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First of all, it shows that you want to find an insurance company to see how to make a claim, and secondly, it is necessary to see how the traffic police define the responsibilities of both parties, if it is your responsibility to compensate for the party that was hit, the traffic police must first find the owner of the car, and then do an investigation, if it is not a big problem, it just involves your own car compensation, if your friend is interesting enough, it will not look at it, if your friend does not compensate, it means that you are careless in making friends, you can sue him to make him compensate, or the amount is not large, just as a lesson, After all, you volunteered to lend him the car!
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In line with the principle of humanitarianism, in the event of a traffic accident between a motor vehicle and a non-motor vehicle, the owner of the motor vehicle should pay compensation in advance "This is a written rule, but I don't remember that it is on the statute If the landlord passes by the traffic police team, the traffic police will naturally look for you first The owner of the motor vehicle pays all the expenses in advance, and as for the size of the responsibility later, the owner of the motor vehicle has the right to recover from the responsible party In the case of the landlord, it is definitely the driver who deals with the traffic police, and you (the landlord) who lose money first, As for how you recover money from the driver later, it is the court's business The traffic police will not care about the relationship between you and the driver and deal with it differently For example: the first case: your friend is the driver you hired, and you pay him a salary, and then he has an accident while driving The second situation:
As you said, the car was borrowed from you These two situations are different for who should lose money, but the traffic police will not care about these, everything is paid by the owner of the motor vehicle in advance, and as for the rest, it will be necessary to go to court
Suggestion: first find the insurance company to compensate, the rest of the part to see how much, if less, you will pay for yourself, if you can't stand it, find the driver, then pay attention to collect evidence, such as the car is in good condition, etc., ready to go to court
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There are some things that you can't borrow, because there's an element of uncertainty in them, and a lot of comes from that uncertain factor, so sometimes you have to learn to say no.
Of course, since this happened, if it didn't cause harm to others, it was your friends who accompanied you (if you don't care, just admit that you were unlucky), and if you caused harm to others, you also have to bear the corresponding responsibility, after all, you are the owner of the car!
Hope mine is helpful to you!
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The car is yours, so you are responsible, but if it is only the damage to the car, it should be paid by him, but if it is related to the loss of a third party, you are also responsible.
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He pays it, but if he doesn't have a driver's license, you pay it too.
I often watch "Life", believe me.
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You pay. It's looking for the owner, sorry, there is a legal basis.
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What do you think? Do you have a good relationship with your friends? If so, will you be able to pay for yourself? If I, I will, what about you? It's up to you to measure!
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Friends who understand things know to accompany themselves.
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Is it fair for you to have three and seven for him? Fairness gives me extra points.
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If your friend has a conscience. He accompanies you.
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Insurance company, didn't you buy insurance for your car, did you designate a driver? If there is no designation, the driver can accompany you.
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If a friend borrows a car and gets into an accident, the responsibility for the accident is borne by the borrower, unless the owner is at fault. In the event of a traffic accident when borrowing a car, and the responsibility belongs to the motor vehicle, the insurance company shall compensate within the limit of the liability of the compulsory insurance of the motor vehicle, and the remaining part shall be compensated by the user of the motor vehicle.
[Legal basis].Article 1209 of the Civil Code of the People's Republic of China.
If the damage caused by a traffic accident occurs when the owner, manager and user of the motor vehicle are not the same person due to leasing or borrowing, etc., and the motor vehicle user is responsible for the motor vehicle, the motor vehicle user shall be liable for compensation; If the owner or manager of the motor vehicle is at fault for the occurrence of the damage, he shall bear the corresponding liability for compensation.
The above is only the current information combined with my understanding of the law, please refer to it carefully!
If you still have questions about this issue, it is recommended that you organize the relevant information and communicate with a professional in detail.
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Under normal circumstances, the compensation shall be made by the compulsory traffic insurance and the third-party commercial insurance within the scope of liability, and the other shall be borne by the perpetrator.
If the damage caused by a traffic accident occurs when the owner, manager and user of the motor vehicle are not the same person due to leasing or borrowing, etc., and the motor vehicle user is responsible for the motor vehicle, the motor vehicle user shall be liable for compensation; If the owner or manager of a motor vehicle is at fault for the occurrence of damage, he shall bear the corresponding liability for compensation.
Legal basis] Article 1209 of the Civil Code, when the owner, manager and user of a motor vehicle are not the same person due to leasing Xun Jian's or borrowing a motor vehicle, etc., and the damage caused by a traffic accident is the responsibility of one party to the motor vehicle, the motor vehicle user shall bear the liability for compensation; If the owner or manager of the motor vehicle is at fault for the occurrence of the damage, he shall bear the corresponding liability for compensation.
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