What is it like to buy a house and a car on your own in three years?

I still used my family's resources when I bought a house, otherwise it would be difficult for me to do this no matter how hard I tried, and now my monthly salary is used for car loans and mortgages.

At least my parents were very proud, and I gave them a conversation point among their peers, and somehow became someone else's child.

My mother is excited every time she sees me, and she thinks that I have won glory for him, but I don't know what kind of life I have lived in the past three years.

The two worked together, he did several jobs, everyone thought that the money was blown by the wind, thought that we were very easy, including the parents on both sides, I don't know how late we work every day, all the tiredness only knows themselves.

It will make you feel successful, success is actually a feeling, it can be said to be a positive feeling, it is a state of confidence and a feeling of satisfaction after everyone reaches their ideals!

The reason why I work so hard is only because I want to have a home in this city, where I have my own wife and children, otherwise my mother will force me to go home.

Although I bought a house within three years, the house I chose was extremely small, and most of the houses were not even considered at all, and I think this kind of thing can be achieved by many people around me.

What jobs pay well and what jobs do I choose. I never thought about whether I was tired or not, and I didn't think about whether it would disturb other people's lives. My first three years were a torment for me now.

The perception of people around me is that I am very capable, but they don't know how I feel when I do a job that others don't like.

Now I have a house and a car, but it is a mortgage or a car loan, and I don't have much left in my salary every month.

Whether a man who buys a car or a house on his own is reliable depends on different factors.

First, whether there is family help. If there is family help, even if he buys the car section Qi Feng on his own, it does not prove that he is a trustworthy marriage partner. Because this behavior may only be because he wants help from his family, not because he really wants to buy a car and a house independently.

Secondly, whether to take out a loan or not. If he doesn't have family help, but takes out a loan to buy a car and a house, it doesn't prove that he is a trustworthy marriage partner. Because this behavior may only be because he wants to get help with a loan, not because he really wants to buy a car and a house independently.

On the contrary, if he has neither family help nor loans, and the bureau relies on his own efforts to buy a car and a house, then he may be a responsible man and a trustworthy marriage partner.

To sum up, whether a man who buys a car and a house on his own is reliable depends on whether he has family help and whether he has a loan. If he doesn't have this help and buys a car and a house entirely on his own, then he may be a responsible man and a trustworthy marriage partner.

Men are unreliable, and they can't just look at it from the aspect of buying a house and a car, even if a man who works hard to buy a car and a house in full in Zhengling, if the character of this relative is not good, it is also unreliable.

I wouldn't blame my parents for not buying a car or a house, if I would blame them for not helpingBuy a carBuying a house,That's not the parents' problem, but their own question

If you do these three things, you can also buy a car and a house on your own.

First of all, let's explain: this strategy coordinates Shanghai, the blogger is also an ordinary rural family, buying a car and buying a house, the family can not provide effective help, according to their own experience and experience of the summary, the garage is only a low standard, and the future needs to continue to work hard.

If you directly want to configure tens of millions of luxury houses, millions of luxury cars, and ask for one step, then you can row away, we are not a world.

1. Have a clear goal and calculate how many watts are needed

Whether you are a student or a recent graduate in the workplace, if you want to buy a car or a house, you must first have a clear goal.

Housing: which city to buy, which location, how much is the total price, how much do you need to pay for the down payment;

Car: what price to buy, which brand, what model, what is the landing price.

Based on the calculation of Songjiang New Town, which is favored by bloggers, the average price of the house is 10,000, the total price of a 36-square-meter small one-bedroom is 860,000, and the down payment ratio is 30%, so you need to prepare 260,000.

Domestic electric vehicles or second-hand fuel vehicles, there are still many options to buy a landing price of less than 80,000 yuan.

Car + house = 26 + 8 = 340,000.

2. Where did the 340,000 come from?

The first year of graduation: monthly income of 6,000 yuan, year-end bonus for 2 months.

The second year of graduation: monthly income of 9,000 yuan, year-end bonus for 3 months.

The third year of graduation: monthly income of 15,000 yuan, year-end bonus for 4 months.

Expenditure: 3,000 yuan per month.

So, how much money do you save for three years?

340,000.

Many people may feel that this income level is too high to reach at all. But in Shanghai, it is really average, in fact, as long as you have enough brains, are not afraid of hard work, and are willing to work, this income level is still easy to achieve.

3. What should I do if 3,000 yuan per month is not enough?

Many people think that 3,000 yuan a month is not enough at all, that is, you have not been poor and are used to spending money.

Teach you a money-saving trick and ask yourself two questions when you're about to buy something:

1. If you don't buy it, will it work? If it works, game over; If not, move on to the next question.

2. Is there a cheaper option?

The approximate expenditure of 3,000 yuan is as follows:

Rent 1200 + ** fee 150 + water, electricity and gas 150 + subway commuting 300 + working meal 550 (25 * 22) + supermarket purchase 400 (100 * 4, including daily diet) + 250 (other expenses).

Don't bar: 1200 rent to the house, Tongzen with 1 hour and 20 minutes of work, north-facing small second bedroom, basically this price, does not affect the cleanliness of the house.

4. Is it worth living a hard life like 3 years?

When you posted the real estate certificate and car keys in the circle of friends, and you have a house and car on your own in a first-tier city, and you didn't ask for 1 penny from your family, you feel that everything is worth it.

Houses and cars are closely related to our lives. Introducing boyfriends and girlfriends also asks if there is a house and how the car is; When relatives ask, it's also how the house is, what brand the car is, and if they think it's good, they will look up at you.

It's boring!

I thought about this problem for a while, I shouldn't have complained, I don't value this kind of thing. In my opinion, buying a house is for the education of children, buying a car is convenient, and renting a car by yourself can be very free.

What I value is being able to go out and about every year and eat different foods. Only love and beauty are indispensable!

My parents were farmers, and they didn't earn much money all year round. Well, I used to work in the company, and I was also chic and comfortable. I don't have any idea about buying a house or a car, and I don't want to empty my family and go into debt, which will reduce the quality of life of my family.

Later, I bought a car, and I repaid the loan myself. is also young, and it will be cheaper to buy a house at that time, but I don't regret it, I don't blame my parents, after all, it's not easy for the old couple.

My classmates did blame their parents for not buying a car or a house, and they complained about that. He doesn't have a car or a house, so he doesn't have a girlfriend, and he blames his parents for not buying him a car, and he drives it conveniently. Hearing this, I was shocked, I think that such a person has a problem with his three views, and he is quite selfish.

I was a pretty good friend, but then I stopped contacting him. Recently, I was suddenly invited to have time to eat together, and I still didn't feel it.

According to my idea, there is no need for the child to give enough living expenses when he is a sophomore, so he can earn it himself, and I also came here like this. They shouldn't buy a house or a car, so it's not easy to make money.

The most liked on Zhihu is complaining. This netizen is really similar to my classmate. I don't agree with his idea, I think it's very selfish.

Well, so be it. After all, we have different pursuits and different living circumstances, and we don't have the right to blame others. But I still want to be more considerate of my parents, who also want to give a good life, and the frustration of being powerless feels sad when I think about it.

1. Is it better to buy a house or a car? 1. It is also an indispensable "big object" in life, compared with the soaring housing prices, the car price is all the way down. Nowadays, the price of cars is getting lower and lower, there are more and more styles, and the appearance, configuration, power and so on have also made a qualitative leap.

A price **, which makes people miserable and unbearable; The price of one is becoming more affordable, bringing convenience to people and enriching work and life. After contrasting, you will find that people are unrequited love for houses, while cars and people are true love.

2. But it is still entangled Because it seems that buying a house can appreciate its value, at least maintain its value, and the moment you buy the car, it begins to "depreciate". However, you may have forgotten that after buying a car, the radius of your life will increase, your life and work will be more convenient, and your social circle will become larger. Behind these changes, there are unimaginable opportunities.

Therefore, the car seems to have depreciated, but after buying the car, the person has "appreciated". It is self-evident which is worse or worse.

3. You don't have to worry about Zheng Yu's house price of several million yuan at every turn, and 100,000 yuan will not only not affect the purchase of a house, but you can have a super cost-effective car. What makes it cost-effective? First of all, it should be suitable, for young people who have just started their careers, cars in the 100,000 range can be used as the first choice for car purchases; Secondly, the maintenance cost of the vehicle in the later stage should be low, such as fuel saving, and the maintenance and repair of Dalu should be affordable; Thirdly, the appearance, interior, configuration, power, safety, etc. must be excellent; Then, it's better to have an SUV that will both meet your daily needs and take care of your inner little wild; Finally, it would be great if it could be an automatic transmission.