What does it mean to arrive instantly, and what does it mean to arrive in time

Real-time arrival means immediate arrival, but due to the different processing speed of the beneficiary bank, there are special circumstances for real-time arrival. For example, during holidays and during busy network hours, the account cannot be received immediately.

At the same time, the real-time arrival mentioned by the bank usually refers to the arrival within 10 minutes, so the real-time arrival is to describe the arrival time is relatively fast, not to say that it can be received immediately.

Instant payment is based on your trust in the counterparty, voluntary payment to the other party, once you click pay, the money will arrive in the other party's Tenpay account immediately, please use it with caution. The single limit of instant payment is 2,000 yuan. Instant payment is not protected by the "Paipai Transaction Rules" and the "Tenpay Terms of Service", please use it with caution and confirm the integrity of the payee before payment.

If you don't trust each other, it is recommended not to use instant arrival, because this is not protected by the "Paipai Trading Rules" and the "Tenpay Terms of Service", so use it with caution.

If you are using an instant transaction, your money is directly credited to the other party's Tenpay account, and such a transaction is not guaranteed and not protected by Tenpay.

Instant arrival is to call the other party directly.

Delayed arrival refers to the time for the funds transferred to the beneficiary's account, which can generally be set for 2-24 hours. Although the arrival time is delayed, the payer cannot actively request to reverse the transfer. Non-cash transfers can be made through online banking, mobile banking, business outlets, etc., and you can choose three remittance methods: real-time, ordinary and next-day remittance; It can provide consumers with the option of delaying the arrival of their accounts to prevent fraud cases and reserve time for the transferor to deal with the special situation of transferring the wrong account or being deceived into transferring.

Extended Information] 1. What is the use of delaying the arrival of the account?

Some people feel that if the delay is set, the payer still can't return the money by himself, what's the use of setting it? In fact, it is very useful, for example, if you transfer money and find that you have been cheated, although you can't withdraw the transfer that has been set up to delay the arrival of the account, but you can deal with it by reporting the case, and you upload the proof of the report in the corresponding payment channel after you report the case, then the transaction will be frozen immediately, and after finding out the cause of the matter, if it is really telecom fraud, then the transaction will be returned. When you don't know the details of the other party and need to transfer money to the other party, it is a very good choice to set a delay in arrival.

The delay in arrival is a guarantee of credit for both parties.

2. Why should the payer be unable to withdraw the transaction by himself?

The original intention of delaying the arrival of the account is to provide a credit guarantee for unsecured transactions such as micro-businesses, if the payer can withdraw the transaction at will, then ** will not cheat money, it will become a person who does not pay for the goods, the original intention is to prevent fraud is not to give birth to new fraud.

3. So how can you reverse a transaction?

If both parties are normal, the delay will be automatically credited to the recipient's account when the time expires, and if the transaction wants to be canceled normally, the recipient can claim it within 24 hours without clicking on it, and the funds will be automatically returned. Either the recipient can click "Return Funds" on the transfer page, and the transaction will be canceled and the payer's account will be returned immediately.

Fourth, if the other party is found to be the first party after the transaction, how to withdraw the transaction?

If you find that the other party is ** during the delay in arrival, do not go to the customer service of the payment channel, no one can cancel the delay in the transaction, you need to report the case first, after the public security organ provides sufficient evidence to file the case, you can immediately freeze the transaction with the case filing materials and identity certificate, and the funds will not enter the other party's account when the time comes, and then after the investigation is clear, you can withdraw the transaction by providing the corresponding proof.

Real-time arrival is simply understood as the meaning of immediate arrival, such as transfers and credit card returns. Generally, if the amount is more late than the pin and inter-bank transfer, it will generally arrive within 3 working days, and the time to arrive in the account will be extended in case of holidays.

Here are 4 tips for real-time arrival:

1. The so-called real-time arrival and instant arrival mean the same thing, that is, it can be received immediately after remittance. However, it can generally only be within the bank, that is, from the same bank, because it is the internal account of a bank, and the intuitive point is a simple internal account and account.

Second, ATM is the ATM query that is, to check the account, you can check the balance on the ATM, and you can find out the details on the all-in-one machine, and the details can only be printed out at the counter or with a passbook to the counter.

3. If the other party is from another bank, it is impossible to receive the account immediately as soon as the remittance is made at the manual counter, self-service equipment or online banking. The reason why it cannot be received immediately is that it involves inter-bank transfers, and inter-bank funds can only be transferred through the system of the People's Bank of China and the clearing center of the People's Bank of China along with the clearing funds.

Fourth, the arrival time in the same city is 24 hours, generally on the counter for remittance, such as the morning ticket, the afternoon can be received, such as the afternoon ticket, that is, the next morning. Inter-provincial means two to three days to arrive.

If you have uncertain information, you can call the payee ** to confirm, so as to avoid transfer errors, but the transfer will return the original way after the transfer error will not be lost.

You can choose different ways to make a transfer, such as mobile banking, online banking, bank counters, ATMs, third-party platforms, etc., when using the online platform to transfer money, the bank will not charge a handling fee when making an inter-bank transfer, and high-limit transfers must be made through the bank's counter.

1. Real-time transfer means that the time for Song infiltration to the account is relatively short, and the money here will be transferred out of the tomb and will soon arrive at the other party's account, also known as "instant arrival";

2. The time for ordinary transfers to arrive in the account is slightly longer, and the payee will not receive the money immediately after submission, and will generally receive it within 2-3 working days.

Delayed arrival means that when the user initiates the transfer, the funds will not reach the other party's account immediately, and will automatically arrive in the other party's account after waiting for 2 hours or 24 hours (subject to the user's settings). Users can set up the delayed arrival service according to their own needs.

In the third-party transaction, after the buyer buys the goods, he uses the account provided by the third-party platform to pay for the goods, and the third party notifies the seller of the arrival of the payment and delivery; Once the buyer has inspected the item, they can notify the seller of the payment, and the third party will transfer the payment to the seller's account.

The delayed transfer service supports the transfer of personal users initiated in the third-party transaction software or the bank's self-service equipment, and the user's usual online shopping or offline scanning code consumption (such as paying fares, meals, and shopping) transactions are instantaneous, and "delayed transfer" is not supported, which means that the merchant will not be affected.

Nearly half of the victims of new types of telecommunications network crimes were lured by criminals into making direct transfers. The delay in arrival helps the public security authorities to block the funds before they are transferred by the fraudsters, and protect the victims to the greatest extent.

Most of the victims will realize that they have been deceived within a short period of time after completing the transfer, but the funds have been transferred out and immediately transferred by the criminals, which makes it difficult for the public security organs to crack down and recover the stolen goods, and the probability of the victims recovering their losses is very low.