the premium, and the exact amount of loss depends on the insurance company's surrender policy, and you can consult the insurance company's customer service staff for specific surrender policies.

In general, you can keep your principal, but you may lose some of the interest.

Dear, I'm glad to answer for you, how about the participating type of Libaojia Insurance, pro, reliable, Libaojia Insurance is a savings insurance underwritten by Li'an Yindouzhen Life Insurance. Sharp and thick.

The payment period can only be paid in a lump sum, and the guarantee period is five years. The maturity payment is 100% of the sum insured. In addition to the income, the collapse also takes into account the value. 18-40 years old, 160% of the accumulated premiums paid.

1. Any company that can sue the spine to operate insurance products is established with the approval of the China Banking and Insurance Regulatory Commission. 2. Any product can be marketed only after the actuary of the insurance company destroys and measures the fiber youlu, and it is approved and filed by the China Banking and Insurance Regulatory Commission.

On January 4, 2022, the staff of the Postal Bank promoted the pure shouting insurance Li'an Life Insurance Libaojia both insurance dividends, a full payment of 300,000, five years due, at that time the staff said that it can be taken out in two years, now the problem is that I feel that the pants are cracked when I have been deceived, as if there is a loss in the surrender of the insurance at the age of two, I want to consult me about this situation, how much money will be lost if the policy is surrendered and withdrawn in two years, and whether the principal can be saved.

You buy a Douzelian Life Insurance Dividend, with a one-time payment of 300,000 yuan and a five-year maturity. If you surrender the policy within two years, you will lose part of the premium, the specific amount of loss depends on the surrender policy of the insurance company, you can consult the customer service staff of the insurance company Wu Xian Division for the specific surrender policy. In general, you can keep your principal, but you may lose some of the interest.