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You have to tell which insurance company you bought, and the claim time of each insurance company is different; However, there are many flight delay insurance that automatically settle claims, which are generally automatically claimed after the flight lands, saving the time to apply for claims.
1) Buy 1 day in advance, the unit price is 45 yuan, and the delay is 1 hour and 100 yuan; $200 for 2 hours delay; $300 for a delay of 3 hours; WeChat automatic claim, the fastest 2 hours after the plane landing.
2) Buy 1 day in advance, the unit price is 22 yuan, 30 minutes from 30 minutes, 30-60 minutes per minute, more than 60 minutes 1 yuan, 200 yuan cap, WeChat automatic claim, the fastest 2 hours after the plane landing.
Buy 1 day in advance, the unit price is 25 yuan, and the compensation for 2 hours is 200 yuan; The unit price is 50 yuan, and the compensation for 2 hours is 400 yuan; The unit price is 100 yuan, and the compensation for 2 hours is 800 yuan; WeChat automatic claims.
Purchase 2 hours in advance, the unit price is yuan, 30 yuan for 1 hour (inclusive), 30 yuan for cancellation after 1 hour of delay, 1 million aviation insurance, and automatic claim within 12 hours after the plane lands (2 hours to the account during working hours).
Buy 1 day in advance, the unit price is 20 yuan, 30 minutes from 30 minutes, 30 yuan for 30 minutes delay, 70 yuan for 60 minutes, 50 yuan for 90 minutes, 50 yuan for 120 minutes, and 50 yuan for 150 minutes. 50 yuan for 180 minutes, 300 yuan for 3 hours delay; Automatic claim information within 12 hours after the aircraft lands.
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This will take at least 3-7 business days to complete. Of course, you can also go to the customer service staff.
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Some can be claimed if they are delayed for half an hour, some are delayed for 2 hours to start claiming, and some are delayed for 4 hours to start claiming. Different insurance companies have different criteria for paying for flight delay insurance.
Compensation standard for flight delays:
First, there are two standards for flight delays caused by airlines due to their own reasons, one is a delay of more than 4 hours and less than 8 hours, and the other is a delay of more than 8 hours.
2. If the flight is delayed for 4-8 hours (including 8 hours), the airline shall also provide passengers with a discount of 300 yuan, mileage or other equivalent compensation, or 200 yuan.
If the delay is more than 8 hours, the passenger will be provided with a discount of 450 yuan, mileage or other equivalent compensation, or 300 yuan.
Legal basis
Regulations of the People's Republic of China on Civil Aviation Safety and Security
Article 5 Passengers, cargo shippers, consignees and other persons entering the airport shall abide by the laws, regulations and rules on the safety management of civil aviation.
Article 26 Passengers and other persons on civil aircraft and their baggage and debris carried by them shall be subject to security checks. However, there is an exception for those who are exempt from inspection.
Those who refuse to accept the security check will not be allowed to board the plane, and the losses will be borne by themselves.
Civil Aviation Law of the People's Republic of China
Article 126 The carrier shall be liable for any loss caused by delay in air transportation of passengers, baggage or cargo; However, the carrier shall not be liable if it proves that it or its employees or persons have taken all necessary measures in order to avoid the occurrence of losses or that it is impossible to take such measures.
Flight Regularity Management Regulations
Article 22 When a flight is delayed or cancelled at the port of departure, the carrier, the airport authority, the air traffic control department, the ground service personnel and the air sales personnel shall strengthen information communication and sharing.
The carrier shall release information on flight departure delays or cancellations to the airport authorities, air traffic control departments, ground service personnel, and aviation sales personnel every 30 minutes, including the reasons for the delay or cancellation of the departure of Zhengliang and Li Ban and the flight status.
The air traffic control department shall, in accordance with regulations, notify the carrier and the airport authority of the weather conditions, flow control and release of flights after departure delays.
The airport authority shall, in accordance with the regulations, notify the carrier, the ground service personnel and the air traffic control department of the information such as the aircraft position and the transportation status of the apron.
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It is stipulated that if the flight landing time is delayed for more than 2 hours (excluding 2 hours), for any reason and without any proof, the passenger can get a claim for flight delay insurance (you can enjoy an additional compensation of 200 yuan).
Claim Method. a. The insured must report to the insurance company within 30 days, apply for compensation, and then fill in the application form, submit the insurance policy and personal identification, and present the written certificate of delay and reason issued by the airline or its ** person. In some cases, you will also need to show proof of business travel.
b. All kinds of "aviation delay insurance" have different standards for how to define delay, some are calculated according to the flight departure time, and some are calculated according to the arrival time. Some insurance plans also stipulate that delays caused by force majeure such as weather are not covered.
Satisfied, thank you.
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Summary. At present, domestic flight delay insurance is generally included in accident insurance, and the delay insurance fee is 20 yuan. Generally speaking, even if you are really delayed, it is more troublesome to apply for a claim, because most of this is delayed for more than 4 hours, and you can only apply for a claim if you do not get on the plane, and the claim procedure is complicated, and you need to submit various materials (application form, insurance policy, personal SFZ statement, written proof of delay time and reason, etc.), after the information is submitted, wait for the insurance company to approve it within 10 days.
Hello dear [smile sanma], glad to answer for you. The airline delay insurance claim will be automatically credited to the insurance company's system within 3-5 working days. As long as the conditions are met, the original flight delay will be automatically verified.
At present, domestic flight delay insurance is generally included in accident insurance, and the delay insurance fee is 20 yuan. Generally speaking, even if it is really delayed, it is more troublesome to apply for a claim, because most of this is delayed for more than 4 hours, and there is no plane, you can apply for a claim, and the claim procedure is complicated, you need to submit a variety of information (application form, insurance policy, personal SFZ Ming, written proof of delay time and reason, etc.), after the information is submitted, wait for the insurance company to approve within 10 days.
Flight delay insurance refers to the commercial insurance behavior in which the insured, that is, the passenger, pays the insurance premium to the insurer according to the regulations of the flight delay insurance contract, and the insurer has to pay the insurance money according to the contract when the flight delay occurs.
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Normally, if the flight is delayed for more than 4 hours, the airline should compensate the passenger. Airlines will compensate passengers according to the actual situation of flight delays of 4 hours or more but not more than 8 hours and delays of 8 hours or more. Legal basis
Civil Aviation Law of the People's Republic of China Article 126 The carrier shall be liable for any loss caused by delay in air transportation of passengers, baggage or cargo; However, the carrier shall not be liable if it proves that it or its employees or persons have taken all necessary measures in order to avoid the occurrence of losses or that it is impossible to take such measures.
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How long can you compensate for the delay of the plane after buying delay insurance, the specific analysis is as follows:
1. If a flight is delayed due to Air China's reasons such as aircraft maintenance, flight rescheduling, or crew membership, Air China will provide financial compensation to passengers based on the actual situation of the delay.
2. If the delay is 4 hours or more but not more than 8 hours, each passenger will be compensated RMB 200;
3. If the delay is 8 hours or more, each passenger will be compensated RMB 400;
4. The carrier shall formulate and publish the General Conditions of Carriage, clarify the content of passenger services after flight departure delay and cancellation, and clearly inform passengers in the process of ticket purchase.
The domestic carrier's general conditions of carriage shall include whether or not to compensate for flight delays;
The law does not stipulate this, but the legal relationship between the passenger and the airline is established by air passenger transport. Flight delays are considered a breach of contract by the airline. Delays due to weather conditions may be exempted from liability by the airline.
Legal basisArticle 820 of the Civil Code of the People's Republic of China.
The carrier shall carry passengers according to the time, flight number and seat number shown on the valid ticket. If the carrier delays transportation or has other circumstances of abnormal transportation, it shall promptly inform and remind the passengers, take necessary accommodation measures, and arrange for other flights or refund the tickets according to the passenger's requirements; The carrier shall be liable for compensation for the loss of the passenger caused thereby, except where it is not attributable to the carrier.
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