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The general process for mainland customers to purchase insurance in Hong Kong is as follows:1You can first communicate with the company's financial advisor, and note that it is a real financial advisor registered with the Hong Kong Insurance Regulatory Commission.
After communication and understanding of the situation, the financial consultant will issue a plan, and then exchange views with the customer, explain the plan, and if necessary, modify the plan according to the customer's feedback and needs, and finalize it. 2.Once you have decided on your plan, you can arrange a time to make an appointment with your financial advisor to sign your plan in Hong Kong.
Apply for a Hong Kong and Macao Permit to Hong Kong. Please note that any insurance outside of Hong Kong** and contracted insurance is called an "underground policy" and is not protected by law, please be sure to go to Hong Kong to sign up in person; 3.After arriving at the company, I will fill in the application information that needs to be submitted with the financial consultant in the company, and then...
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<> understand the insurance company's policy and contact customer service to surrender the policy, and the general insurance is refundable. Generally, if the insurance is surrendered within 10 days from the date of getting the insurance contract, the insurance money can be returned in full, and if the policy is surrendered after 10 days, it will lose more than 50%. There will be different regulations according to the type of insurance and the company to which it belongs, which is written in the policy, depending on the time, amount, and type of insurance.
It is recommended not to surrender the policy, and it is best to think carefully before signing the contract before buying insurance. Because under normal circumstances, there will be more or less losses when surrendering the policy, and the surrender of the policy within the time agreed in the contract is strictly speaking.
Endowment insurance, also known as "hybrid insurance" or "savings insurance", is death insurance plus survival insurance. It is a type of insurance that allows the insured to receive insurance benefits on the condition that the insured dies or survives at the expiration of the insurance period.
If the insured dies during the validity period of the insurance after the policyholder or the insured has paid the insurance premium, the insurance benefit shall be paid to the beneficiary; If the insured is still alive at the end of the insurance period, the insurer will also pay the insurance money to him/herself, and after the insurer pays the full amount of the insurance money, the insurance contract will be terminated, and the undue insurance premium after death will not be renewed.
Both insurance is one of the most popular varieties of life insurance, which can be used as a means of saving, as a guarantee for retirement, and can also be used to accumulate a sum of money for special purposes.
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You can go and see if all accidents and all diseases can be insured, unlimited hospitalizations, a total of 1 million claims for you, and the money you pay can be refunded.
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Very suitable, high yield, high return.
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