How can college students save money? How can I save money every month?

As a college student, it is very important to learn to manage your money, and how to do it while you are in college.

and "throttling".

1. Cultivate your own concept of saving money and managing money

1. Develop bookkeeping habits

As a college student, you must learn to keep accounts, which can not only cultivate your habit of managing your personal consumption income and expenditure, but also avoid a lot of impulsive spending. You can design your own handbook.

2. Learn to manage money

You can choose to go to Zhihu.

Or Little Red Book.

Self-taught financial management, in the case of not a lot of capital reserves in the early stage, do not blindly participate in large amounts**, and do not blindly**, what college students can do is to set up automatic deposits to avoid unnecessary expenses. You can choose Alipay's selection set up specifically for the student party** to make a fixed investment, and there are ** with a minimum investment of 10 yuan.

3. Avoid or reduce useHuabei

Huabei is a platform that is very easy for college students to fall into, and it is easy for college students to develop the habit of overdraft consumption with the help of Huabei, and they must learn to consume rationally.

2. Plan your expenses

1. Diet

The main cost of college is to eat, try to eat in the cafeteria, the canteen can save you a lot of money every month, the university cafeteria is also a lot of delicious food, and often ordering takeout will consume a lot of expenses. Learn to limit buying too many snacks, not eating so many snacks will not only allow you to get a healthy body, but also save a lot of money!

2. Clothing and skin care products

College students should not pursue the high-end of the brand excessively, do not buy blindly at one time when buying skin care products, and do not compare, in Zhihu, Xiaohongshu understands the role and application of various skin care products, buy according to their own situation, do not follow the trend, which one is popular and buy which.

3. Student discounts

You can also use the student discounts and student ID cards given by various platforms with the help of your student identity.

It's a very useful thing, in Alipay, ** can get a lot of discounts. In Meituan.

Student certification can also help you save a lot of money when it comes to spending. You can sort out the information of the platform that provides student discounts every month, sort it out according to different categories, and take it out directly when you need to use it.

1.In college, you need to develop a reasonable consumption habit, parents will regularly give living expenses, if you don't want to overspend, you must set a time, for example, the 15th or 20th of each month to pay living expenses. In addition, the setting of living expenses for children also needs to be reasonable and not too high, generally speaking, spending 1,000 yuan per month is enough.

2.Some students have bad consumption habits and will overspend every month, so we must find the reason, if it is caused by regular dinners, we need to pay special attention, and slowly reduce the number of dinners, so that the money spent will be relatively small, of course, if it is an unnecessary dinner, don't go again. It is best to have three or four meals a month.

3.Girls need to eat less snacks, in college there are many girls who like to eat snacks, such as biscuits, instant noodles, etc., often take snacks as a staple food, which will not only lead to bad health, but also lead to obesity, it is best to eat in the school cafeteria, and it is very cheap and relatively healthy.

4.It is necessary for college students to make their own ledgers, such as how much they spend today, how much they spend on food, how much money they spend on transportation, how much money they spend on other shopping? Through these eradication records, you can understand where you spend more money each month and reduce unnecessary expenses.

5.To reduce the number of online shopping, it is too convenient to buy things on the Internet, especially when there are a lot of new products that will be hyped up, you might as well uninstall some common shopping software on your mobile phone, which is very worry-free, and it is also more cost-effective.

6.College students also need to pay special attention to choosing the right means of transportation, it is best to take a taxi less, take the bus or walk by yourself, of course, you can also ride a bicycle by yourself, etc., so that you can save a lot of money and exercise.

7.College students can go to the supermarket once a month, but before going to the supermarket, be sure to write down in great detail what exactly you want to buy, and never buy extra items, otherwise you will spend more money.

How can college students save money? How can I save money every month?

1. Try to go to the Internet café as little as possible.

For most college students, there is no income, their money is generally taken from their parents, and there may be some scholarships every year that are good at studying. This will make you feel a little more comfortable. However, it is not easy for parents to earn money, so many students also want to save more money and reduce some of the burden on their families.

Saving money is nothing more than saving money on a daily basis. For example, many students have the habit of going to an Internet café to play games, and going to the Internet café itself costs money, and after playing for a long time, it still costs a lot of money, and in addition, some students play games that also cost money, and the game is easily addictive. Therefore, try to save a sum of money by going to an internet café to play games as little as possible.

Second, you can save some money by buying clothes.

Some people prefer to buy clothes, especially some girls, who like beautiful clothes, but if you buy too many clothes, it is also a big expense. Although it is important to dress up, it is also a good habit to be simple when you are a student, as long as the clothes are clean and tidy, you are already very good, and there is no need to use many sets of beautiful clothes. College students should focus on their studies.

3. You can also save money by going out and playing less.

The college period is also a period of time that is relatively sufficient, there is no heavy study in high school, and there is no daily busyness of office workers, and, in addition to classes, most of the time can still be at their own disposal, so that some students like to go out to play, of course, going out to play not only needs to eat and drink, but also need accommodation, as well as round-trip travel expenses, which have to be expensed. Of course, going out can increase one's knowledge and exercise one's independence, but too many times will also bring a certain financial burden to oneself, which is not conducive to one's goal of saving money.

Cut back on online shopping. Nowadays, many people like online shopping, and sometimes they feel that they have nothing to do, so they will look at ** or something, to see if there is something they want to buy.

I had a month that was basically the case, when it was almost Double Eleven, I was also infected by that atmosphere, I wanted to buy what I saw, after I continued to look at it, plus the Amway of my classmates, I bought a lot of lipstick, cosmetics and the like that month, in fact, I also had a lot of those things, but I didn't know why at the time, I just bought it, and it cost 1,000 yuan more than usual that month. These savings can actually make you have a lot left over every month.

First of all, college students should make a money-saving plan, and then save money every month according to this plan, while not spending money indiscriminately and working properly. Plan to use money every month, and don't spend unnecessary money indiscriminately, so that you can save money every month.

Reduce unnecessary expenses, don't buy some miscellaneous things that are useless for real life, you can buy practical items, spend money on the right place, and eat less snacks.

Saving money is a new means of saving, a good habit of life, and a thing worthy of praise. Without affecting the quality of life, you can save a sum of money, as big as saving 100,200 yuan after paying your salary, and as small as saving 5 yuan or 10 yuan when you have change, because the amount is small, so you will not feel that it will affect your quality of life. If you stick to it for a long time, you will give yourself a big surprise.

For all young people, they should decide whether to save money according to their personal economic situation and future planning, but at the same time, they should also grasp the present and enjoy life appropriately.

You can try to allocate a certain percentage of your disposable funds to save and invest, and you can also spend a moderate amount according to your personal preferences and needs. Rationally managing one's finances and spending habits can achieve asset accumulation and wealth appreciation without affecting one's life.

1.Set goals: First, set a clear goal for saving money, such as buying big-ticket items, traveling, saving, or paying off a loan.

2.Create a budget: Understand your income and expenses and create a realistic budget. Adhere to the budget and ensure that revenue and expenditure are balanced.

3.Autopay: Automatically transfer a portion of your earnings to a savings account so you can deposit a certain amount each month.

4.Establish an emergency reserve: Establish an emergency reserve for contingencies, usually recommended for 3-6 months of living expenses.

5.Spread your savings: Spread your money across multiple savings accounts to reduce interest losses.

6.Reduce impulse spending: Learn to distinguish between needs and wants, and try to avoid unnecessary spending. The "think before you spend" strategy can be employed to reduce impulse spending.

7.Take advantage of offers and discounts: Keep an eye on coupons, discounts, and ** information to save on your shopping costs.

8.Save money on living expenses: Find a place to live with a lower cost of living, or try cooking your own to cut down on eating out and takeout.

9.Consider investing: Investing a portion of your money in **, ** or other investment products may bring additional income in the long run.

Whether young people should cut back or enjoy the moment depends on personal values and goals. If your goal is to accumulate wealth in the long term and to be financially secure, then you may need to moderate your consumption now. However, it is also very important to consume in moderation and enjoy life, which helps to maintain mental health and well-being.

The key is to find a balance that meets the needs of today while also preparing for the future. From a distance, it is probably because some young people really have no sense of security about the future, and they do not know the preparations they have made in advance.

In order to get one thing, the craziest thing I ever had was in the second semester of my freshman year of college, because in the first semester of my freshman year, some of my classmates in my dormitory not only had their own mobile phones, but at that time, they were using color screen mobile phones that had just begun to become popular, for which I was very envious, and I didn't have a mobile phone myself, although my parents gave me 500 yuan to buy a mobile phone, which was only enough for me to buy the cheapest single-screen mobile phone, in order to buy a color screen mobile phone, What I did the following semester.

Because I know very well my family conditions, it is not easy for my parents to go to college, and my parents have given me 500 yuan, let me buy a mobile phone, I can no longer open my mouth and ask for money at home, but if I want to buy a color screen mobile phone, at least 2000 yuan, there is a gap of 1500 yuan, I can only rely on myself, in order to be able to let myself have a color screen mobile phone, I can only save from my daily living expenses, calculated, my monthly food expenses are 400 yuan, At that time, the food cost of 400 yuan a month allowed me to eat well in the school cafeteria, but in order to ensure that I could buy my own Caiping mobile phone at the end of the semester, I had to compress the food expenses to between 150 yuan and 200 yuan a month.

So every day I try to reduce the number of canteens to eat, I bought a large box of instant noodles in the supermarket, and changed one of the meals at noon or evening every day to instant noodles, even if I go to the canteen to eat, I also try to lower my food standards as much as possible, only order a bowl of rice, a plate of vegetarian dishes, just like that, I insisted on four months, but even so, I only saved less than 1,000 yuan more, and there is a gap of 500 yuan, fortunately, I used the next holiday to recruit temporary waiters in restaurants around the school, I went to the surrounding restaurants again, used this vacation to work as a waiter for a month, and earned another 500 yuan, and when the new semester was about to start, I finally saved enough money to buy a new color screen mobile phone, but I didn't do it, because I really felt the hard work of making money, I still kept this money, I wanted to make this money do something really meaningful for me, I only used 500 yuan to buy the cheapest mobile phone.

If you don't want to ask your parents for money during college, it is recommended to give full play to your major and do a related side hustle. In fact, there are many examples in life that are worth learning, and here are two examples.

For example, in some small technical transactions, we have seen shoemakers around the community. Generally speaking, as long as it is around the community with more advanced areas, and their craftsmanship is relatively good and recognized by everyone, then, for a shoe repair stall, there is nothing strange about earning more than 100,000 yuan a year. Of course, this requires a certain amount of craftsmanship, and if you don't have the skills and expertise in this area, it is difficult to engage in similar work.

There are also some food stalls on the street, those snacks seem to be only three or five yuan a piece, but there are a lot of customers around the mall, and many people will patronize them every day. And the cost of these snacks itself is not very high, and it is completely achievable to ensure that your monthly income is similar to that of working in the slag barrage, and even if you do it well, it is also very realistic to let yourself live a better life.

In fact, no matter what kind of small business, as long as we do it with our hearts, are willing to endure hardships, and are willing to study, then we will naturally be able to live a more stable and happy life.