What is the specific process of buying a house, and what is the specific process of buying a house

The specific process of buying a house. Buying a home is a deliberate thing that should be considered every step of the way. The specific process is as follows:

1. If buyers want to buy a house, they should first learn about the real estate through various channels; 2. After selecting a suitable real estate, visit the house; 3. After being optimistic about the house, communicate with the developer on the purchase of the house, and if there is an intermediary, you can communicate with the developer through the intermediary; 4. After communicating and negotiating the specific matters of purchasing a house, the buyer should sign a purchase contract with the developer; 5. After the purchase contract is signed, the developer shall file the purchase contract; 6. After the buyer pays the house payment, he or she should bring the house purchase contract, payment invoice and other materials to the real estate registration center for housing registration and receive the real estate certificate.

[Legal basis].Measures for the Administration of Commodity Housing Sales》 Article 3 The sale of commercial housing includes the current sale of commercial housing and the pre-sale of commercial housing.

The term "commercial housing for sale" in these measures refers to the behavior of real estate development enterprises to give the buyer the commercial housing that has passed the completion and acceptance, and the buyer pays the house price.

The pre-sale of commercial housing in these measures refers to the act of real estate development enterprises giving the commercial housing under construction to the buyer in advance, and the buyer pays the deposit or house price.

When choosing a house, the on-site viewing depends on the hardware conditions of the real estate;

To sign the subscription letter, a certain deposit is required;

When signing a purchase contract, the developer's verbal commitment should be written into the contract;

Make a payment, and the home can be inspected after payment;

Renovation and occupancy, signing of management covenants and payment of property management fees;

Apply for the title certificate.

The specific process of buying a house should be to look at the house first, then sign the agreement, the loan procedures, and then go to get the real estate book, right?

The process is as follows: 1. Sign the contract. After the buyer and seller of the property have reached a consensus on the location, property status and sale of the property to be traded, the buyer and seller will sign a formal real estate sales contract.

2. After both parties to the real estate transaction go through the application procedures with the real estate transaction management department where the real estate is located, the management department shall check the relevant documents and the appraiser shall evaluate the real estate of the transaction.

3. Deed. 4. Handle the transfer of ownership. After the buyer and seller of the house have gone through the procedures of the real estate exchange to discuss the transfer of ownership of the buried potatoes, the buyer should go to the relevant department to exchange for a new real estate certificate with the real estate sale and purchase contract issued by the real estate exchange.

Legal Analysis:1Sign the contract; 2.

After both parties to the real estate transaction go through the application procedures with the real estate transaction management department where the real estate is located, the management department shall check the relevant documents and the appraiser shall evaluate the real estate of the transaction; 3.Deeds; 4.Handle the transfer of ownership.

Legal basis: Article 470 of the Civil Code of the People's Republic of China The content of the contract shall be agreed upon by the parties and generally include the following clauses:

1) The names and addresses of the parties;

b) the subject matter; iii) quantity;

iv) Quality; 5) Price or remuneration;

6) the period, place and method of performance;

7) Liability for breach of contract;

8) Methods of Dispute Resolution.

The parties may conclude a contract with reference to the model texts of various types of contracts.

The specific content of the process of buying a house is as follows: 1. First of all, select a house, and see whether the hardware conditions of the real estate match your own needs; 2. After reaching the intention, the subscription letter should be signed, and a certain deposit needs to be paid; 3. Sign the purchase contract, and the developer's oral commitment should be clearly written into the contract; 4. Pay the house payment, and the house can be inspected after payment; 5. Decorate the house, sign the management convention and pay the property management fee; 6. Handle the house ownership certificate.

Article 209 of the Civil Code of the People's Republic of China The establishment, alteration, transfer and extinction of real estate rights shall take effect upon registration in accordance with law; Without registration, it shall not take effect, except as otherwise provided by law. The ownership of natural resources that belong to the State in accordance with the law may not be registered. Article 210 of the Civil Code of the People's Republic of China The registration of immovable property shall be handled by the registration authority where the immovable property is located.

The State implements a unified registration system for immovable property for the blind. The scope of unified registration, registration bodies, and registration methods shall be prescribed by laws and administrative regulations.

Confirm the qualifications to buy a house: Before buying a house, you must first confirm whether you meet the qualifications for buying a house in the place where you buy a house, if you don't meet the qualifications for buying a house, the first step of buying a house will fail, but some ** do not need to buy a house, such as an apartment.

Choose a real estate: choose a suitable one according to your own needs**. When choosing a house, you should not only consider the type of house, but also examine the surrounding environment and developers.

It is recommended that you buy a house for the first time do not buy a very remote real estate, and choose a real estate with more convenient transportation as much as possible.

Pay the deposit: After determining the real estate to be purchased, you need to pay a deposit to the developer, note that the deposit is legally effective, if the developer violates the content of the treaty, you need to double the compensation deposit, of course, you can not get the deposit back if you violate the treaty.

Sign the purchase contract: Usually after signing the deposit agreement, you must formally sign the purchase contract with the developer, and then pay the final payment, the purchase contract is very important, so you should read the contract terms carefully when signing the contract.

Mortgage loan: If you choose to take out a loan to buy a house, you can go to the bank to apply for a loan after signing the contract with the developer, usually with the purchased house as collateral, and there are two types of loans: commercial loans and provident fund loans.

Bai is required before signing a contract

Determine which house you want to buy based on your needs and down payment situation.

The process is as follows.

The full payment belongs to the purchase process:

Customer qualification review, housing verification, signing of sales contract, online signing, capital supervision, tax payment, transfer, property delivery, and fund unfreezing.

Business Loan Home Buying Process:

Customer qualification review, housing verification, signing of sales contract, online signing, evaluation, capital supervision, face-to-face signing, loan approval (loan can only be approved after all documents), tax payment, transfer, real estate certificate, mortgage registration (mortgage statute of limitations varies in different urban areas), other housing rights certificates, bank loans (the specific time depends on the bank limit).

5 major processes for buying a house: (

1) Sign the subscription letter and pay the deposit; (BAY2) Sign the purchase contract. Pay attention to clarifying the responsibilities for delivery, payment, and breach of contract.

DAO Appointment Clauses; (3) Apply for loans. Pay attention to maintaining your credit before taking out a loan; (4) Receiving and inspecting the house. Bring tools or ask a home inspection company to inspect the house; (5) Apply for property right certificate. You can get the certificate about 1 year after the repossession.

1. Choose a room.

When a buyer wants to buy a house, he usually needs to choose a house by number, and when choosing a house, he generally has to enter a room and give you a certain amount of time to determine which house to buy. Due to the rush of house selection, buyers need to prepare a few more houses as alternatives before choosing a house, so that they can choose the second house they want as soon as possible after the house they want is selected.

3. Pay a deposit.

According to the regulations, the amount of the deposit shall be agreed by the parties, but shall not exceed 20% of the amount of the subject matter of the main contract. In practice, the amount and proportion of the deposit are set by the developer, but the proportion of the deposit must not exceed 20% of the total housing payment.

The above is the introduction of the subscription of new houses and the purchase of new houses and taxes, after the qualification verification of the purchase of the house, the buyer needs to sign a purchase contract with the developer. The purchase contract offered by each developer is different, but most of the content is the same, and the contract for the purchase of a house is very important for both the buyer and the seller, and the content of the contract must be carefully reviewed.

Supplement. 1. What taxes do you need to pay for a new house?

1. The total amount of the house payment. For ordinary houses of less than 144 square meters, if an individual purchases an ordinary house of 90 square meters or less, and the house is the only house of the family, the deed tax will be levied at a reduced rate of 1%, 3% for more than 144 square meters, and 4% for non-residential.

2. Stamp duty buy. It is paid directly at the time of signing the contract, and the total house payment is generally paid together with the down payment, so as to facilitate the developer to handle the contract registration and real estate certificate in a unified manner.

3. Bank mortgage fees. If you apply for a mortgage loan, the second set of fees to be paid when signing the contract is the bank mortgage fee, and the fees for commercial loans vary slightly from bank to bank.

a. Mortgage registration fee of 80 yuan;

b. Warrant stamp duty of 5 yuan;

c. Property insurance premium = total house payment, annual rate, and life coefficient. (The insurance rates are roughly 1 5 years, 6 10 years, 11 15 years, 16 20 years, and more than 20 years.)