Which is the best employee accident insurance, and which insurance company is the best for employee

Updated on Financial 2024-04-01
22 answers
  1. Anonymous users2024-02-07

    Any company can be, Chinese Life Insurance Company has an insurance department and a group insurance department, you can buy group accident insurance and personal accident insurance for employees.

  2. Anonymous users2024-02-06

    Hello! At present, many hotels and enterprises will choose Ping An's group insurance, which can be said to be out of danger, and the fastest claim is in Ping An!

  3. Anonymous users2024-02-05

    Hello! I am from Chinese Life Insurance Company and I am happy to serve you Group insurance is better as long as the employee's ID card copy and your company's remittance.

  4. Anonymous users2024-02-04

    The group insurance of Chinese Life Insurance Company has different protections and different premiums, and it is up to you to choose. The most important claims are strong.

  5. Anonymous users2024-02-03

    That company is different for each company, but Ping An can change the name of the employee at any time.

  6. Anonymous users2024-02-02

    Peace is the best! The number of employees is generally 15 to more than 20, and the name of the employee can be changed at any time.

  7. Anonymous users2024-02-01

    Yes, buying insurance can share your risk, which is a must consider as a business owner. There is no requirement for the number of people. A copy of the business license can be provided**. Compare the companies, and you will have the answer!

  8. Anonymous users2024-01-31

    Hello, group insurance can be considered, our life insurance, we have known each other for many years, and it is worth entrusting.

  9. Anonymous users2024-01-30

    As a group, you can consider Prudential Life Insurance, and Wuhan area will contact you to present the most satisfactory plan plan.

  10. Anonymous users2024-01-29

    It is still recommended that you choose Ping An's group insurance.

  11. Anonymous users2024-01-28

    Ping An Group Insurance is at your service.

  12. Anonymous users2024-01-27

    Hello, Ping An's most important thing is service.

  13. Anonymous users2024-01-26

    Vice-ministerial-level central enterprise Taiping Life Plug.

  14. Anonymous users2024-01-25

    In which company to buy employee accident insurance, you need to pay attention to the premium and after-sales service.

    1. Premiums: the insurance of accident insurance has a great relationship with the position of the employee, if the nature of the work is dangerous for the employee, then the insurance premium of the accident insurance will be higher, and these must be communicated with the insurance company in a timely manner;

    2. After-sales service: In the accident protection of employees, especially front-line workers, there are many cases and conditions of claims. Choose an insurance team that can provide professional after-sales services, so that employees and the company can have more peace of mind.

    In addition, when making the plan configuration, you can choose to have professional service personnel to deal with labor disputes, get more professional advice, and don't talk on paper.

    In addition, the specific company of employee accident insurance can be selected:

    1. Introduction of Chinese Life Insurance Company Chinese Life Insurance Company is a leading brand in the insurance industry, and has launched different types of insurance types and products to meet the needs of different groups of people, covering health, accidents, education and pension, etc., and has launched exclusive products for children, women and the elderly, so as to provide care for different groups of people with high incidence of critical illnesses and provide users with accurate insurance care.

    2.Ping An Insurance Company of China introduces Ping An Insurance covers various fields, with a service network all over the country, providing users with full-cycle life insurance products and services, and launching a variety of insurance insurances, including health insurance, pension insurance, property insurance and life insurance, etc., and relying on the strong background strength of insurance companies, Ping An Insurance has launched a series of cost-effective critical illness insurance, which can meet the protection needs of different groups of people.

    3.Chinese Life Insurance Company Introduction Founded in 1949, Chinese Insurance is the pioneer of the domestic insurance industry, since its establishment, adhering to the purpose of people's insurance and serving the people, playing the role of the main channel of the industry in the policy business fields such as social medical insurance and agricultural insurance, and is committed to providing high-quality and multi-faceted insurance protection and services for policyholders.

    4.Introduction of Pacific Insurance Company Pacific Insurance Company is the second largest property insurance company in Chinese mainland, second only to China Property Insurance, and one of the three major life insurance companies. CPIC has professional subsidiaries in property insurance, life insurance, asset management and endowment insurance, and has established a nationwide marketing network and diversified service platform.

    5. China Taiping Insurance Company China Taiping Insurance Group Co., Ltd. is the first multinational financial and insurance group company in China, and it is also a leading financial enterprise. China Taiping's business scope covers life insurance, property insurance, pension insurance, reinsurance, reinsurance brokerage and insurance, Internet insurance, asset management, brokerage, financial leasing, real estate investment, pension industry investment and other fields, providing customers with one-stop comprehensive financial and insurance services.

    Test your anti-risk index, experts will interpret it for you for free!

  15. Anonymous users2024-01-24

    Employee accident insurance.

    It is an accident insurance purchased by the employer for the employee.

    It can mainly protect the death or disability of employees due to accidental injuries, accidental medical expenses, and economic losses caused by employees' temporary incapacity. It should be noted that the "accidents" that can be covered by employee accident insurance refer to external, sudden, non-sick, and unintentional.

    Employee accident insurance is a commercial insurance.

    The employer voluntarily purchases the insurance for its employees, and it is not mandatory for the employer to allocate such insurance for the employees.

    Extended Materials. Employee accident insurance refers to the insurance that the company pays the insurance benefits after the employee dies, disability, medical expenses or temporary loss of working ability caused by accidental injury.

    Brief introduction. Employee accident insurance is a kind of accident insurance, which is an accident insurance purchased by an enterprise for employees, and it also belongs to accident insurance.

    The insured of employee accident insurance is the employee, which is based on the body of the insured as the subject of insurance, and the insured is entitled to the death, disability, medical expenses or temporary loss of working ability caused by the accidental injury. According to this definition, accident insurance covers death, disability, medical and work stoppage. The risk covered by accident insurance is accidental injury.

    Generally, the insurance company's accident insurance product defines accidental injury as "injury to the body caused by an external, sudden, and unintentional objective event as a direct and independent cause".

    Guaranteed items. Death benefit.

    In the event of death caused by accidental injury, the insurer shall pay the death insurance benefit. Death benefits are accident insurance.

    Pay in full. Disability benefits.

    When the insured becomes disabled due to accidental injury, the insurer shall pay disability insurance benefits according to the degree of disability. The disability benefit is a partial benefit up to the death benefit.

    Medical benefits. When the insured incurs medical expenses due to accidental injury, the insurer shall pay according to the actual situation. There is a maximum limit for medical benefits, and accident medical insurance is generally not covered separately, but as an add-on to accidental death, disability, and disability.

    Hospitalization allowance is paid.

    When the insured is temporarily incapacitated due to an accidental injury and is unable to work, the insurer pays the suspension insurance benefit.

  16. Anonymous users2024-01-23

    It's very easy to use, and when you buy personal accident insurance, you will be safer at work, which will at least have a basic protection.

    We can understand that for those types of work with relatively high work risks, the purchase of personal accident insurance is basically a necessary condition. It is difficult for us to look at insurance through the eyes of the rearview mirror after a work-related accident, so we must provide us with a protection through personal accident insurance before the problem arises.

    Personal accident insurance is very useful.

    As I mentioned above, personal accident insurance is a fundamental protection for employees at work. For many types of work now, different types of work will have different risk levels, and some types of work are more dangerous, so it is necessary to purchase personal accident insurance at this time, and even the higher the amount, the better. Don't feel that you are very losing money after buying personal accident insurance, this amount of money is the basic protection for a person.

    The cost of personal accident insurance doesn't need to be that high.

    Generally speaking, the personal accident insurance of the average employee is about 200 yuan to 1,000 yuan, the protection time is one year, and the amount of protection is about 1 million. When we don't have an accident at work, we may feel that the 1,000 yuan is a pity, but when an accident happens, the 1,000 yuan can be used up to 1 million, which is a very cost-effective thing. <>

    Many employers will also purchase personal accident insurance for their employees.

    For those units with better benefitsMany employers will take the initiative to purchase personal accident insurance for their employees, and employees do not need to pay for it out of pocket。Employees will encounter many risks in the actual work process, and enterprises are also avoiding the operational risks of the enterprise by purchasing personal accident insurance for employees. When an accident happens, this expense is definitely more useful than a huge amount of compensation.

    Finally, if your employer does not purchase personal accident insurance for you, it is recommended that you take the initiative to communicate with the employer and give yourself a basic protection by adding insurance.

  17. Anonymous users2024-01-22

    Personally, I feel that it is easy to use, because personal accident insurance is a personal safety guarantee for every employee, and if there is an accident, you can also get a large amount of compensation.

  18. Anonymous users2024-01-21

    It's still very easy to use, because after having personal accident insurance, you can protect your own safety, and when something happens, the insurance company will pay a part, and the company will also pay a part of the amount, but I hope everyone will not use it.

  19. Anonymous users2024-01-20

    It is particularly easy to use, and the authority of such insurance protection is also relatively wide, and people can also get corresponding subsidies after being injured, and it is also relatively comprehensive.

  20. Anonymous users2024-01-19

    It's not easy to use, as long as you don't have an accident, accident insurance has no effect, you can use it if something goes wrong, who would look forward to having an accident on your own.

  21. Anonymous users2024-01-18

    It's really very easy to use, because after the employee has accident insurance, if an accident occurs, it can be reimbursed, and there is a high compensation.

  22. Anonymous users2024-01-17

    Summary. Hello Hello Hello <>Hello Hello

    Employee accident insurance Ping An Insurance Company is good, Ping An Insurance generally refers to Ping An Insurance (Group) shares of China. Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An of China", "Ping An Insurance", "Ping An Insurance Company", "Ping An Group") was born in Shekou, Shenzhen in 1988 and is the first joint-stock insurance company in China.

    Which insurance company is better for employee accident insurance.

    Hello dear, I am a gold medal tutor of Xian Fangchun cooperation, I have provided a total of 1w people with a cumulative service time of more than 3000 hours! I have received your question, it will take some time to answer it, please wait a while, it will take 5 minutes to get the result, please don't end the consultation<>

    Hello Hello Hello <>Hello Hello

    Employee accident insurance Ping An Insurance Company is good, Ping An Insurance generally refers to Ping An Insurance (Group) shares of China. Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An Insurance Co., Ltd.", "Ping An Insurance Company", "Ping An Jizhou Group") was born in Shekou, Shenzhen in 1988 and is the first joint-stock insurance company in China.

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