What is the maximum amount of coverage for all insurance, and how much is the maximum amount of car

When accident insurance is paid, the general compensation content includes death payment, disability payment, accidental medical treatment, accident allowance, etc., and the specific amount of compensation is mainly related to the amount of insurance set at the time of insurance, but it is also related to the specific product, the degree of accidental injury, etc.

Death benefit: that is, death insurance benefit, if you die unexpectedly during the insurance period, the insurance company will pay as much as the sum insured, the high amount of insurance will pay more, and the low amount of insurance will pay less. Of course, one thing to note is that there is a limit to the death insurance amount of children's accident insurance, which is generally not more than 100,000, and if it is exceeded, the insurance company will not pay more, so remember not to over-insure when applying for insurance.

Disability payment: that is, if you are injured or disabled by an accident, the insurance company pays the insurance money, which is related to the level of disability, the insurance company has certain evaluation standards, and the insurance money paid by different levels is also different, generally according to a certain proportion of the insured amount.

Accidental medical treatment: This refers to the product with accidental injury medical insurance, which can reimburse medical expenses when it is required by accidental injury, which is also related to the amount of insurance insured, some can be fully reimbursed, and some can be insured for a certain percentage, which will vary according to the product and the content of the agreement.

Accident allowance: The compensation of accident allowance belongs to the fixed payment, that is, the amount of insurance is agreed at the time of insurance, and the insurance company will pay how much after the insurance, and the higher the amount of insurance, the more compensation is completely set by the policyholder.

Insurance Island insurance experts suggest that if it is the breadwinner of the family, when applying for accident insurance, the death insurance amount should be as high as possible, generally 5-10 times the annual income, so that if the insured dies unexpectedly, the life of the family will not be greatly affected in the short term.

The question of how much you can pay up to accident insurance depends on the amount of accident insurance you have purchased. In general, the maximum sum insured for accident insurance is also the death sum assured, which means that the insured person will receive the highest insurance benefit due to the death of an accident.

Generally speaking, the scope of compensation of car damage insurance does not exceed the purchase price of the vehicle at the time of insurance of the vehicle, and the maximum compensation of car damage insurance must not be greater than the value of the vehicle itself. The answer to the question of the scope of compensation for car damage insurance is not the only one, and in general, the maximum amount of compensation will not be the maximum value in the insurance contract, and the payment of car damage insurance is determined by a variety of factors.

1. According to the proportion of the driver's accident responsibility in the traffic accident, the corresponding compensation liability, according to the insurance vehicle accident all, primary, equal, secondary responsibility for the accident bear no more than % responsibility;

2. According to the proportion of accident responsibility borne by the driver in the traffic accident, the corresponding accident liability exemption odds shall be implemented for vehicle losses and rescue costs, and the odds shall be based on the full, primary, equal and secondary responsibilities respectively;

3. If the insured vehicle is insured without deductible, the odds are 0.

When it comes to the maximum amount of compensation for car damage insurance, it should be noted that car damage insurance does not accumulate compensation. If the owner of the car has purchased motor vehicle damage insurance (car damage insurance), he can report the accident to the insurance company for acceptance, and if the insurance purchased at that time does not include a deductible, then up to 100% will be paid.

Extended Materials. 1. How much is car damage insurance?

Vehicle damage insurance refers to a form of commercial insurance in which the insured or driver is damaged due to an insured accident while driving the insured vehicle, and the insurance company assesses the damage to the vehicle according to the insured amount and gives certain economic compensation.

There is a fixed way to insure the cost of car damage insurance, which is generally based on the actual value of the new car purchase** or the actual value at the time of insurance. Therefore, car damage insurance is not fixed, and the car damage insurance is different for different vehicle values.

1.If the insurance amount is determined according to the purchase price of the new car, it is fully insured, that is, when the vehicle is out of insurance, the insured can obtain economic compensation equal to the actual loss of the vehicle.

Car Damage Insurance Cost = Base Premium + New Vehicle Purchase Price * Rate (Base Rate is. For example, if the value of a new car is 100,000 yuan, then the car damage insurance is 1,547 yuan.

Generally, the lower the age of the vehicle, that is, the newer the vehicle, the lower the base premium, and it is also related to the number of seats in the vehicle, the more seats there are, the more the base premium. The owner can determine in advance according to the number of seats and the age of the vehicle corresponding to the car damage insurance rate table.

2.If the sum insured is determined according to the actual value of the vehicle at the time of insurance, it is considered underinsured, and the cost of car damage insurance is less than that of the new car purchase tax. When the vehicle is damaged, it is a proportional economic compensation according to the ratio of the actual value to the new car**.

As a general rule, the amount of compensation must not exceed the purchase price of the vehicle at the time of insurance of the vehicle, and the amount of compensation must not be greater than the value of the vehicle itself. The way to determine the amount of car damage insurance is different in each insurance company, and motorists should try to choose a variety of ways to determine the amount of insurance when applying for car damage insurance.

For example, the insurance amount of Ping An Auto Insurance of China is determined in three ways:

1. According to the purchase price of a new car of the same type as the insured vehicle at the time of insurance;

2. The depreciation part will be deducted according to the purchase price of the new car of the same type as the insured vehicle at the time of insurance;

3. The policyholder and the insurer negotiate and decide.

The answer to the question of how much car damage insurance can pay is not the only certainty, and the maximum amount of compensation will not be the maximum in the insurance contract, and the payment of car damage insurance is determined by a variety of factors. First of all, according to the proportion of the driver's accident liability in the traffic accident, the corresponding liability for compensation, according to the insurance vehicle accident all, primary, equal, secondary responsibility for the accident respectively bear no more than % liability. Furthermore, according to the proportion of the driver's accident responsibility in the traffic accident, the corresponding accident liability exemption odds shall be implemented for vehicle losses and rescue costs, and the odds shall be based on the total, primary, equal and secondary liabilities respectively.

Of course, if the insured vehicle is insured without deductible, this odds are 0. For example, Ping An Auto Insurance of China has launched a special insurance without deductible, which stipulates that part of the loss amount borne by the insured after the accident will be compensated by Ping An Auto Insurance.

In this question of how much car damage insurance can pay at most, there are several points that need to be paid attention to by the majority of riders.

1. In the event of an accident, if the third party is responsible for compensation or the third party cannot be found, the absolute deductible is 30%. Therefore, in the event of an accident, it is necessary to find the perpetrator or the public security organ to issue materials that can prove the identity of the perpetrator, otherwise the insurance company will not pay the 30% of the compensation.

2. If the insured vehicle is illegally loaded and overloaded, the absolute free odds will be increased by 10%.

3. If the actual driving area of the insured vehicle exceeds the area specified in the insurance contract, the absolute free odds will be increased by 10%. These issues can affect the maximum amount of damage insurance payouts.

The question of how much car damage insurance can pay out is a question that needs to be answered in conjunction with the actual accident and the terms of the insurance company. In the case of uncertain accidents, riders should compare the specific terms of various insurance companies, such as Ping An of China Vehicle Loss Insurance, when applying for car damage insurance, so that they can get the most compensation in the event of an accident.

Hello! Generally speaking, there is no maximum amount of life insurance that can be purchased, so the maximum amount of life insurance coverage is also unlimited. Due to the peculiarities of life insurance products, it is difficult to say which product is the best.

Don't know which insurance to buy? There are so many variety, it sounds dizzy, and it all feels pretty much the same. Many life insurance buyers have similar doubts, and they don't know where to start to distinguish the similarities and differences in the face of "almost" insurance products.

If you want to choose a cost-effective life insurance product to buy, you can combine the company background behind the product, the quality of the person and other factors to make a comprehensive consideration. Here are a few considerations for life insurance buyers. 1.

Life insurance coverage: When choosing insurance, you can compare the best factors, but as the insurance of financial products, different clothes, food and other commodities can not be compared indiscriminately, and must be compared scientifically, otherwise it will not play the role of "comparing the two and choosing the best". 2.

Life insurance products**: Like other products, the ** (rate) of similar insurance products launched by different companies will also be somewhat different, even if the same company launches similar products, there may be **differences**. Therefore, comparing** is a necessary step when choosing an insurance product.

Scope of Exclusions: Similarly, even if it is the same **, the same scope of liability protection, if the variables of the scope of exclusion in the clause are different, it is equivalent to a different **, and the principle is the same as the part of "scope of protection". Therefore, read the exclusions carefully.

3.Life insurance is set up with various conditions: the same coverage, the same exclusions, the same **, but there may also be differences in cost performance.

Because there may also be differences in the setting of conditions such as "observation period" and "deductible days", special attention should be paid to these in the comparison of health and medical insurance. 4.Settlement level of life insurance income:

If you want to buy participating insurance, universal insurance, investment-linked insurance and other types of insurance with investment and financial management functions, you will have to compare their respective income levels. 5.Life Insurance Fee Charge Rate:

After the premiums of universal insurance and investment-linked insurance are collected, after deducting various expenses, the remaining funds are put into the policyholder's personal investment account for asset accumulation. Before choosing these two types of products, it is important to understand clearly.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. In a traffic accident, if the victim suffers personal or property losses, and the insured is liable, the compensation limit for each accident is as follows: the compensation limit for death and disability is 110,000 yuan, the compensation limit for medical expenses is 10,000 yuan, and the compensation limit for property damage is 2,000 yuan.

2. When the insured is not liable, the compensation limit of compulsory traffic insurance for each accident is as follows: the compensation limit for death and disability is 110,000 yuan, the compensation limit for medical expenses is 1,000 yuan, and the compensation limit for property loss is 100 yuan.

According to the above description of the accident in the bending bucket, basically the compulsory traffic insurance and the commercial insurance plus the deductible have been able to fully cover the required liability for compensation, except for the scope of claims that are not supported by the law (such as mediation and negotiation) that need to be borne by you, there is no other additional liability that you need to bear.

The amount of compulsory traffic insurance is 2,000 yuan for property loss and 10,000 yuan for personal injury, which requires the responsible party to pay in full, and the compensation for excess and insufficient is borne according to the proportion of responsibility, and the proportion of your responsibility can be paid by the commercial third party insurance. At the moment, it seems that you basically don't have to pay any costs out of your own.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello, how much is the maximum payout of 100 yuan insurance: 10,000 yuan.

Accidental Death and Disability: Compensation for death or disability caused by an accident, usually with an insured amount of 50,000 or 100,000; Accidental medical treatment: Outpatient or hospitalization for reimbursement due to injuries caused by bumps or cat scratches and dog bites**, usually with a limit and generally limited to medication in social security, the amount is generally 10,000; Accidental Hospitalization Benefit:

The subsidy for hospitalization is generally deductible for 3 days, usually refers to accidents, and it is necessary to pay attention to the coverage of insurance, and the subsidy is 50 yuan per day for hospitalization.

Good. Fuyang area.

Hello, how much is the maximum payout of 100 yuan insurance: 10,000 yuan. Accidental Death and Dismemberment:

Compensation for death or disability caused by an accident is usually 50,000 or 100,000 yuan; Accidental medical treatment: Outpatient or hospitalization for reimbursement due to injuries caused by bumps or cat scratches and dog bites**, usually with a limit and generally limited to medication in social security, the amount is generally 10,000; Accidental hospitalization allowance: The subsidy for hospitalization is generally deductible for 3 days, usually refers to accidents, you need to pay attention to the scope of insurance, and you will pay 50 yuan per day for hospitalization.

Yuan Xun. 1.If it is property insurance, such as home property insurance, the maximum compensation that can usually be obtained from the sum insured of 100 yuan is 100 yuan. 2.

If it is liability insurance, such as third-party liability insurance, the liability limit corresponding to the 100,000 yuan premium may range from 100,000 to 500,000 yuan, and the actual loss will be paid according to the compensation ratio specified in the policy. 3.If it is life insurance, such as accident insurance, the premium of 100 yuan may correspond to hundreds of thousands of sum insured, and according to the terms of the policy, the maximum compensation can be hundreds of thousands.

4.The maximum payout amount varies greatly between different types of insurance, so you should read the payout clause in the policy carefully. 5.

In addition to the insurance, the final payout will also deduct other expenses such as the deductible.

How much can I pay for one hundred yuan accident insurance in Fuyang countryside?

100 yuan to protect the family.

1.The sum insured of 100 yuan accident filial piety insurance is low, usually around 100,000 yuan, and it is paid according to the maximum compensation ratio stipulated in the policy. 2.

In the unfortunate event of death due to a serious accident, you can get a death benefit of about 100,000 yuan according to the terms of the policy. 3.If severe disability is caused, a certain percentage of the insurance benefit can be obtained according to the level of disability, up to 60%-80% of the sum insured.

4.For medical expenses caused by minor accidents, the reimbursement for medical expenses is relatively limited, usually a few hundred yuan to several thousand yuan.