Can a person with a credit union credit card be a guarantor?

Hello, credit is a loan issued according to the borrower's creditworthiness, no property mortgage and guarantee, only personal credit can apply for a loan, very convenient and fast, for people who are in a hurry to use money. However, it should be noted that when applying for a loan, please choose a formal platform, which can protect your information and the safety of your funds.

It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates. Youqian Hua has launched a consumer credit product for individuals, with a maximum loan amount of 200,000 yuan (click on the official amount, the daily interest rate is as low as the start, and it has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

Can a person with a credit union credit card be a guarantor? An ordinary natural person can be a guarantor, but you must have good credit and no bad credit record to act as a guarantor.

As long as the repayment is made, the bank will not take other measures against the guarantor.

The rural credit cooperative's Huimin card was sued by the bank, and the parties negotiated with the bank to repay the loan, and the guarantor was not jointly and severally sued, so it did not have much impact on the guarantor, and the guarantee amount would be deducted for credit business.

Guarantor qualifications require collections.

First, a legal person, other organization or citizen who has the ability to repay debts on behalf of the company may act as a guarantor. However, if a legal person, other organization or natural person who does not have full solvency enters into a guarantee contract in the capacity of a guarantor and then claims to be exempted from the guarantee liability on the grounds that he or she does not have the ability to compensate, the people's court will not support it.

Second, according to the relevant provisions of the General Principles of the Civil Law, individual industrial and commercial households and rural contracted business households are a special form of citizens. Therefore, the citizens who are guarantors can also be individual industrial and commercial households and rural contracted business households.

Third, those who can act as guarantors include: sole proprietorships and partnerships that have registered and obtained business licenses in accordance with the law; Joint ventures that have been registered and licensed in accordance with the law; Chinese-foreign cooperative joint ventures that have registered and obtained business licenses in accordance with the law; Social groups that have been approved and registered by the civil affairs departments; Township, street, and village-run enterprises that have been approved to register and receive business licenses.

Fourth, if a branch of an enterprise legal person provides a guarantee without the written authorization of the legal person, the guarantee contract shall be invalid. If the functional department of the enterprise legal person provides a guarantee, the guarantee contract shall be invalid.

Fifth, public institutions or social organizations for the purpose of public welfare shall not act as guarantors, and if a public institution or social organization engaged in business activities is the guarantor, the guarantee contract signed by the public institution or social organization engaged in business activities shall be deemed valid if there are no other circumstances that cause the guarantee contract to be invalid.

Sixth, in the process of accepting loans provided by foreign countries or international economic organizations, state organs can act as guarantors after being approved by foreign countries, and are not allowed to act as guarantors under other circumstances.

These are the criteria for consideration, the basis, and the main analysis of the current state.

Is this not allowed, or do I need to apply for a bank card in person?

During the marriage, the husband and wife are a joint economy, and cannot be each other's guarantors, and your debt is also his debt, so you don't need to exchange him for a main loan, just repay the credit union loan together.

Don't be so troublesome, just let your husband repay the loan, and if there is a credit problem between the husband and wife, it will also affect the other person, not to mention that you are a guarantor, just let him repay it to your repayment card.

If you can get social security wages through this bank card, you don't need to replace it, so there is no need to be so troublesome.

Look at what you signed at the time.

What is the guarantee of bai, if du is jointly and severally liable zhi guarantee, when borrowing dao

People can't afford to pay for the version.

When two guarantors are obliged to repay the loan, and the other borrower is able to pay the loan, such an issue involves the relevant law. Specifically, I recommend that this friend consult a relevant senior lawyer.

Hello landlord, this copy of the situation, the bank's approach is bai

Urging the guarantor to repay the loan If the guarantor does not repay the loan, then the bank will take a lawsuit, that is, take your father and another guarantor to court If everything is correct in the loan process and the guarantor is unwilling to repay. The final judgment of the court will be to enforce the bank's application for asset preservation, which means that the lender's assets are collected when the lender loses its ability to repay and the guarantor is unwilling to repay the money, and the shortfall is made up by the guarantor. I think your problem is that the credit union wants to temporarily settle the bad loan by repaying the loan (because the person responsible for the bad loan is going to stop the job to collect the bad loan), and if your father insists on refusing to sign, he will not be responsible in the face of the loan repayment system.

If the lender finds another guarantor to vouch for him, your father is out. In addition, if the bank does not take the loan to repay the loan, but chooses to sue, your father will not be able to pay back, legally speaking, there are provisions for the repayment of the father's debt, and it will depend on the court's judgment at that time.

Not necessarily!

Generally, it depends on the judgment of the handling personnel on the guarantor's ability to guarantee.

Theoretically, as long as a person has full capacity for civil conduct, he can be a guarantor.

He is not legally prohibited from acting as a guarantor because of his age.

The credit union can accept it.