What platform can borrow 20,000 yuan, no deduction, no problem with interest

Or borrow by credit card: Log in to Pocket Life and click "Cards" below. Finance" - "I want to borrow money", which is subject to the results of the review.

1. Ant Financial. At present, almost everyone only uses Alipay is a product launched by Ant Financial, and Alipay is now not just a third-party payment software, but also has more and more functions. Huabei Ant Financial launched a personal consumption credit loan product, users can spend first and repay later, and Huabei provides users with an interest-free period, as long as the repayment is made on the specified repayment date, they can enjoy interest-free; Borrowing is also a personal credit loan product launched by Ant Financial, and users who open borrowing can apply for a loan directly through Alipay on their mobile phone, and the loan amount can be withdrawn to a bank card.

2. WeBank. WeLoan is a personal credit loan product jointly launched by Tencent and WeBank, which is currently only open to some high-quality customers, with a loan amount ranging from 500 yuan to 300,000 yuan, and the specific amount is comprehensively evaluated according to the user's personal qualifications and credit conditions. If you are an invited customer of WeLoan, you can directly see the entrance of "WeLoan Loan" in the WeChat wallet of your mobile phone, and you can apply for a loan directly through your mobile phone.

3. JD Finance. JD Baitiao is a personal consumption loan product launched by JD Finance, its function is similar to Alipay's Huabei function, and users who open JD Baitiao can directly use JD Baitiao to shop and consume on JD.com**. JD Gold Bar is a cash loan service product launched by JD Finance for users with good credit, and users with capital needs can apply for loans through the JD Finance mobile app, or follow the "JD Finance" WeChat.

4. Du Xiaoman has money to spend. "Money to spend" is a personal consumption credit loan product launched by Du Xiaoman Finance (formerly Finance) credit service brand, users can apply for a loan on the mobile app, the borrower needs to be between 18-55 years old, Money will check the borrower's credit, only users with good credit records have the opportunity to get borrowing, and currently Money Spend does not support services for college students.

Don't touch the online loan, it's too pitiful.

If you need to apply for a small cash loan, China Merchants Bank has a flash loan business, which can be applied through the mobile banking app or check whether you are eligible to apply.

1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.

2. If you have a CMB savings card, you can log in to the mobile banking and click "My All Borrow Money Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.

3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.

4. There are two types of loans that can be applied for within the flash loan limit:

1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.

2) Loan disbursement on T+1 day, there will be a ** call to verify within T+1 day, and arrange the loan after confirming the information. If you do not answer the contact 3 times, the application will fail and you will need to apply again.

When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.

Alipay's borrowing, Du Xiaoman Finance's money to spend.

Extended information: 1. The Internet finance business began in 2013, and in 2015, the existing financial business was integrated to form a financial business group, and the financial business was raised to a strategic position, which was fully responsible by Mr. Zhu Guang, senior vice president.

2. Du Xiaoman signed a cooperation agreement with the United Nations Development Programme (UNDP) to jointly promote the "Sustainable Finance for Rural Revitalization Project". The project plans to build a "Sustainable Development Innovation Service Center" (hereinafter referred to as the "Innovation Center") at the county level to provide support for the financing of small and micro enterprises in rural areas through a digital industrial service platform.

3. The name "Du Xiaoman" means "from, small and full, and more than moving forward". "Degree" is the inheritance of technical genes, "Xiaoman" is the solar term, and it is also a small and full, just right state of life. This is also the attitude of life that Du Xiaoman Finance wants to share with users:

Always humble and trustworthy; Always move forward and pursue a better life. Du Xiaoman's brand logo is composed of red and blue, representing the two major business platforms of consumer finance and wealth management.

4. It is based on the accurate "portrait" recognition of the characteristics of small and micro enterprises, the company has established a financial technology layout with risk management as the core: superimposed enterprise credit recognition on the basis of identifying personal credit, using optical character recognition (OCR) to identify the applicant's industrial and commercial information, tax information, judicial information, etc., continuously enriching the data dimension of small and micro enterprises, and at the same time using graph computing and natural language processing technology to analyze the business ability and operating status of enterprises, and improve the accuracy of the "portrait" of small and micro enterprises. It can realize automatic loan approval in seconds, and strive to achieve zero collateral, low risk and high efficiency.

5. There is money to spend, and the positioning is to provide personal consumption credit services for the public and create an innovative consumer credit model. Using artificial intelligence and big data risk control technology, it brings Internet credit services to users, which has the characteristics of simple application, fast approval, high quota, fast loan disbursement and strong security. It has laid out a number of product lines, covering daily consumption, medical beauty, education, etc., and can accurately match users according to their borrowing needs to provide users with trustworthy credit services.

6. The United Nations Development Programme (UNDP) signed a cooperation agreement with Du Xiaoman Finance to jointly promote the "Sustainable Development Finance for Rural Revitalization Project". According to the plan, the project plans to build a "sustainable development innovation service center" (hereinafter referred to as the innovation center) at the county level, through a digital industry service platform, to enable financial institutions to provide effective support for the financing of rural small and micro enterprises and rural households, and to guide the green transformation and high-quality development of local rural industries through incentive mechanisms. The "Innovation Center" will also build capacity for rural small and micro business owners and rural households, especially vulnerable groups such as returnee youth and left-behind women, and form digital cooperatives with a focus on them, so as to provide new ideas for rural revitalization, reduce inequality gaps, and inject new vitality into more sustainable development.

Du Xiaoman Finance will provide financial and digital financial technology support for the project.