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If foreign exchange is transferred overseas to the debit card account of Ping An Bank in China, it can only be processed after the holiday in case of a holiday. If you meet the conditions for account entry, our bank will directly handle the account entry for you, if not, our bank will generally contact you to provide the corresponding certificate, or handle the refund of foreign exchange. If you have not received the payment for a long time, you can contact the opening bank to inquire about the reason.
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Depending on which withdrawal method you choose, if it is a wire transfer, it will be postponed in case of holidays.
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Yes, UnionPay does not work during the National Day holiday, such as merchant POS machines, the same, if you are on Friday, then you can only go to Monday.
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During the National Day, overseas funds can still be remitted into the country through overseas banks, and the domestic bank clearing system will automatically receive them, but due to the holiday of domestic banks during the National Day, the foreign exchange inflows received during the National Day can not be credited to the customer's account until after the holiday.
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No, if you are not working on statutory holidays, you can handle foreign currency remittance on working days.
Since there is generally a maximum limit on cross-border remittance fees, it is recommended to increase the amount of a single remittance as much as possible within the maximum limit to reduce the number of remittances and save the telex fee for each remittance.
Carrying cash can be used immediately for payment and is inexpensive, but it is neither convenient nor safe, and there is no way to compensate for lost or stolen cash. Therefore, when studying abroad, in addition to carrying the necessary small amount of cash, it is best to use other means such as remittance to exchange large amounts of foreign currency.
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If you want to use your China Merchants Bank Savings Card to transfer foreign currency, you need to have the corresponding foreign currency on your account. If you only have RMB on your account and cannot operate, and the foreign exchange settlement and sales business will be suspended from October 1st to 7th, you can only be advised to buy foreign currency and remit it on the 8th.
If there is already a corresponding foreign currency on the account, you can apply for foreign currency remittance through the professional version of China Merchants Bank Online Banking or the counter, but the remittance will be delayed until after the holiday, and it is recommended to operate after the holiday.
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To put it simply: yes.
Under normal circumstances, before noon on the 8th, China Merchants Bank can receive the payment.
If you're still worried, you can do double insurance with the following two steps:
Step 1: Before the 8th, use the counter repayment or use the "quick payment" of online banking to repay the loan again immediately.
If you need to repay a large amount, you can choose the minimum repayment amount for this transaction.
There are two reasons for this:
The minimum payment guarantees your repayment amount for the month;
Even if the two remittances are repeated, they will not send too much, only the ones with the minimum payment will be spent in the next month.
Step 2: Before the 8th, call China Merchants Bank, manual service, and explain to him that the remittance has already been made, but the People's Bank of China has been on holiday, and the platform has been suspended, etc. CMB itself must know about this, and it is very simple to promise you a 3-day extension.
Follow the above two steps. It was postponed for 3 days, and it was unexpected to arrive.
If it is really delayed for 3 days and it does not arrive, or the first remittance is not successful for various reasons, don't worry. Because the minimum repayment in the first step also guarantees the repayment of the current month, but only generates interest. It's not much to go on next month.
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Bank holidays will not be transferred, you 30th remittance that is the next day should arrive, October 1 is a non-working day so the account can not arrive, can only arrive on the 8th, as long as you check whether the inter-bank remittance can arrive the next day, if the interbank 2 days to the account then the 8th day should not be much of a problem.
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It stands to reason that if you have a large amount, it will arrive on the same day, but if it is a small amount, it will be on the account of the People's Bank of China, and you can wait until the 8th day when the public is at work.
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If you remit money after 4:30 p.m., the platform for inter-bank remittance has been closed, and the system for inter-bank remittance business on the 7-day National Day has not been opened, so you can only open the No. 8 system and re-enter the account.
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It is true that it will not be credited until the 8th, because the online banking transfer is also through the payment system of the People's Bank of China. If your card number, beneficiary name, account opening bank, etc. are not filled in incorrectly, the No. 8 People's Bank of China will be credited to the account after batch processing. It is recommended that you do not pay cash again and wait until the 8th.
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1.If you repay the credit card money, you should repay it two bank working days in advance! Haven't you paid it back? I don't know this common sense.
2.When you send money, you don't ask if it's being sent.
When the People's Bank of China system is opened, Bank of Communications will remit money to China Merchants Bank in about 2 hours, and you can check the account of China Merchants Bank at that time. As for when China Merchants Bank will deduct the money from your credit card, ask China Merchants Bank.
3.After you use the advanced deposit, when the transferred money arrives, when the overpayment is deposited into your card, you can spend it normally, but there is no current interest.
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Yes, inter-bank remittance on September 30, because you are remitting to a credit card, the credit card has no attribution, and this business belongs to the inter-bank transfer in the same city, so it can arrive on the 8th day (except for special circumstances).
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No, you can only deduct the account, and you can only remit it on the 8th on the working day.
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Online banking less than 50,000 can be operated at any time inter-bank transfer, holidays, weekends or midnight can be, more than 50,000 can be transferred in parts, and of course after the holiday, you can transfer at one time.
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The amount of inter-bank transfer is not too much, and it is recommended that you withdraw the cash and deposit it into the intra-bank account to which you want to transfer it.
Let's not be so angry with the People's Bank of China and senior management, and we should be more harmonious during the holidays
If the amount is too much, it's still over the holidays, isn't it safe?
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Under normal circumstances, it is 24 hours bai
Unless there is a special case of 1-3 days.
In any of the zhi places, no matter what.
The main business of the bank's foreign exchange department is to convert the customer assets and liabilities of commercial transactions and financial transactions from one currency to another, which can be handled in the form of spot transactions (spot) or forward transactions (forward), because there are many banks engaged in foreign exchange transactions, so foreign exchange trading is becoming increasingly popular.
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According to the Tianjie country.
Years of experience and the summary of the customer's remittance bank have come to some reference experience
The time it generally takes to pay foreign exchange from abroad to domestic DAO bank is about 2 3 days, and the longest will not exceed 5 days;
Exceptions to special circumstances: such as Saturdays, Sundays, bank holidays, etc.
In fact, the time of foreign exchange remittance to the account is not only related to the path of foreign exchange, but also related to the strength of the foreign exchange bank, such as entrusting HSBC to pay to the country, the speed will be faster than some small foreign banks 1 2 days, in addition, because the foreign exchange into the domestic bank, such as remittance to the Bank of China Shenzhen branch or a certain branch or a certain branch, then foreign exchange needs to enter the head office of the Bank of China, and then enter the branch, branch, branch office, etc., so the time will also increase. In contrast, many offshore banks or Hong Kong offshore banks located in China will be much faster, after all, the foreign exchange path is not as complex as in China, so it is also a lot faster, such as Shanghai Pudong Development Bank or HSBC offshore bank when it is fast, it only takes half an hour or even a few minutes to arrive, theoretically, the slowest is within 24 hours.
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The margin ratio and spread of each lot of international foreign exchange are stipulated by the exchange, and the points added by different service providers are not the same
All our spreads will directly give you the lowest level, don't add a little, you can ask me if you don't understand.
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During the National Day period, 1-8 days are holidays and rest, because remittances from foreign countries to China need to be cleared by the People's Bank of China, so 1-8 can not receive foreign exchange, and you need to wait until the 9th can be handled normally!
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Normally, it's T+2, but if you're making a wire transfer, it will take about a week.
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There are no bai holidays abroad recently! One may be that the foreign remittance has not been remitted, and the other may be that the account version, account name, and bank information rights are wrong when sending money abroad!
This kind of business has to be checked by the foreign remitter to check the bank, and the payee is powerless!
In addition, foreign exchange remittances in major currencies (USD, GBP, EUR, etc.) are now available 24 hours a day, which means a maximum of two days!
Hope it helps!
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Contact about foreign exchange conversion, foreign exchange settlement and tax refund.
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Within 24 hours, the speed of deposits and withdrawals is a good experience.
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Generally, it arrives in 24 hours, and it will be slower on weekends, and there is an introduction from the EABM community.
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Foreign exchange is an international market, and the National Day is a holiday in our country. Holidays in our country basically do not affect foreign exchange trading.
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In the case of China Merchants Bank, it cannot handle foreign exchange settlement and sales during the National Day.
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