How to look at Ping An Fu What are the shortcomings of Ping An Fu in China

In China. Peace and blessing is a symbol of auspiciousness, and peace and blessing is worn on people to seek peace, people will generally go to the temple to ask for peace and blessing to give to the closer people, let him bring it every day to ensure safety and smoothness. So what do people think of peace and happiness?

People will regard peace and happiness as a sacred thing, and they will treat it with care, as an extension of life, to preserve the health and peace of the body. It generally appears in those who have a rough career.

When watching ancient TV dramas, we will often see those people who will give any object on their body to their relatives who killed the enemy in battle, so that they can have a sustenance and protect their safety. Therefore, peace and happiness is a symbol of peace and security in the eyes of people, as well as feelings for the longing of relatives. Peace and blessing can be a jade screen.

Or pendants, such as necklaces, bracelets or rings, can be used as a blessing in people's eyes. Of course, it can also be a kind of character that the wife of the family asks for at the temple, and it can be tied with a red thread to give to her children or husband, so as to protect their lives.

Of course, in modern times, it is a time of peace, and even if you are sick, medical technology is relatively advanced, even if it is cancer.

It is also possible to be **, so people don't like peace and happiness very much. Because I feel that the peace and blessing are not very reliable, and it is more old-fashioned and feudal superstition.

Therefore, people rarely use peace and happiness, so that the appearance of peace and happiness is becoming less and less.

Ping An Fu should be the rise of China, there will be no concept of Ping An Fu in other countries, and Ping An Fu can also be a Chinese knot.

It is woven with red rope, which is more beautiful, and the meaning is to symbolize peace, auspiciousness, and harmony. Therefore, Ping An Fu is also more popular with Chinese, especially in the ancient period, when it was the most prosperous, and almost everyone would go to seek Ping An Fu to carry with them, and they could protect their lives at all times.

Ping An Fu has a long history in China, and I think Ping An Fu is a kind of yearning and pursuit of a better and happier life, and it can also be said to be an emotional sustenance for Ping An in our hearts, but I think we still have to rely on ourselves to pay more attention to and prevent dangerous things from happening in our daily life.

Personally, I don't like peace and happiness very much, because it is not useful. So if you need it, choose the right medicine and choose the insurance you need most. It is recommended that severe patients do not choose this one, sometimes it will not solve your needs.

Peace and happiness is the embodiment of a kind of psychological comfort for people seeking a happy life, in fact, a plain blessing word can not affect anything, but it can bring people an infinite sense of security, but can not rely too much on peace and happiness.

I think peace and happiness is a kind of prayer, the kind of prayer in the heart. So we should have more self-confidence, so that we can pray better.

I think that peace and happiness is a cultural symbol, which has been passed down from ancient times to the present, carrying people's good wishes for relatives and friends, making people feel very warm and beautiful.

Peace and happiness carry people's yearning for some beautiful things. It represents some of the Chinese's sustenance for peace.

Peace and happiness is a blessing and hope, and it is also a yearning for a better life.

Xueba talks about insurance, focusing on insurance product evaluation! Is there a big difference between Ping An Fu and the current popular critical illness insurance ratio? You can refer to this comparison table"Comparison Table of 136 Popular Critical Illness Insurance in China".

Ping An Fu is a representative product of Ping An of China, which has been upgraded every year since its launch, and has been upgraded this year, and is currently the Ping An Fu 20 version. I, who is at the forefront of eating melons, naturally studied Ping An Fu 20, but it can be said that there is very little between the new version and the old version? See this article for details:

"The new version of Ping An Fu 20 is coming! This deficiency has not changed.

Let's take a direct look at the comparison between Ping An Fu 20 and the previous version:

From the above **, we can know that compared with the old version, the protection of Ping An Fu 20 is basically the same, and what is better is to cancel the sales of long-term accident insurance.

But the shortcomings of not doing well are still not changed! For example, some of the following disadvantages:

1.Incomplete coverage:Moderate illness protection is missing, and if it is a good critical illness insurance, moderate illness protection will not be without.

2.Low payout:Mild illnesses can only be paid 20%, and the current average has reached 30%.

3.Poor Cancer Benefit Setup:Ping An Fook 20 suffered from cancer for the first time, and only after 5 years could he get cancer protection again; If you suffer from a non-cancer critical illness for the first time, the contract will be terminated directly.

The excellent product is the first cancer and can be repaid after 3 years; If you suffer from a non-cancer critical illness for the first time, you will receive a cancer benefit after 1 year.

4.No waiver:Ping An Fu 20 is not exempted from the insured, you can only add it yourself, and if you add it, you have to pay an extra amount of money, if you can bring this protection, it is enough to be an excellent product.

On the whole, Ping An Fu 20 is not an excellent product, and if it is an ordinary working family, it is recommended to consider other critical illness insurance that is more affordable and more comprehensive.

In order to make it easier for everyone to choose, I have sorted out all the high-quality critical illness insurance products in advance, you can refer to them first, compare them and then decide"."Top 10 Cheap and Good Price Critical Illness Insurance Points in 2020! 》

Ping An Fu is a combination insurance, including 1 main insurance + 2 mandatory additional insurance + n optional additional insurance. The insurance age is set at 18-55 years old, which is consistent with the mainstream critical illness insurance in the market, and there is a children's version of Ping An Fu under the age of 18. Ping An Fu's main insurance is a life insurance, and the additional insurance is a critical illness insurance, a long-term accident insurance that is covered up to the age of 70, a supplementary insurance that pays multiple claims for malignant tumors, and a premium waiver for the insured's critical illness and minor illness.

**In terms of taking a 30-year-old man as an example, the life insurance amount is 510,000 yuan, the critical illness insurance amount is 500,000 yuan, and the payment amount is 20 years, and he has to pay more than 20,000 yuan per year. In general, Ping An Fu is suitable for customers with sufficient budgets and value features such as offline face-to-face services.

The additional long-term accident insurance of Ping An Fuli is mandatory and mandatory.

What are the shortcomings of Ping An Fu, the premium is too expensive, and my friend Ping An Fu will know it by comparing it with Chinese evergreens.

The downside is that it costs a few hundred dollars less per month.

No faults, a very perfect product.

All matters are subject to the insurance contract.

Ping An Fu 16: 80 kinds of critical illnesses, 20 kinds of mild and serious illnesses, the policy covers 90 days, if a critical illness occurs, it will be paid in advance with the diagnosis, and other companies seem to be 180 days and 360 days, as for the shortcomings, that is, the money is not so convenient for the bank to take out, is this other company as convenient as the bank, friends, if you need to know, you can consult me.

Hello, Ping An Fu is the only product named after Ping An, so it is perfect.

What are you going to see for the disclaimer? Because some factors are like this! And the disclaimer clause is different for each company!

In the past, every day I went to school with my neighbor's young lady. Later, the young lady couldn't take me because she had to open the door for the class every day and leave early. My parents had to go out to sell goods and didn't have time to pick me up, so I went to and from school on my own.

Every day before going out, my father would tell me: "Son, don't run around when crossing the street, you must pay attention to safety!" "I said yes every day to get out of the house. But when he was out of school, he often forgot his father's words, and he was always in a hurry when crossing the street.

Once, when an old man saw me standing alone on the side of the road, he took me by the hand and led me across the street. Although the old man didn't say anything, I felt that the old man's hand was so strong and so warm.

Sometimes, I can see crashes on the road. I think the injured people must be very sad, and their families must be very sad. So when I crossed the street again, Mo Xin must be single-mindedly optimistic about the vehicles in front and behind, and then walk over unhurriedly.

Because I know that peace is bliss.

Peace is the ideal and wish that everyone has been striving for for thousands of years, thinking about peace, hoping for peace, seeking peace, and peace is the common voice of the people. During the National Day holiday, our family came to our hometown of Henan to play, but I saw a very bad scene as if it was a file, which was contrary to our heart. There are farmers drying corn on the wide asphalt road in Henan, they only consider their own interests, but it has a great impact on the traffic on the street, in case the driver suddenly sees the corn, suddenly brakes, the car behind may rear-end and hit the car in front; Isn't it dangerous that corn blocks the sidewalk, people have no choice but to take the roadway, and people, motorcycles, tricycles, trucks, and cars are mixed together on one road?

Coincidentally, there are many people who also do not obey the traffic rules, such as: motorcyclists do not wear helmets, illegally carry people, and simply take themselves and others'Life is a joke! There are also drivers who drink and drive, bump into others, and destroy themselves, which is tantamount to intentional homicide and self-destruction, resulting in the tragedy of many families!

Some children played, frolicked, and played in the streets, indifferent to the sound of car horns......Here, I strongly appeal: traffic safety, everyone is responsible, abide by traffic rules, everyone benefits lead, for the safety of our homeland, for the harmony of society, for the happiness of millions of families, everyone consciously abide by traffic rules!

Ping An Fu is a critical illness insurance promoted by Ping An Company, and everyone may be familiar with this name, and the first feeling is that it is expensive.

Is peace and happiness good? So I'm going to analyze it from two aspects. If you're in a hurry, you can read this answer directly. Here's the answer you're looking for.

Ping An Fu is Ping An Life's classic critical illness insurance series, which has now been upgraded to the latest Ping An Fu 20.

The old rule, look at the picture first:

Let's talk about the pros and cons of Ping An Fu 20 directly.

Pros:

1.The protection responsibilities are relatively comprehensive, and the high-incidence and mild illnesses are also covered.

2.Exercise meets the standard to increase the sum insured and the sum insured is increased in the event of a mild illness. This is the more distinctive place of Ping An Fu 20, if there is no additional increase in the cost of consumers, meet the conditions to increase the amount of insurance, regardless of whether the conditions are easy to achieve, it is beneficial to consumers.

Cons:

1.There is no moderate illness benefit and the compensation ratio for minor illness is low. Many critical illness insurance companies on the market have moderate illness coverage, and most of them have a compensation ratio of more than 30% for minor illness, while Ping An Fu 20 has only 20% for minor illness.

2.The conditions for multiple claims for cancer are relatively strictNot only should there be an interval of 5 years, but the first critical illness must be cancer. At present, the best cancer second payout interval on the market is 180 days, and similar products have theseTop 10 Popular Critical Illness Insurance Points Worth Buying!

3.**Relatively expensive. The products of large companies are not very cost-effective due to the brand premium.

If you want to know which critical illness insurance is cheap and comprehensive, you can take a look at this article I have compiledTop 10 Cheap and Good Price Critical Illness Insurance** Points!

On the whole, Ping An Fu 20 is not cost-effective, the main advantage of this product is the brand: big brand, service is guaranteed. But specific to each consumer, you can choose according to your actual situation.

1. Benefits:

1. Cost-effective: the predetermined interest rate is as high as 4%, the premium is low, the sum insured is high, and the protection is comprehensive. 2. Comprehensive critical illness protection: The types of critical illnesses are more complete, which has been upgraded to 45 types of critical illness protection, and the exemption insurance has also been upgraded to 45 types.

3. Wider and longer accident protection: the scope of insurance has been expanded to 281 items in 8 categories and 10 levels, and public transportation and self-driving cars are doubled, and the protection is up to the age of 70.

2. Disadvantages: 1. **Slightly expensive.

2. It cannot increase in value and cannot resist expansion.

No, I never read the insurance terms carefully before I bought insurance, and I felt that there were too many of them, and I couldn't understand them, so I didn't read them carefully

Nowadays, everyone buys insurance, but you can't just buy insurance, there are many things you need to pay attention to. So, what are the precautions for buying insurance?

First, the terms of the insurance should be clear and clear.

When many people buy insurance products, because the terms of insurance products are usually relatively long, they do not read them carefully, and they may not even understand what the terms are saying before applying for insurance, which is not feasible.

Therefore, the terms of the insurance must be clarified, because this is related to the future settlement of claims, and it is also the core of the insurance product. Whether it is benefits, protection, or exclusions, they will be listed in detail in the terms. If you don't understand it, it's best to find a professional to explain it when you apply for insurance.

2. Baorusui Liang Insurance Company should tell the truth when inquiring about the situation.

The Insurance Law of the People's Republic of China clearly stipulates that when the insurer and the insurer sign an insurance contract, the insurer must truthfully inform the policyholder when asking the policyholder about the subject matter of the insurance or the relevant information of the insured. This is an obligation that the policyholder must fulfill, if the policyholder deliberately does not truthfully inform the family banquet, or because of some gross negligence and does not truthfully inform, it may affect the insurer's decision on whether to underwrite and the amount of insurance premium, so the insurer has the right to terminate the contract.

Therefore, when we buy insurance products, we must not think that it is okay not to tell the truth, especially those who suffer from diseases, we must tell the truth, so as to avoid future troubles.