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So there are many people who don't know how to use the policy to inquire about short-term accident insurance, so let's talk about this problem for you.
If you want to check your short-term accident insurance policy during your trip, you can do it through manual inquiry. You can call the insurance company of the product you purchased at that time****, choose according to the prompts, or call customer service directly ** to inquire.
There is also a more convenient way to ask him to help you check directly through the insurance **.
In addition to these two manual ways to inquire about the policy, you can also go to the local insurance company or the branch of the insurance company at the destination of the trip to inquire directly at the counter, as long as you have a single number data at the time of purchase, you can query the relevant policy number information.
Of course, if you purchase short-term accident insurance products through an online third-party platform, you can also inquire through an online third-party platform.
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Generally speaking, everyone is most concerned about the relevant knowledge of insurance products, basically few people pay attention to the study of policy inquiry, verification, management and other related situations, here I want to remind you that this is also an important content, people who buy insurance should understand, I have made notes about the relevant knowledge points, and I will share them here to learn together"One article teaches you how to query, verify, and manage your own insurance policy! 》
The article is basically clear, so let's take a brief look here.
There are usually several ways to check an insurance policy:
1.Check the official website of the insurance company:
Go directly to the service center on the official website of the insurance company, and then find the function of "policy inquiry", log in to your personal account to query, the account name is usually the user name, ID card, mobile phone number, email address, etc.
If the insurance company to which the policy belongs has a relevant APP, you can also check it through the APP. For example, Ping An Insurance has a "Ping An Gold Butler", where you can choose one of your mobile phone number and ID number to register and log in, and then you can check the policy.
Some people buy more insurance, and not in the same insurance company to buy, in order to provide you with a more convenient way, called "China Insurance Know-it-all" WeChat *** came out, it was developed by the Insurance Association of China, as long as the individual is bought in the country, you can query the corresponding policy through this ***.
The specific query steps are as follows:
After obtaining the policy information, the more important contents are the following:
1.Check the key information:The name of the insured on the policy, ID number, coverage period, coverage items, insurance amount, etc., the correctness of this information is very important, and if there is an error, contact the insurance company in time to change.
2.A closer look at the safeguard responsibilities:If the content of the insurance does not match your initial needs, you can apply to the insurance company for surrender.
3.Take a closer look at the health advisory:Check whether the content of the health notice is true, and if there is indeed something that is not properly written, contact the insurance company as soon as possible to ask if there is any impact on the insurance contract, so as not to affect the claim in the future.
In addition, if you check the policy after buying insurance, you may wish to inform your family of the policy information or send a screenshot to your familyIf your loved ones don't know about the existence of the policy until something unfortunate happens, otherwise they won't be able to apply for a claim。Regarding this situation, I have done a detailed content analysis, and if you need it, you can click on the original article to view"The policy is managed by itself, and when the claim is settled, the family does not know what to do? 》Hope!
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Hello, dear, personal accident insurance inquiry methods are: 1. Through the official ** inquiry of the underwriting insurance company, log in to the official website with the password, and enter the personal center to inquire about the insured policy. 2. Call the official customer service of the underwriting insurance company and the company** to seek customer service help to inquire about the policy.
3. You can also inquire about the personal accident insurance policy under your name through the personal center of the third-party insurance product purchase platform. 4. After the purchase of personal accident insurance is successful, there will usually be a relevant email sent to the mailbox or mobile phone text message, and you can enter the information query through the link provided in the content.
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1. Find in the ** of the company that is insured by the merger, that is, on the mobile phone, find the ** of the corresponding company for inquiry;
3. Find in the official website of the Insurance Association of China, the letter organized by the China Insurance Industry Association contains all the insurance policies bought by insurance companies in China.
That's the answer to how to check your policy.
1. Statement: check the name, address, and accuracy of the policyholder, check whether the name and seal of the insurance company are complete and correct, and check whether the term of protection, the amount paid and the relevant commitments are correct;
2. Insurance matters: check the responsibilities and obligations of the insurer recorded in the policy, check whether it is consistent with what the insurer said when talking to the user, and check whether there are errors and missing parts;
3. Exclusions: clarify what rights and interests can be guaranteed, and use this to regulate their own behavior and effectively avoid risks;
4. Conditions: check the responsibilities and obligations of the buyer and the seller, the effective time of the claim, and the operation process after the accident, so that the user can effectively get the insurance company's protection in the event of an accident;
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Many friends have bought insurance, if you ask them what the role of the policy is, how to inquire, how to verify, how to manage, usually speechless, in fact, this is very important, everyone should learn, if you don't understand before, you might as well take a look at this article"One article teaches you how to query, verify, and manage your own insurance policy! 》
Whether it is accident insurance or re-payment chronic illness insurance, you can follow the above article to check the policy of life insurance.
There is a detailed explanation in the article, so I will pick a few points to talk about.
The following methods of inquiring about insurance policies are more commonly used:
1.Check the official website of the insurance company:
Enter the official ** of the corresponding insurance company, find the service center, then log in to the personal account, find the policy inquiry item, click to query, the account name is usually the user name, ID card, mobile phone number, email, etc.
If the insurance company that bought the insurance already has an app, it will be very convenient to check it in the app. For example, Ping An Insurance has a "Ping An Gold Butler", which can generally be logged in and queried with an ID number or mobile phone number.
Some people may have bought insurance from several different insurance companies, in order to make this part of the friends not so troublesome, the Insurance Association of China has developed an official WeChat *** - China Insurance Know-it-all, which contains all the insurance policies we bought in domestic insurance companies.
The specific query steps are as follows:
After getting the policy information, the first thing to look at is the following:
1.Check the key information:The name of the insured, ID number, protection period, coverage items, insurance amount, etc., should be seen to see if there is any error in this information, and if there is an error, contact the insurance company to change it in time.
2.Take a closer look at the responsibilities of protecting the obstacles:If the content of the protection is not what you want most, apply to the insurance company to surrender the policy in time, and you will not lose money if you surrender the policy within the hesitation period.
3.Take a closer look at the health advisory:Carefully look at whether the part about the health notice is truthfully registered, if there is a detailed hole to remove the mold, first ask the insurance company's salesman to see if there is any impact, if the final because of this problem affect the claim is a pity.
By the way, after checking the policy and confirming that it is correct, it is best to share the screenshot of the policy with the person you trust the mostAvoid the situation that the family does not know when there is an unfortunate situation, otherwise you will not be able to apply for a claim。In response to this problem, I have done a detailed content analysis, and if you are interested, you may wish to take a look"The policy is managed by itself, and when the claim is settled, the family does not know what to do? 》Hope!
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1. The inquiry methods for the collapse of accident insurance policies are mainly as follows:
1. For the insurance purchased through the insurance salesman, customers can log in to the self-service area of the insurance company when inquiring about the balance of the insurance group, and register the self-service area users first.
2. Customers who apply for insurance online can directly log in to the self-service area to inquire about the policy information. However, it is important to note that short-term accident insurance is not included here.
3. For customers who apply for short-term accident insurance products and online insurance card products, please log in to the accident insurance policy to inquire about the policy information.
When the insured encounters an accident within the scope of the policy's liability, he or she can directly call the insurance company's customer service to report the accident, and provide the policy number and ID card number when reporting the accident. In addition to providing these contents, the person who was accidentally hospitalized also needs to provide a detailed list of drugs or a list of medical reimbursements, and then hand over these materials to the insurance company together with a copy of the insured's ID card and a copy of the bank card, and the insurance company will evaluate the accident according to the materials provided by the insurer and the content of the contract, and determine the amount of the claim. The amount of the claim is then compensated. In addition to how to pay for travel accident insurance, there are also many people who want to know what the travel accident insurance payment process is, in fact, the travel accident insurance payment process is divided into two ways: domestic and foreign, as far as overseas travel is concerned, taking Ping An as an example, the claim process is as follows, when the tourist who has purchased Ping An overseas medical insurance is out of insurance, if the situation is more urgent, the insured can call Ping An's global 24-hour customer service ** at the first time to explain the situation, If the passenger buys a product that pays the medical premium in advance, Ping An will also pay the medical expenses in advance when the emergency ** is abroad, and then settle the claim afterwards.
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