What are the compensation treatment regulations for compulsory traffic insurance?

1. Carry a clear copy of the "Three Certificates and One Document" of the motor vehicle with the car, that is, the owner's ID card, driver's license, driving license and insurance policy. I would like to remind you that the insurance card of many insurance companies is no longer used as a claim certificate.

Second, it is very important to report the accident in time, especially for major accidents. When calling the insurance company to report the accident**, you need to provide basic information such as the policy number, the time and place of the accident, and the nature of the accident.

3. Vehicles with temporary license plates generally only apply for short-term compulsory traffic insurance, and there is a specified route and time, and the insurance company does not bear the liability for compensation for accidents that occur on a route and time other than the specified route.

Fourth, when the vehicle is out of danger in a different place, it shall be reported to the insurance company in time, and the damage assessment personnel at the place of accident shall conduct investigation and damage assessment on behalf of the person. The compensation cost is generally valued according to the industry standard of the place of insurance, and if there is partial damage found after returning to the place of insurance, the insurance company can make up the compensation for the repair cost.

5. If the insured wants to entrust the repair shop to handle the compensation, or directly transfer the accident compensation fee to the repair shop, he shall personally sign the power of attorney and report to the insurance company for the record. Every time we repair, we sign a quality contract with the repair shop, so that we can protect our legitimate rights and interests. Hope!

As long as there is liability (secondary liability, joint liability, primary liability, and full liability), the amount of compensation in the compulsory three liability insurance is the same, because the compulsory three liability insurance is only divided into liability and non-liability. The compensation limit for liability under the compulsory three-liability insurance is 110,000 yuan for death and disability, 10,000 yuan for medical expenses, and 2,000 yuan for property damage.

According to Article 2 of the Guiding Opinions on Printing and Distributing the Comprehensive Reform of Auto Insurance issued by the China Banking and Insurance Regulatory Commission, the total liability limit of compulsory traffic insurance will be increased from 10,000 yuan to 200,000 yuan, of which the compensation limit for death and disability will be increased from 110,000 yuan to 180,000 yuan, the compensation limit for medical expenses will be increased from 10,000 yuan to 10,000 yuan, and the compensation limit for property damage will remain unchanged at 10,000 yuan. The compensation limit for non-liability will be adjusted according to the same ratio, of which the compensation limit for death and disability will be increased from 10,000 yuan to 10,000 yuan, the compensation limit for medical expenses will be increased from 1,000 yuan to 1,800 yuan, and the compensation limit for property damage will remain unchanged at 100 yuan. The first paragraph of Article 2 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability stipulates that the owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall take out compulsory insurance for motor vehicle traffic accident liability in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China.

The owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China in the first paragraph of Article 2 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability shall purchase compulsory insurance for traffic accident liability of motorized paddle wheel silver cars in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China.

Conditions for compensation of compulsory car insurance: 1. The car has an insured accident; 2. The insurer drives the insured car in accordance with the contract and causes an insured accident; 3. The insured event occurs within the validity period of the insurance; 4. The insurer has no intentional or laissez-faire behavior for the insured accident.

[Legal basis].

Article 3 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 3 The compulsory insurance of motor vehicle traffic accident liability mentioned in these Regulations refers to the compulsory liability insurance in which the insurance company compensates within the liability limit for the personal and property losses of the victims other than the vehicle personnel and the insured caused by the road traffic accident of the insured motor vehicle. Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with the law. If the damage caused by the victim is intentionally caused by the victim, the insurance company will not compensate for it.

Article 23 The compulsory insurance of liability for motor vehicle traffic accidents shall implement a uniform liability limit throughout the country. The liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured person who is not liable in road traffic accidents.

Answer: If the victim needs first aid, the compulsory traffic insurance will be paid in advance, and then compensation will be made within the limit according to the situation, and if the driver is not qualified to drive or drunk after the advance payment and compensation, the compulsory traffic insurance can find the person responsible for the accident to recover. Legal basis: Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle stove traffic accident liability in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Article 22 In any of the following circumstances, the insurance company shall pay the rescue expenses in advance within the limits of the compulsory insurance liability for motor vehicle traffic accident liability, and shall have the right to recover compensation from the victim: (1) The driver has not obtained driving qualifications or is drunk; (2) The accident is caused during the theft and robbery of the insured motor vehicle; (3) The insured intentionally causes a road traffic accident. In any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, the insurance company shall not be liable for compensation for the property damage caused to the victim.

If the traffic accident involves ** or property damage, the insured should first contact the first aid** and traffic police**, and contact the insurance empty stove company to report**. Cooperate with the insurance company's investigation of the scene, and if you need to rescue, you can ask the insurance company to pay for the rescue. The insurance company shall inform the applicant of the written materials or evidence to be provided within one day from the date of receipt of the compensation application; Within five days from the date of receipt of the certificate and materials, it shall be verified whether it is an insurance liability.

If it is an insurance liability, the insurance money shall be paid within 10 days after reaching an agreement with the insured to compensate the insurance money. If it does not belong to the insurance liability, it shall be justified in writing.

[Legal basis].

Article 3 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 3 The compulsory insurance of motor vehicle traffic accident liability mentioned in these Regulations refers to the compulsory liability insurance in which the insurance company compensates within the liability limit for the personal and property losses of the victims other than the vehicle personnel and the insured caused by the road traffic accident of the insured motor vehicle. Article 21:

If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. Article 27: If a road traffic accident occurs in an insured motor vehicle and the insured or victim notifies the insurance company, the insurance company shall immediately reply and inform the insured or victim of the specific compensation procedures and other relevant matters.