If I have not paid for rural cooperative medical care in the past few years due to poverty, and I am

If I have not paid for rural cooperative medical care in the past few years due to poverty, and I am suddenly hospitalized with a serious illness, can I make up for it? What is the reason why it is not possible to make up the payment?

Before 2020, China's rural farmers implemented a cooperative medical system, and from 2021, rural farmers have changed to a medical insurance system, and the medical insurance system is still a small head for farmers, and the state takes a large head to pay farmers for medical insurance, just like this year's 2022 medical insurance for 2023, farmers take 350 yuan, and the state gives each farmer 610 yuan, which is equivalent to each farmer buying 960 yuan of medical insurance from the insurance company a year.

The medical insurance system is to pay for one year, and the insurance company gives the farmers who pay the medical insurance for one year, and they do not use a penny for a year, and the end of the year is also cleared, and the next year must be paid from the new one, which is the difference between the new rural cooperative cooperative system paid in the past, and the money returned to the farmers every year is always effective. If it is within the prescribed payment time for the next year, the specified payment time is missed, it has entered the operation process of the next year's medical insurance, and it is no longer possible to make up the payment, which is equivalent to giving up the right to pay medical insurance, which is not able to make up the medical insurance premium.

Just like it is now the beginning of paying medical insurance in 2023, although it is: in 2023, each farmer will pay 30 yuan more than in 2022, which is 350 yuan, but the state will pay 610 yuan to each farmer, which is equivalent to each farmer to buy 960 yuan of medical insurance from the insurance company in 2023, like the proportion of reimbursement in township hospitals for farmers who are hospitalized when they are sick in 2023, I think it will be about 90%, and about 70% in county hospitals. The proportion of reimbursement for outpatient visits and drug purchases in township health centers will be about 70 percent.

In 2023, if a farmer is sick, whether it is in a township hospital or a county hospital, it will greatly reduce the economic pressure burden of farmersand even a new return to poverty.

As the saying goes, "the sky has unpredictable circumstances, and people have good and bad luck", and the question as the subject is the best example to illustrate. Now it's time to start paying the medical insurance fee in 2023, as our farmers, the more the family is not very wealthy, the more we should pay medical insurance, in order to ensure that if you are sick, it will not cause the financial burden of the tomb, and it is also a way to ensure that you can get better when you are sick, so that you can have a healthy, happy and good body.

It's okay. At this time, you can still enjoy the relevant benefits, and you can also be reimbursed.

It is possible to make a retroactive payment in advance, but if it is done at the time of your illness, then there is no point in making it and there is no reimbursement for it.

It is impossible not to add this situation, so it will be handed over to the rural cooperative medical care later.

, you must hand it in as soon as possible, so as not to use it when you don't have it, which will also bring huge pressure to your own economy.

If you don't pay the New Rural Cooperative Medical Insurance, you can't use the New Rural Cooperative Medical System to reimburse you for a serious illness, so you can only pay for it yourself or use other medical insurance to reimburse you. Nowadays, the medical costs are relatively high, especially the examination fees, surgery fees, if they are paid by themselves, once they get sick, the medical costs are relatively high, especially if they have a serious illness, they may have a heavy financial burden without paying any insurance, because all the medical expenses need to be paid by themselves. <>

At this time, it should be very regrettable that there was no medical insurance at the beginning, whether it is any medical insurance, there is a certain waiting period, is to prevent some people from participating in insurance after getting sick, and participating in insurance is not conducive to the development of medical insurance, although medical insurance is a welfare policy of the state, but if you are sick to go to insurance, it is also unfair to other insured people, and it is not conducive to the long-term healthy development of medical care. <>

If you want to be able to reimburse yourself when you have a serious illness, you must continue to pay medical insurance, and the consequences of not paying or breaking the payment may be very serious.

Whether it is a moment of negligence and forgetting to pay or because there is no money to pay for medical insurance, resulting in a serious illness and no money, it is a pity to give up, at any time to arrange your own medical insurance, you can not ignore or have a fluke mentality, thinking that you will not get sick, in fact, people eat cereals, no one can guarantee that they will not get sick. <>

Especially now young people have a higher chance of getting seriously ill, don't think that you are healthy and ignore the medical insurance, that will also bury hidden dangers for your health, because many people are because they have not paid medical insurance, they have a serious illness, they can't afford the medical expenses, and they are poor due to illness.

The NCMS medical insurance is only two or three hundred yuan a year, because the state has very preferential policies for some low-income households or five-guarantee households with special economic difficulties, there is really no reason not to pay this insurance, if you really do not pay this medical insurance for personal reasons, then you can only miss the country's preferential policies and benefits.

If you don't pay the new farmer's cooperative medical treatment, you can't be reimbursed for medical expenses if you get seriously ill. There is no choice but to turn to relatives and friends, or to charity fundraising platforms, such as Shuidi Chip.

Hello, I have not paid the new agricultural cooperative medical insurance, and I can apply for serious illness assistance if I have a serious illness. And it's not too late to start paying cooperative medical insurance, and after it takes effect, you can reimburse a part of it.

Every year from September to December, it is the time to pay for the next year's insurance, so don't miss it.

If you don't pay NCMS, you won't be reimbursed for serious illness, and you have to have all the expenses and bear them yourself, so it is still necessary to pay NCMS.

In this case, you can apply for a hardship allowance from the local **, and the relief fund is issued every year.

If you have a serious illness, you can only use your own money to pay the corresponding medical expenses, and you should also pay the corresponding hospitalization expenses, because you have not purchased such medical insurance.

You can only pay all the medical bills yourself, because you have not purchased the corresponding insurance, so you will not enjoy such a policy.

If you have not paid medical insurance, you should pay for some related hospitalization expenses when you have a serious illness.

No additional submission is required. 1. First of all, the policy of NCMS is to solve the problem of difficult and expensive medical treatment for farmers, and the principle of NCMS payment is also based on the principle of autonomy and voluntariness.

2. Secondly, the way of NCMS payment is to take individual payment, collective support and funding for unified funding, which is paid once a year, and is generally collected by the village committee in the village, of course, some areas can also go to the bank to collect and guarantee, and the time of NCMS guarantee is one year.

3. Therefore, if you have not paid NCMS before, and you have not enjoyed the NCMS policy, you do not need to make supplementary payments, and the insurance of NCMS is also time-sensitive.

Hello, retroactive payment is possible, but reimbursement is not possible. If the medical insurance is interrupted for 2 months, you will not be able to enjoy medical insurance reimbursement and other related benefits. And if the medical insurance premium is not renewed within 2 months of the medical insurance payment is stopped, the former Wu will renew the payment again.

Unit renewal: You can enjoy medical Huisen or insurance benefits in the same month.

According to the provisions of the state, farmers who participate in the new rural cooperative medical insurance should pay the participation fee for the next year before the end of the year. In order to facilitate the payment of fees by migrant workers, the participation payment must be due before the end of February of the current year at the latest, and no reissue will be made after the deadline, except for newborns in the current year. According to the policy, it is no longer possible to make up for his own participation procedures.

If the household does not participate in the NCMS, and the inpatient medical expenses incurred by the household participants in the household need to be reimbursed by NCMS in the current year, the non-participating personnel of the household must pay 390 yuan per person (i.e., 70 yuan for the self-payment of the participation and 320 yuan for the financial matching funds at all levels) before they can enjoy the reimbursement compensation, and the supplementary personnel cannot enjoy the reimbursement and compensation for the medical expenses of the NCMS.

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NCMS. There is no supplementary payment policy, which means that if you miss the payment time, you cannot make up the payment. Every year, the village will notify every household that they must pay within a fixed time frame, and if they miss the payment, they will not be able to enjoy the reimbursement policy of NCMS in the next year.

Conditions for NCMS Participation:

All rural residents can take their families as units and present their household registration books in the place where their household registration is located.

Participated in NCMS. Rural residents who have been converted from rural to non-rural residents with household registration in villages (residences) and who have not participated in the medical insurance for urban residents can also participate in the new type of rural cooperative medical care.

Rural residents who participate in the urban residents' medical insurance or urban residents' medical insurance can participate in the NCMS with their household registration booklet in the village (residence) where their household registration is located.

Those who meet the conditions for NCMS insurance should bring their household registration book (original and photocopy) and a recent one-inch bareheaded photo to the place of household registration within 3 months of being included in the scope of insurance.

The sub-district, town labor security station and the district or city medical insurance agency shall handle the insurance payment procedures (among them, rural residents with household registration, including those who have been converted from rural to non-rural areas, are recommended to be organized by the village committee or neighborhood committee, the same below).

Rural cooperative medical expenses can be paid in retrospect.

The participation of NCMS is basically the principle of voluntary participation of villagers, and the cooperative medical care paid is only to cover the medical treatment of the current year, and it is meaningless to make up for the previous years, as long as the payment of the current year is sufficient.

The new type of rural cooperative medical care refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and is mainly based on the overall planning of serious diseases. It raises funds in the form of individual payment, collective support and funding.

The payment ratio is 50% for compliant medical expenses above the starting line of NCMS critical illness insurance below 50,000 yuan (including 50,000 yuan), 55% for more than 50,000 yuan to 100,000 yuan (including 100,000 yuan), and 60% for more than 100,000 yuan. With the continuous improvement of the level of financing, management and security, the reimbursement ratio for serious illnesses will be gradually increased to reduce the burden of personal medical expenses to the greatest extent.

We should do a good job in connecting basic medical insurance, serious illness insurance and medical assistance for serious illnesses, establish a serious illness information notification system, timely grasp the payment of medical insurance for patients with serious illnesses, strengthen policy linkage, and effectively avoid the problem of poverty due to illness and return to poverty due to illness. The designated medical institutions, medication and diagnosis and treatment scope of urban and rural medical assistance shall be implemented with reference to the relevant policies and regulations of basic medical insurance and serious illness insurance.

The coverage of the NCMS serious illness insurance should be linked to the medical insurance for urban residents and the NCMS. Urban residents' medical insurance and NCMS shall provide basic medical security in accordance with policy provisions. On this basis, critical illness insurance mainly protects the compliant medical expenses that need to be borne by the insured after the compensation of the urban residents' medical insurance and the NCMS in the case of high medical expenses incurred by the insured person due to serious illness.

For high medical expenses, the annual cumulative compliant medical expenses borne by the individual may exceed the annual per capita disposable income of urban residents and the annual per capita net income of rural residents announced by the local statistics department in the previous year, and the specific amount shall be determined by the local government.

Article 20 of the Social Insurance Law of the People's Republic of China The State shall establish and improve a new type of rural social endowment insurance system.

The new rural social endowment insurance implements a combination of individual contributions, collective subsidies and subsidies.

After hospitalization, you can't make up the payment, and you can only pay the medical expenses yourself, so you can't make up the payment.

Can the newborn's rural cooperative medical insurance paid on December 28, 2019 be reimbursed for hospitalization this month?

Medical Insurance, Medical Insurance Reimbursement, Commercial Insurance, Social.

OK. There is no money on the NCMS card, and the living in the Hood Peixiao Institute can still be reimbursed normally.

The legal basis includes:

Social Insurance Law of the People's Republic of China

Article 26 The standards for the treatment of basic medical insurance for workers, new rural cooperative medical care, and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27 Individuals who participate in the basic medical insurance for employees who have reached the statutory retirement age and have paid the cumulative contributions for the number of years specified by the state shall no longer pay the basic medical insurance premiums after retirement, and enjoy the basic medical insurance benefits in accordance with the provisions of the state; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.

Article 28 In line with the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards and emergency and rescue medical expenses, in accordance with the provisions of the state from the basic medical insurance ** payment.