Is there a charge for applying for a credit certificate at a bank?

Updated on society 2024-06-06
9 answers
  1. Anonymous users2024-02-11

    Under normal circumstances, go to the bank to apply for a credit certificate.

    There is no need to charge a handling fee, and you only need to hold your ID card.

    Just go to the bank.

    The issuance of bank credit certificates is similar to that of each bank. The necessary documents to bring are:

    1. The financial seal, name seal and official seal of the unit, 2. The ID card of the operator, 3. Some banks (such as the Industrial and Commercial Bank of China) need a copy of the ID card of the legal person.

    4. Bring cash, if you don't bring it, there is a bank reserved seal.

    You can transfer money to pay the fee.

    With all the above information, it is basically done at one time, saving the time of running back and forth several times, and improving work efficiency.

    Handling processEnterprises and public institutions, legal persons and other economic organizations that open an account in a bank and have normal transactions and no bad credit records can apply to the bank, and fill in the application form for credit certificate business and submit relevant documents.

    Extended Information Credit certificate business refers to a kind of consulting and witnessing intermediary business in which the bank accepts the customer's application, within the scope of the bank's record information, through the collection and sorting of the customer's capital movement records and related information, and issues a letter of credit certificate to the outside world.

    It is also defined as: credit certificate refers to various documents and vouchers issued by banks or other financial institutions that are sufficient to prove the assets and credit status of others. No matter what name or form such documents are issued, the core of such documents is to prove that others have a certain asset, creditor's rights, or what degree of economic strength they have, and so on.

    Function: The bank accepts the customer's application, within the scope of the bank's records, through the collection and sorting of the customer's capital movement records and related information, and issues a letter of credit certificate to prove the customer's credit status.

    The Bank handles credit certification business for customers, which is divided into comprehensive credit certificate and single and multiple certificates.

    Comprehensive credit certificate refers to the supporting document in which the bank makes a more comprehensive description of the customer's records in the bank and evaluates the customer's creditworthiness.

    Single multi-item certificate refers to the bank's supporting documents for each individual information and transaction recorded by the customer in the bank, and generally does not include the bank's evaluation of the customer. Single item and multiple certificates mainly include deposit balance certificates and credit lines.

    Certificates, pledge certificates, account opening certificates, etc.

    Business characteristics The credit certificate business is mainly used for customers to introduce themselves in business exchanges, issue certificates to partners and cooperative units, apply for business licenses and other commercial non-commercial purposes.

    Handling processEnterprises and public institutions, legal persons and other economic organizations that open an account in a bank and have normal transactions and no bad credit records can apply to the bank, and fill in the application form for credit certificate business and submit relevant documents.

    Local Policies January 1, 2019, Chongqing**.

    Issued and implemented the "Decision of the Chongqing Municipal People's on Canceling the Certification Matters Set by the Municipal Rules and Normative Documents", and decided to cancel the credit certificate.

  2. Anonymous users2024-02-10

    There is no charge for this, and the bank is also responsible for issuing these certification materials to you, as long as it is compliant, the bank will not charge a fee, and it is generally handled on the spot.

  3. Anonymous users2024-02-09

    The certificate is free twice a year, and the third time may be different for each place, 10 yuan in Shenzhen.

  4. Anonymous users2024-02-08

    Go to the bank to apply for a credit certificate.

    Fees apply. Procedure:

    1. Enterprises, public institutions, legal persons and other economic organizations that have opened accounts in the bank and have normal accounts and no bad credit records can apply to the bank;

    2. Fill in the application form for credit certification business and submit relevant documents.

    The bank accepts the customer's application, and within the scope of the bank's records, through the collection and sorting of the customer's capital movement records and related information, in the form of issuing a letter of credit certificate, to prove the customer's credit status.

    The Bank handles credit certification business for customers, which is divided into comprehensive credit certificate and single and multiple certificates.

    Comprehensive credit certificate refers to the supporting document that makes a more comprehensive description of the customer's records in the bank and evaluates the customer's credit status.

    Credit classification: 1. Credit certificate, issued by banks or other financial institutions to prove the assets and credit status of others, various documents, vouchers, etc. Regardless of the name or form in which such documents are issued, the core of such documents is to prove that others have a certain asset, creditor's rights, or what degree of economic strength they have;

    2. Credit investigation, registration of the enterprise, and equity structure.

    Conduct investigation and research on resources, business performance, management level, financial status, industry reputation, past credit situation, etc., conduct on-site investigation when necessary, issue credit reports based on the results of the investigation, and conduct credit ratings.

    give an assessment; 3. Credit evaluation, a comprehensive assessment of the ability and trustworthiness of various debts borne by various enterprises to repay principal and interest as agreed, and a comprehensive evaluation of debt repayment risk;

    4. Credit rating products: The credit rating products in the domestic market mainly include credit enterprise credit rating, enterprise group rating, small and medium-sized enterprise rating, guarantee agency rating and other subject ratings and corporate bonds.

    Ratings, short-term financing bills.

    Rated, convertible bonds.

    ratings, corporate bond ratings, financial institution bond ratings, etc.

  5. Anonymous users2024-02-07

    With the increasing frequency of economic exchanges, many people will need a credit certificate issued by a bank to do business or other aspects.

    to prove their economic status, but because each bank credit certificate issuance method, application method, issuance method, and charging method, there is no reasonable basis, and there is no such thing as receiving money, which makes many people wonder, what is going on? In fact, this is also very important to the business of each bank, because most of the credit certificates are used by customers to prove their own economic status in the process of business and gas industry exchanges, so in the case of negligent supervision, many banks will be different according to the situation, and the charging standards will be different. <>

    1. What is a credit certificate?

    The credit certificate is that the customer has an account with the bank, and then the customer applies to the bank for the flow of funds when the bank handles business.

    Second, the credit certificate in the bank to open a fixed brother**?

    Many small and medium-sized enterprises will have a headache for the issuance of credit certificates every year, because each bank credit certificate income is different, and the company in order to bid and other commercial activities, do need proof of funds to prove the company's economic status, but each bank issued ** is different, the original bank for the business charges are not formulated by the state, but by the bank after the price to the industrial and commercial bureau for approval, so it leads to some banks for free, some banks chargeand the charges** are not equal.

    3. How to choose a bank to issue a credit certificate?

    The customer chooses the bank to issue the credit certificate is not a random choice, because the general choice of the bank to issue the credit certificate must be the customer, most of the economic transactions of the company are in this bank, so the bank to issue the credit certificate is more effective, in order to avoid the credit certificate issued when it costs a lot of money, so the company should consult in advance when opening an account, choose which bank credit certificate is more favorable, you can choose the company's business activity account, open an account in this bank. <>

    From the above aspects, it can be seen that each bank has different fees for credit certificates, and the state has not uniformly formulated the company's corporate accounts.

    When issuance, you can choose a bank with less fees in advance to open an account, which can correspondingly reduce the handling fee required for issuing credit certificates.

  6. Anonymous users2024-02-06

    In China, it is 500 yuan to talk about the price, and the bank is determined by the bank itself, so there is no basis for charging and including pinning, and there are many banks that decide not to charge, but there are also some banks that will charge.

  7. Anonymous users2024-02-05

    The fees for the bank to open a credit certificate are based on the specific regulations of the bank. Because some banks do not have this regulation, while some banks have this regulation, and it is the banks themselves who decide.

  8. Anonymous users2024-02-04

    There is no basis for this. This is the bank's own policy, which is determined by the bank, but ** will not exceed 500.

  9. Anonymous users2024-02-03

    Summary. Hello dear! There is a fee for going to the bank to apply for a credit certificate.

    Generally speaking, the bank will establish the corresponding credit record for the enterprise in which it opens an account, if the enterprise needs to open a credit certificate, it can be opened by the bank where the basic account is located, there is no special condition, but the bank will be based on the company's situation, payment records, etc. The specific fee depends on the content opened, and the fee standard is different for different contents. 1.

    About 50 yuan for personal deposit certificate; 2.Other personal credit certificates are about 50 yuan; 3.The enterprise credit certificate is charged at about 200 yuan per copy (this fee is charged by the bank).

    Hello dear! There is a fee for going to the bank to apply for a credit certificate. Generally speaking, the bank will establish a corresponding credit record for the enterprise that opens an account, if the enterprise needs to open a credit certificate, it is generally possible to open the basic account of the bank Xiaofeng line, there is no special condition, but the bank will be based on the company's situation, payment records, etc.

    The specific fee depends on the content opened, and the fee standard is different for different contents. 1.About 50 yuan for personal deposit certificate; 2.

    Other personal credit certificates are about 50 yuan; 3.The enterprise credit certificate is charged at about 200 yuan per copy (this fee is charged by the bank).

    Do you want to apply for a credit certificate?

    Yes, ICBC charges 300 yuan.

    Dear, there is generally a fee.

    Is it too high to charge 300 yuan?

    Credit certificate of unit deposit business, minimum 300 yuan; Settlement record credit certificate, minimum 500 yuan.

    I won't.

Related questions
21 answers2024-06-06

Bring your ID card and bank card from the corresponding bank. Then go to get the number and line up. Tell the counter what business to handle. They will take care of it.

8 answers2024-06-06

To do these businesses, you need a bank statement, and do you transfer money to your own card as a valid flow?

12 answers2024-06-06

Confirm and with out are confirmed and unconfirmed.

Confirmation means that another bank other than the issuing bank bears the responsibility of confirming and negotiating the L/C. >>>More

8 answers2024-06-06

It should be opened at the labor and employment department at or above the district and county level. Supporting materials 1. Labor handbook, unemployment certificate, and employment permit within the validity period; 2. Certificate of unemployment, issued by the labor department of the street, township and township, verified by the labor department at or above the district or county level; 3. ID card and household registration book are required to apply for unemployment certificate, which should be handled at the labor department of the place where the household registration is located.

6 answers2024-06-06

The 2 certificates are handled separately.

Apply for an unemployment certificate. >>>More