Is there any security problem with activating online banking on someone else s mobile phone in the B

Hello! I don't know whether you open online banking or mobile banking, although you can rest assured, as long as you hold the dynamic password, others can not trade, the dynamic password of the Bank of China is very advanced, the staff of the Bank of China is to save time to operate for you, after the operation of others do not know your password, there is no dynamic password, at that time just for you to activate the initial password.

Generally, there is no problem, and the dynamic password and password are generally used when paying! Unless you've also set up SMS verification! Then you need to verify your phone. However, you can contact the bank's customer service, and the mobile phone can be changed!

1. As long as you hold the dynamic token, others will not be able to trade. Sometimes, the staff of BOC operates for the cardholder in order to save time, and after the operation, the staff does not know the cardholder's password, nor does it have a dynamic password, and it is just to activate and change the initial password for the cardholder.

2. Internet banking (Internetbank or e-bank) contains two levels of meaning: one is the concept of institution, which refers to the bank that opens business through the information network; The other is the concept of business, which refers to the financial services provided by banks through information networks, including traditional banking services and emerging businesses brought about by the application of information technology.

It's okay, as long as the token is in your hand.

Many friends are more entangled in whether to open mobile banking or online banking with a bank card, and whether it is risky after opening? How to ensure the security of mobile banking and online banking? Let's take a look.

In fact, it is relatively safe to open mobile banking and online banking. Mobile banking has basic security guarantees such as fingerprints and gestures, and online banking has a U shield and digital certificates to ensure the security of bank accounts.

First of all, whether it is online banking or mobile banking, you need to enter your login password and withdrawal password, which shows that it is very important to save your password, and it is best to know only yourself. Don't worry about forgetting your password, when you forget your password, you can retrieve it through the operation.

Secondly, online banking requires a digital certificate when using it, and it is indispensable to use it with U shield. Coupled with your login password and withdrawal password, there is almost no risk, of course, the premise is to keep the U shield, and inform the bank immediately if you lose it.

From the perspective of banks, mobile banking and online banking are both one of the banking systems; From a business point of view, banks should ensure the security and convenience of mobile banking and online banking, so as to attract more customers, after all, mobile banking and online banking are easy to operate;

In addition, a bank can only be established after the approval of the CBRC, and the CBRC has already considered the bank's qualifications and security issues when approving the bank.

Finally, I would like to say that in our country's deposit insurance regulations, bank deposits of 500,000 and below are risk-free, and even if the bank fails, you can get 100% compensation.

Bank of China debit cards cannot be activated online. You can apply for activation at BOC outlets nationwide with your BOC debit card and valid ID documents consistent with the same as those used in the application.

The above content is for your reference, and the actual business regulations shall prevail.

5. After following and entering, open "My Account" to enter.

Steps to activate your bank card:

Go to the opening bank with your personal bank card and your ID card to apply for card activation;

Follow the instructions at the counter and set a password;

After that, you can sign and confirm that you can complete the card activation.

Summary: If you don't have time to go to the opening bank to activate, you can call the customer service number behind the bank card and follow the prompts to activate it normally, but it is safer to activate it at the counter.

Summary. No, if you have opened online and mobile banking at your bank, but you have not logged in to activate it, others will not be able to activate it online or on your mobile phone. Before using online banking or mobile banking services, you need to bind your account, log in, and set up a security verification method.

These steps can effectively keep your account safe. It is recommended that you log in as soon as possible to activate, and regularly check your account changes to detect and deal with abnormal operations in a timely manner. At the same time, in order to ensure the security of your account, please do not disclose your bank card information to others, and pay attention to prevent online risks such as fraud.

If I have opened online banking and mobile banking at the bank, will I be activated by others if I have not logged in to activate it?

Can you tell us more about that?

No, if you have opened online banking and mobile banking at the bank, but have not logged in to activate it, others will not be able to activate it online or through your mobile phone. Before using the online banking or mobile banking services, you need to bind your account, log in, and set up a security verification method for renting a circle. These steps can effectively keep your account safe.

It is recommended that you log in as soon as possible to activate, and regularly check your account changes to detect and deal with abnormal operations in a timely manner. At the same time, in order to ensure the security of your account, please do not disclose your bank card information to others, and pay attention to prevent online risks such as fraud.

Chinese bank cards, if they are credit cards, can be activated online, debit cards are not.

1. How to activate your BOC credit card online: Log in to BOC Online Banking and click to log in to Online Banking. Select Credit Card to open a card. Follow the instructions to open a credit card.

2. How to activate the debit card:

1. **Activation: Call bank customer service**, press "1, Chinese service", press "6, bank card service", press "1, card application and card activation", press "1, card activation", press "1, ID card opening", enter the bank card number that needs to be activated, enter the ID card number, enter the bank card validity period, set or enter the password according to the voice prompt, the system prompts that the bank card is successfully activated.

2. Counter activation: bring your ID card and bank card to the bank counter to activate;

3. Some bank cards can be activated by depositing cash.

Bank of China cards can be activated directly online, provided you have the BOC eToken authentication tool.

If you have the BOC eToken authentication tool, you can use the eToken authentication function to activate the card through BOC Mobile Banking, Internet Banking, and Credit Card Card Activation Functions.

If you are a new customer of BOC online application, you need to follow the activation steps on the card letter to any BOC branch in the province or city where you selected when you apply with your original ID card, card letter and card.

How to activate online.

1. Log in to the official website of Bank of China and select"Personal customers log in to online banking"；

2. If you log in to the online system of Bank of China for the first time, you need to install the security control of online banking first, and then use the username obtained when registering at the counter"Login password"and dynamic password login to the Internet banking system;

3. After successful login, the next step is to open the payment function of online banking after the opening of online banking, log in to the online banking system, and then select"Electronic Payments"；

<>5. After confirming the information, select the mobile phone SMS and dynamic password to complete the payment function, and after verifying the dynamic password and mobile phone information, there will be a prompt for the activation of "online payment", indicating that it has been successfully activated.

Bank of China debit cards cannot be activated online. You should present your BOC debit card and your valid ID document as the same as when you applied for activation at BOC outlets nationwide.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.