50 starting financial plan, how to start making money with 50

Buy a hen first, let it lay eggs, sell eggs, and more. You buy the chicken first, and I'll tell you later.

Then make 20 boxed lunches by yourself, just like a charity sale, and ask your classmates to buy them. This also tells everyone about collective love and exercises your hands-on ability.

Isn't this the same as not having money, and you say that it's better to start from scratch.

Everyone thinks that let's start with a part-time job.

If you buy something and become a salesperson, you can earn hundreds of dollars a day.

On the basis of finding a job and earning an income that can support the standard of living:

Plan 1: ** Regular Investment.

Regular investment: Sign a contract with a card at the bank, and buy the same amount of money every month. As long as you insist on doing so for 3-5 years, there is no risk, and according to the current **, two years is the most suitable for regular investment.

It is recommended to buy the Dacheng 300 index**.

Plan 2: Open an online store

Most people have their own circle of friends, whether it is real or online, to understand what needs there are, and to earn the difference by meeting the needs within their own capabilities, of course, this is very hard, but as a business, it has the convenience and low cost advantages of a small boat.

Option 3: Banks' prudent wealth management products.

It is necessary to choose carefully, not to advertise how high the income will be able to be obtained, but to carefully look at the terms, whether the principal is guaranteed, whether the interest is guaranteed, and then decide. It should be noted that general bank wealth management requires you to give up the right to withdraw in advance during the financial management period, and you will not be able to use this money within 1-2 years, so you must arrange it in advance before you can choose.

In fact, financial management is not an easy thing, I am a college student studying economics, if you want to make good use of your 50,000 yuan, it depends on your understanding of some information on society and life, first of all, the eye is the most important, just like our classmates did not study in advance and went home to open a pig farm, but was ridiculed, after these two years, he is worth 100w people, but his starting capital is half of yours. Pay attention to society, pay attention to life, and understand life information.

The risk and the return are directly proportional,**,**,**choose for yourself.

Give it all to me, I'm your brother, tide

It is unrealistic to start from scratch and want to manage money, after all, buying ** and other financial management methods have certain risks.

Brother, be honest, if someone tells you that it can be xx times in xx years, he is either an IQ problem or a character problem. If it's not a parent, how can something good happen to you? It might be good to take the money to learn a skill.

It can be used in a year and a half, and it will be used for 5 years, and the profits of tobacco and alcohol are the largest, and it will be possible to do 1 million in this industry for more than a year.

I know this industry too well, profiteering.

Lian, it's not reasonable for you to do that, you can get a reward equivalent to eighty taels of silver, and you will be rewarded.

I'm dizzy. This person is a man of economic integration. OK.

Wealth is the dream of the present generation. A lot of people want to manage their finances. And I am also working hard to manage my finances.

However, many people either feel very tired of financial management, or feel that the effect is not good, in short, it is still far from the realm of that kind of financial master. It is not easy to become a financial master, but it is not impossible, you only need to choose the right direction, gradually accumulate, and improve your financial management ability and level through long-term practice, you can naturally become a financial master.

A refinement mentality. If a martial arts master wants to practice peerless magic skills, his mentality must definitely be the first, and the same is true for financial management. Financial management is risky, and it is difficult for people with a bad mentality to achieve effective control of wealth, and naturally they cannot become financial masters.

A real financial master can not only maintain a stable financial management state, but also maintain a stable financial management mentality, not be upset and irritable with short-term profits and losses, and focus on long-term and stable income. The modern financial market is unpredictable, and if you want to become a master, you must have a firm mentality, firmly believe in your choices, stick to your principles, and adhere to the concept of value investment, so as to be invincible in the field of financial management. Mentality is the most fundamental cultivation of financial management.

Second refining technology. If you were born in the era of wealth recklessness, you may be able to win the favor of the god of wealth with a lot of energy, but the modern financial system is becoming more and more complex, and there are more and more financial derivatives. If you can systematically learn the knowledge of financial management and master good financial management skills, then you will have more chances of winning in the financial market.

Take ** investment as an example, if you understand technology, at least know how to keep profits, how to stop losses, etc., if you don't have technology, don't touch those complex financial products, that is too risky. It is good to study financial management techniques conscientiously and study a financial management technology well.

Three refining habits. Managing money is ultimately a habit for the whole of life. For financial experts, there is a need to manage money at any time, and there is an opportunity to manage money at any time.

Li Ka-shing's insistence on reading books and newspapers and watching the news is a kind of financial management habit, which belongs to the habit of using information to manage money. Of course, there are many habits of financial management, some people advocate frugality, some people advocate risk-taking, some people pursue technology, and some people like speculation. These are all financial habits in life, and it doesn't matter if they are good or bad, as long as you can be successful.

Maybe in the field of financial management, it is still a success, a prince and a loser, when you have achieved great results in financial management, it has proved that you are already a master of financial management.

Combine reading books with practice If you manage money, it is recommended to do **, flexible, convenient, and exercise financial skills. For details, you can send me a private message

If you manage your money conservatively, you can choose a financial management method with high flexibility and no risk, such as Yu Yu Bao and Coin Pass, and the annualized rate of return of about 3% also has obvious advantages over bank demand.

In terms of income, take Yu'e Bao as an example:

The daily yield of Yue Bao is different, so the final return is also different. It has a specific calculation formula, which is as follows:

In addition, according to the adjustment rules of Yue Bao, at present, only a maximum of 100,000 yuan can be deposited into Yue Bao, and the excess cannot be deposited. Therefore, it is more necessary for you to choose a variety of financial projects to diversify your investment.

What other wealth management products can I buy?

First of all, before buying any financial management, buy 1000 to test the waters, put it for a month, and see the income.

In addition, do not buy those with an annual interest rate of more than 12%, and do not buy those with a regular interest rate of more than one year. If the risk-taking capacity is not high, it is still mainly prudent.

There are the following reasons: the money you have in hand is alive when you are fine, and dead when you have something.

For example, if you suddenly plan to travel with your family during the New Year's Day holiday, what does the budget say?

It is recommended to take out tens of thousands of Yue Bao and eat the current interest of about 3%. Because this money is enough for daily consumption and emergency large consumption.

Then the rest can be invested in stable financial products for regular financial management.

As for the choice of regular financial management, personal advice:

If investors do not have much requirement for liquidity, they can choose from a wider range of options, and can consider short-term wealth management (brokerage + bank, P2P P2B), large-amount certificates of deposit, bank structured deposits, treasury bond reverse repo and other financial management.

1. Short-term financial management (brokerage + bank, P2P P2B).

In a fixed period such as 30 days, 365 days, etc., it is not possible to actively sell, that is, redeem at maturity.

The average annualized rate of return of brokerage wealth management is estimated at a principal of 200,000 yuan, and the expected income for one year is about 9,320 yuan.

P2P P2B, fixed income products, with an annualized rate of return between 6%-14%. This needs to be seen more and the more you know, the more controllable the risks will be.

Stable P2B platforms, such as Unbounded Wealth, have been very stable, with zero overdue in the past 4 years, a fixed income of about 10%, and a VIP entrance (web link) of 500 yuan JD card

2. Large-amount certificates of deposit and bank structured deposits.

Based on the interest rates announced by some banks, the interest rates of one-year, two-year, three-year, and five-year certificates of deposit are higher than those of ordinary time deposits.

In addition, most of the structured deposits of banks with better liquidity are less than one year and have a yield of about 4%, but now they do not guarantee the principal or interest, and the risks such as income fluctuations need to be borne by themselves.

3. Reverse repo of treasury bonds.

Individuals lend their funds through the treasury bond repurchase market to obtain fixed interest income. At the end of the month, at the end of the quarter, and at the end of the year, the income is as high as 10%, and you need to choose and analyze it well.

Having said all this, the most important thing is to find the right product for you. In fact, there is no right or wrong product, measure your own risk tolerance, and find the right one.

The existing shop in the Lotte Plaza block is an excellent choice for family asset allocation! In addition to the advantages of shops in general blocks, it is also proud of the political, economic and cultural center of Panchenggang, adjacent to the municipal park of the government affairs center of Panchenggang, and the public primary school and kindergarten, across the street! With 300,000 fixed high-net-worth consumers, the second ring BRT, and the millions of passengers on Metro Line 2 and Line 8, it has huge potential for wealth appreciation, making it the best choice for family asset appreciation allocation!

There is not too much money, "fixed deposit" is mandatory to save, and the product risk is not high.

You can pay attention to the "smart bank deposits" of small and medium-sized banks, enjoy the deposit insurance protection (according to the "Deposit Insurance Law": individuals enjoy 100% compensation within 500,000 yuan for ordinary deposits in a single bank), and the "interest rate" is about 4%, which has the advantages of high liquidity (can be withdrawn in advance) and higher interest rate than general time deposits.