Is it suitable to apply for Ping An accident insurance at the age of 50? How much does it cost a yea

When is it appropriate to have accident insurance, because accidents are more terrible than illness. The cost of accident insurance is not high, and it is basically about 1000 a year at the age of 50.

Buy accident insurance.

Only 60 yuan is required to cover accidental death and disability, up to 200,000 yuan for accidental medical treatment, and up to 10,000 yuan for accidental medical treatment;

To buy medical insurance, you need to see whether the physical conditions are met, and if you do, about 200 to 300 can guarantee hospitalization reimbursement of up to 20,000 yuan.

Buying millions of medical insurance also depends on whether you are healthy or not, generally six or seven hundred, you can insure 2 million, buy critical illness insurance with a maximum coverage of 100,000, and the requirements for physical conditions are also very strict.

It depends on what type of insurance you have. Some are endowment insurance, and some are medical insurance. Some are life insurance. The amount is also different. Some are more than 1,000 yuan a year for 20 years. Some are more than 10,000 yuan a year for 5 years.

Depending on what type of insurance you buy, for a 50-year-old person, the annual payment for a million medical care is about 1,200, the annual payment for accident insurance is 200, and the annual payment for critical illness insurance is about 5,000.

2: Over 40 years old, the probability of illness will increase significantly, the older the insured, the greater the likelihood of getting a claim, which means that the risk cost borne by the insurance company will be higher, so for the older policyholders, the premiums they need to pay are relatively high.

Extended Materials. 1. The insurance function refers to the role and efficacy that the insurance system can play, which directly determines the necessity of the existence and development of the insurance system, and also determines the status and role of the insurance industry in a country's financial system and even the social and economic system.

Second, the function of insurance can be divided into basic function and derived function.

1) Basic function The basic function reflects the mechanism of insurance, and uses the method of collecting premiums to share the losses caused by disasters and accidents, so as to achieve the purpose of economic compensation, which is divided into two functions: loss sharing and economic compensation.

Loss apportionment function: insurance is a method of apportioning losses, which is based on the opposition and unity of the contingency and inevitability of disasters and accidents, and the reason why the insurance mechanism can operate is that the insured is willing to pay a small amount of definite insurance premiums in exchange for compensation for large uncertain losses. Insurance organizations collect premiums from a large number of policyholders to share the large losses suffered by a small number of their members.

Economic compensation function: insurance uses the method of apportioning losses to achieve the purpose of economic compensation, and provides economic compensation to units and individuals damaged by disasters and accidents in accordance with the insurance contract, and the emergence and development of insurance are to meet the needs of compensating for disaster losses. (2) Derivative function: The derivative function of insurance is the function of investment and financing and the function of disaster prevention and loss prevention.

Investment and financing function: on the one hand, it is for the insurer, because there is a certain time lag between the collection of insurance premiums and the payment or compensation of insurance money, the insurer can invest in insurance at this time, so that the insurance can maintain and increase its value; On the other hand, it is for the policyholder, who can choose certain insurance products to obtain the expected payment of insurance money, so as to use insurance as an investment.

Disaster prevention and loss prevention function: Generally speaking, the insurer can realize the disaster prevention and loss prevention function by providing loss management services, that is, helping the insured to analyze, analyze and evaluate the potential loss risk, and propose reasonable pre-prevention plans and loss management measures.

It depends on what kind of insurance you have, you can choose freely according to the situation, the more you pay, the more protection.

You can buy accident insurance or something, and it's too late for endowment insurance.

It's stupid to give money to others, and it's 51 and you still want to live to 200. Buy an unexpected one again, I won't talk about this) is a good deal.

Buy it now. The older the more expensive it is, the more demanding the conditions.

The best deal if you don't buy it! Enjoy the New Year!

Buy nothing, insurance is a lie.

As we all know, the older you get, the more expensive it is to buy insurance. Many elderly people want to buy insurance, but the premiums are too expensive and prohibitive. How much do I have to pay for insurance at the age of 50? Select a few insurance plans for your reference.

If you are 50 years old, it is best to choose accident insurance, medical insurance and cancer insurance. These three types of insurance are more suitable for the elderly to insure, which can protect the elderly group from high risks, and the premiums will not be particularly expensive.

In order to facilitate everyone to understand how much money to pay for insurance at the age of 50, choose one from each of the three types of insurance: accident insurance, medical insurance and cancer prevention insurance for your reference. [Is it appropriate to buy insurance at the age of 50?]

1. Accident insurance

If the 50-year-old Mr. Wang, insure.

The "Go Home and See" Accident Insurance Plan for the Elderly, you can get 10,000 yuan of accidental fracture medical insurance, 3,000 yuan of compensation for family visits, 20,000 yuan of accidental death and disability, and 100,000 yuan of public transportation accident insurance. So, how much does it cost to buy this insurance? The product.

99 yuan a year, guaranteed for one year. 【】

For a 50-year-old person, buying accident insurance is 99 yuan a year, which is not expensive.

2. Medical insurance

Taikang Geriatric Hospital, designed for the elderly, provides both accident and illness protection. Among them, the hospitalization medical limit for illness is 10,000 yuan, the deductible is 100 yuan, and the compensation is 100%. Because of the high incidence of accidents among the elderly, this is also one of the most important protections.

The amount of accidental death and disability is as high as 100,000 yuan, and the accidental medical treatment is 10,000 yuan.

So, how much does it cost a 50-year-old to buy this product? Taikang Geriatric Hospitalization Treasure is also a short-term insurance with a coverage period of 1 year and a premium of 450 yuan.

3. Cancer insurance

Pacific Silver Health focuses on cancer protection, and can also get double payouts if you suffer from specific cancers. The product can be covered for 5 or 10 years, and the longer the protection period, the more expensive the premium. The insurance amount is 50,000 yuan, if a 50-year-old man is insured and chooses to be insured for 5 years, then the premium corresponding to 50,000 yuan is 483 yuan.

483 yuan to be paid for a year, with a total premium of 2,415 yuan.

Through the above introduction, I believe you have a preliminary understanding of how much money you have to pay to buy insurance at the age of 50. The premium is related to the insurance age, the sum insured, the gender, the duration of the insurance, etc., and the product can be decided according to the premium budget at the time of application.

Summary. Hello, kiss <>

At the age of 50, pay 50,000 yuan per year and pay 10 years of safe pension insurance. Buying Ping An Pension Insurance is reliable, because Ping An Insurance is a state-owned enterprise, and its nature is commercial insurance, so it is said that buying Ping An Pension Insurance is a reliable pension insurance. It's worth buying.

Ping An Insurance Company's main insurance is endowment insurance, the larger the amount purchased, the greater the return, pay 50,000 a year, pay 150,000 for three years to make it within the normal amount range, the return ratio is one to two, it is worth buying, this is the majority of consumers to buy insurance.

Is it reliable to pay 50,000 yuan a year at the age of 50 and pay 10 years of Ping An pension insurance?

Hello, kiss <>

At the age of 50, pay 50,000 yuan per year and pay 10 years of safe pension insurance. Buying Ping An Pension Insurance is reliable, because Ping An Insurance is a state-owned enterprise, and its nature is commercial insurance, so it is said that buying Ping An Pension Insurance is a reliable pension insurance. It's worth buying.

Ping An Insurance Company's main insurance is endowment insurance, the larger the amount purchased, the greater the return, pay 50,000 a year, pay 15 million for three years, and pay 15 million to make it within the normal amount, the return ratio is one to two Qing Pao roll, it is worth buying, this is the majority of consumers mainly buy insurance.

At the age of 50, pay 50,000 yuan a year for ten years, and how much money can be withdrawn at the age of 60.

60-year-old one-time <> of 5024 yuan

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Can I get all the principal and return back at the age of 60? How much can I get in total?

If you receive 15 years. How much money is left over from the death of 70 years old can be paid to the children.

You can't <> it all at once

All received 15w <>

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For 50-year-old middle-aged people, due to the need to travel a lot due to work, the risk is higher, so it is recommended that you buy a suitable accident insurance for yourself as soon as possible to improve safety. Which is better to buy accident insurance at the age of 50?

There are many types of accident insurance designed for people aged 50 on the market, and you mentioned that you need to travel a lot, so it is recommended that you give priority to products with vehicle accident protection when applying for personal accident insurance. Here are a few things you need to pay attention to before you apply for insurance:

1. Pay attention to the scope of protection and the amount insured. The coverage of each product is different, and the amount of each coverage is also different.

2. Pay attention to choosing according to your actual needs.

3. It is more cost-effective to choose "annual plan" for the insurance period, and the longest period of 12 months is actually the most cost-effective, and the average daily premium is the cheapest. For people aged 50 to buy accident insurance, the above insurance plans can be used for your reference, and it is recommended that you can meet the line to freely compare and choose according to your actual needs. Here, it is recommended that you choose between:

Auspicious Life Annual Comprehensive Protection Plan covers the following contents: * Accidental Death Disability Insurance 200,000 * Accidental Injury Medical 20,000 (100 yuan deductible, 80% compensation) * Additional aircraft accident 600,000 yuan, etc.

Traffic accident benefit with ordinary accident accumulation benefit is as low as: $234 - Taiping Shengshi Comprehensive Accident Insurance (Diamond Plan) coverage content: * ordinary injury 200,000 * accidental medical treatment 50,000 * accidental hospitalization allowance as low as 328 yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Basic protection, more than 900 years, 1 million sum insured.

[Insurance information inquiry is very time-consuming, your problem is normal after ten minutes, please wait for ...... with patienceI have seven years of experience in the insurance industry, and I am familiar with the products of various insurance companies, and I definitely have the answer that satisfies you

Dear, what kind of insurance do you buy at the age of 50?

Commercial insurance. Critical illness insurance, medical insurance, accident insurance, or what kind of insurance?

Business Million Medical Insurance.

Basic protection, more than 900 years, 1 million sum insured.

Hello! At the age of 50, it is obviously not cost-effective to buy some insurance at this age, especially commercial endowment insurance, because the age is older, the accumulation time of the corresponding policy value is also reduced, and it is easy to pay more premiums than the protection, which is not very cost-effective.

If you want to increase the necessary commercial insurance, you can properly consider some accident insurance, health insurance protection coverage, although the corresponding age and health restrictions are still some, but the relative protection is more realistic.

What do you think?

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"