What is an Internet Financing Platform? What does it have to do with P2P?

Internet finance is divided into third-party payment (Alipay, Tenpay), P2P online lending (Lujinfu, Kaixin Loan), crowdfunding and other types.

As can be seen from the above, P2P is a form of Internet finance. The P2P platform is an online lending platform, which is a private micro-lending model that gathers small amounts of funds and lends them to people in need of funds.

I have also given some more stable platforms and companies above, and it is best to understand the operation and products of these companies for this kind of big concept thing, which will help you better understand these concepts

Internet finance, as the name suggests, is the combination of the Internet and finance. Internet finance (ITFIN) refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to realize financing, payment, investment and information intermediary services.

Internet finance is not a simple combination of the Internet and the financial industry, but a new model and new business that naturally arises to adapt to new needs after being familiar and accepted by users (especially the acceptance of e-commerce) in the realization of security, mobile and other network technologies. It is an emerging field that combines the traditional financial industry with Internet technology. On October 13, 2016, the General Office of the People's Republic of China issued the Notice on the Implementation Plan for the Special Rectification of Internet Financial Risks.

The P2P online lending platform is an Internet finance (ITFIN) service that combines P2P lending and online lending. P2P lending is an abbreviation for peer-to-peer lending.

Online lending refers to the process of lending, data and funds, contracts, procedures, etc. are all realized through the network, it is a new financial model developed with the development of the Internet and the rise of private lending, which is also the development trend of financial services in the future.

To sum up, P2P online lending is a form of Internet finance, and Internet crowdfunding and third-party payment are also Internet finance.

P2P network is a peer-to-peer network Peer-to-peer computer network: It is a distributed application architecture that distributes tasks and workloads among peers, and is a form of networking or network formed by the peer-to-peer computing model at the application layer.

"peer" means "peer, partner, peer" in English. So, literally, P2P can be understood as peer-to-peer computing or peer-to-peer networking. Some domestic ** translate P2P into "peer-to-peer" or "end-to-end".

In academia, it is commonly referred to as peer-to-peer networking or peer-to-peer computing, which can be defined as: participants in a network share a portion of their hardware resources (processing power, storage capacity, network connection capacity, printers, etc.), and these shared resources provide services and content through the network, which can be directly accessed by other peers without going through an intermediary entity.

Participants in this network are both providers and clients of resources, services, and content.

P2P is an abbreviation for Person-to-Person (or Peer-to-Peer), which means person-to-person (partner-to-peer). Also known as peer-to-peer network lending, it is a private micro-lending model that gathers small amounts of funds and lends them to people in need of funds.

It is a type of Internet finance (ITFIN) product. It belongs to private small-amount lending, with the help of the Internet and mobile Internet technology, online credit platforms and related financial management behaviors and financial services.

P2P is"peer-to-peer"The abbreviation of peer in English means "equal", "colleague" and "partner". In this way, P2P can also be understood as "partner-to-partner", or peer-to-peer. At present, it is considered to have great prospects in strengthening the communication of people on the network, the exchange of documents, and the calculation of distribution.

P2P finance is also known as P2P credit.

Among them, P2P is:

peer-to-peer

or person-to-person

Abbreviation means: person to person. P2P finance refers to small-amount lending transactions between individuals, which generally require the help of e-commerce professional network platforms to help borrowers and borrowers establish a lending relationship and complete relevant transaction procedures.

Borrowers can publish borrowing information on their own, including amount, interest, repayment method and time, to achieve self-service borrowing; Based on the information released by the borrower, the lender decides the amount to lend on its own, realizing self-service lending.

For example: MB Moonlight Treasure Box platform.

At present, the most P2P belongs to the P2P Internet financial platform, which simply means that the person to the individual is connected through the platform to solve the needs of both parties.

For example, A has a need to borrow, but can't find the right person to borrow, and publishes this demand on the platform.

B has extra spare money and wants to have better returns, so what the platform does is to match the two through A's demand and B's demand, and B lends it to A, and the platform acts as a guarantee. A has to bear a certain amount of borrowing interest, and B can earn a certain amount of borrowing interest. This is the most talked about P2P.

P2P is a formal scam, and if you don't believe it, you can search for the Golden Reserve Bank on the Internet and defraud the people of their money. There is no one to deal with the accident. That's a miserable thing. Don't be throwing in these things.

The magical oasis landscape is quite abundant. There are ten scenic spots in the county.

1. Forest Jade - Huangsang National Nature Reserve is a forest ecological scenic spot, 10 kilometers away from the county seat, is a national nature reserve, a provincial scenic spot, and a provincial film and television shooting base. The valleys here are deep, the streams and rivers are waterfalls, the ancient trees are towering, and the caves are charming. There are Mandarin Duck Island, Six Goose Caves, Longbud Hemlock Forest, Morock Carvings - "Heaven and Earth Thick", Shangbao Ancient Kingdom, Forest Protection Forbidden Monument, Immortal Piercing Stone, Bamboo Water Drifting, Gate Cave, Jiuxi Chong, Longgong Cave, Ancient Cylinder Car, Pingxi, Ma'anshan, Baishui Cave, Renci Nunnery, Red Army Bridge, Red Army Road and many other cultural landscapes.

It covers an area of about 180 km2 and has a forest coverage rate of 86%. There are nine ethnic groups living in the area, including Miao, Yao, Han, Dong, Tujia, Buyi, Zhuang, Li and Hui. The whole territory is divided into seven scenic spots, ten karst caves, ten waterfalls, countless strange peaks and different stones, the scenery is beautiful, it is an ideal place for leisure and rest.

Mandarin Duck Island. There are mandarin ducks inhabiting the valley, hence the name. The island is in the shape of ", the neck width is only 10m, there are secluded paths around the island, the cliffs on both sides are towering, the forest is deep, the stream is murmuring, the ancient vines are entangled, there are walking paths, pavilions, it is an ideal resort for summer retreat, landscape sightseeing, and investigation of the ecological environment.

Six Goose Caves. Legend has it that a long time ago, there were six fairies who went down to earth, enjoyed the scenery and bathed here, were happened to be bumped into by the mountain people, and hid in the cave because of shyness, turned into six white geese, and never returned to heaven. Hemlock forests.

Walking into the source of the nature reserve, you can see from afar that on the sunny slope at an altitude of 1050 meters, there is a lush group of trees higher than the surrounding woods, such as standing out from the crowd, and the emerald canopy is like dozens of open green umbrellas, which is very eye-catching. This is the well-known living fossil of the Ice Age-Hemlock long-bract hemlock community, with an area of 38 large-diameter hemlock trees, the largest of which is 40m high and has a standing wood volume.

Chengbu Erbaoding is the first highest mountain in Shaoyang.