How do I check if my card is a Class 1 or Class 2 card?

The first type of card is a full-featured account, which has the functions of cash deposit and withdrawal, transfer, financial management, bill payment, payment, etc.; The second type of card is equivalent to a wallet, and its main functions are savings deposits, investment and financial management, daily consumption, bill payment, etc. Class II cards do not support cash deposits and withdrawals, nor do they support transfers to unbound accounts, and there is a limit on transfers from Class II card accounts.

Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which has been approved by commercial banks (including postal financial institutions) to be issued to the public.

Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space.

The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

If you want to know the type of bank card account, you can do it by doing it in the following way.

1. If the bank has only one account, then there is no need to check, it must be an account.

2. If the bank account is not clear or there are known to be multiple accounts, you can inquire through the bank counter or through the channels of e-banking (mobile banking, online banking).

3. Nowadays, many people inquire about the type of bank card account through the Internet, such as Hongyun Quick Check. You only need to open WeChat, search: Hongyun Quick Check, enter the card number to know that the bank card account type belongs to the first type of account, the second type of account or the third type of account and other information, which is very convenient and saves time.

According to the existing personal bank accounts, the bank divides the personal bank accounts into one type of bank account, two types of bank accounts and three types of bank accounts (hereinafter referred to as Class I, two types of bank accounts and three types of bank accounts), and both Class II and Class III families can apply.

A type of account can only be handled for one account, and a type of account refers to an account opened through a traditional bank counter that meets all the strict requirements of the real-name system. Simply put, it's a debit card or debit card that you have in your hand. Its functions include deposits, purchase of wealth management products, cash withdrawals, transfers, consumption, and bill payments.

The first type of account is a full-featured bank settlement account with the highest level of security. It can withdraw cash, manage finances, transfer funds, pay expenses, make payments, and much more.

The second type of account cannot deposit or withdraw cash or transfer money to an unbound account, and the daily payment limit of this type of account is 10,000 yuan. This is the case, for example, with credit cards. The second type of account meets the payment needs of direct banking and online wealth management products.

The biggest difference between the second type of accounts and the first type of accounts is that they cannot deposit or withdraw cash, cannot transfer funds to non-binding accounts, and there are restrictions on consumption payments and payments. The maximum daily payment is not more than 10,000 yuan, but there is no limit to the amount of financial products purchased.

The three types of accounts are mainly used for quick payment, such as quickpass, password-free payment, etc., which can only handle small-amount consumption and payment, and cannot handle other businesses, and the balance in the household does not exceed 1,000 yuan. Neither class nor class account has a physical card. The limit of class and class accounts is mainly to effectively control the risk of customer funds.

There are many ways to do this, and I will briefly introduce you to two:

2. Call the bank and ask their staff to help you confirm.

3. Go to the bank counter for consultation and confirmation.

The above methods can solve your problem.

First of all, it is judged according to the characteristics of the first class and the second type of card:

1.There is no limit to the first type of card, and it can be used for large purchases. Class II cards can only be used for ordinary consumption, and there is a limit.

2.The first type of card account is in the form of a savings card or a current passbook. The second type of card is in the form of a debit card and an electronic account.

3.If the second type of card is a savings card, the daily limit is larger, and the annual cumulative limit is larger; In the case of an electronic account, the daily or single transaction limit is smaller. The first type of card is more convenient to use and has no limit.

4.The function of the first type of card is relatively basic, and the function of the second type of card is derivative and has many uses. The biggest difference between the second type of card and the first type of card is that you cannot deposit or withdraw cash, and you cannot transfer money to an unbound account.

In general, a type of card has all the functions of a bank card. Class II cards have any function except for a daily limit of 10,000.

You can also judge for yourself, if you only have one card at that bank, then this card may be a type of card.

In order to combat telecommunications fraud, money laundering and other behaviors, since December 1, 2016, according to the regulations of the People's Bank of China, when an individual opens an account in a bank, each person can only open one class account in the same bank. How do I know what type of card my bank card is?

The difference between the three types of accounts.

Type I account is a full-featured settlement account, which can realize all the original functions of the bank card, and there is no limit on transfer, deposit and withdrawal, and payment.

Type II accounts are "semi" settlement accounts, which cannot be transferred, but can deposit and withdraw money and purchase wealth management products, and can also be paid, but the daily payment limit is 10,000 yuan per day.

Type III accounts are non-settlement accounts, which can only be used for payment business, and the upper limit of the account balance is 1,000 yuan.

How do I know what type of card my bank card is?

How can I tell if it is a different type of account?

1. Bank counter inquiry. This is the most direct and effective way to inquire, I can go to any branch of the bank where the card is located with my ID card.

2. Online banking and mobile banking inquiries. Some banks can check through online banking and mobile banking, and the account type will be marked behind the bound card.

3. Use the feedback results of the business to inquire. If each card can transfer or pay more than 10,000, it is a Type I card, if it can not transfer 10,000 but can pay more than 1,000, it is a Type II card, if it cannot transfer money and can only spend less than 1,000, it is a Type III card.

If your card is the first card in this company, you will be a first-class card, and you will be a second-class card in any of the company's outlets in the future.

You can take your bank card is the bank to check it, if you only have one card in this bank, then this card is a type of card, if you have several, then you have to check it.

Debit cards issued around December 2016 or earlier are classified as Category 1 cards. In 2017, the first savings card with the same bank was a Type 1 card, and the second card was a Type 2 card.

In 2017, the first savings card handled in the same bank was a Type 1 card, and the second card was a Type 2 card, but the card limit was different.

What card, bank card or mobile phone card, no matter what card, you can directly call the relevant customer service to consult.

Just ask your card for a look.

If the amount of access and transfer in a day is only 10,000 yuan, it is a second-class card, and if there is no limit, it is a first-class card.

You can check whether the bank card is a class I card or a class II card in the following ways: First, through online banking inquiry, log in to personal online banking, and you can view the category information of the bank in the bank card list. Second, go to a bank service branch to check the account under your name, and check whether it is a similar card or a similar card in the bank card details.

3.From the point of view of transfer, if the cumulative transfer of more than 10,000 yuan in a day is a class card.

Online Banking Enquiries.

Online banking is the most convenient and fast way to do so. Among the bank cards with online banking functions, you can basically check whether the bank belongs to the first class card or the second class card through online banking. Take the query of ICBC card, mobile phone model Huawei Honor 20pro, and ICBC mobile banking version as an example to show you how to query through mobile online banking.

Step 1: Log in to your online banking through the login button in the upper left corner of mobile banking.

Step 2: Click "Account" to view all bank card accounts under your name.

In the third part, find the bank card account we want to inquire about, and check whether the corresponding bank card on the bank card account is a Class I card or a Class II card.

Bank service branch inquiry.

The bank's service outlets cover all basic services, including the types of bank cards. Usually we only need to bring valid documents (such as valid ID cards) to the bank branches, and then through the self-service terminal or counter can check all the accounts under our name. Then, by looking at the details of the corresponding bank card, you can know whether the corresponding bank card belongs to the class card or the class card.

This is very simple, after the bank card is processed, there is a white sticker on the back of the bank card, which says the type of bank card.

Check all the bank cards under the Bank's ID card at the bank counter.

1. You can go to a number of bank counters, bring your original ID card, and inform the bank counter that you want to check all your bank card information in the bank, (the bank staff will ask the reason for the inquiry, and you tell you to eliminate the card that is not commonly used) The bank staff will print out all the bank card numbers under your ID card for you.

2. The disadvantage is that when you go to a bank, you can only check the number and quantity of bank cards handled by your ID card in your bank. For example, you can only check the number of ICBC bank cards in ICBC, and you can only check the number of CCB cards in CCB.

You need to run multiple banks to get a general understanding.

No matter which bank's bank card, there is no difference in the appearance of the first-class card and the second-class card, and you can only find out which one is the first-class card and which is the second-class card from the banking system.

Steps: <>

3. Click the message center button in the upper right corner.

4. Then click on the My Customer Service option to enter the conversation page.

5. After entering the dialogue page, enter the bank card type in the input box and send it.

6. Operate according to the automatic reply of blind customers, as shown in the figure below.

7. Then select the difference between Class I and Class II.

8. Then click How to inquire in the new reply.

9. At this time, the customer will reply to inform what type of card belongs to Class I card and what type of card belongs to Class II card.

10. Then click the link to enter My Bank Card and view the card type.

11. Then you can see the type of your card, the example is shown as a savings card, and the card belongs to Class I cards.

To inquire whether a Class I card or a Class II card is available, here's how to do it:

1. Check the card logo.

This is the most direct method, the card surface of the second type of card is often marked with the logo of "UnionPay Class II card", while the first type of card does not have a specific logo of pants.

2. Consult the bank's customer service.

This is the most effective way to call the bank's customer service** directly, tell the customer service the card number and personal information, and ask about the type of card. The customer service staff will confirm the type of card for you based on the card information.

3. Check the transfer limits.

The first-class card has a low daily limit, usually not a high limit, and can be set by yourself, while the second-class card has a daily limit of 10,000 yuan. Therefore, if the daily limit of transferring funds and depositing cash in your bank card is 10,000 yuan, then it may be a second-class card.

4. Check your bank card information.

You can check your bank card information, including the type of card, through online banking, mobile banking or ATM. In online banking or mobile banking, the type of card can generally be found in the personal account information. At ATMs, you need to select a function such as "Balance Inquiry" or "Inquiry Details" and follow the prompts.

Difference Between Class I and Class II Cards:

1. The scope of use is different.

A type of card can be said to be a full-featured account, which can be used for large-value deposits and withdrawals, transfers, consumption payments, and financial product purchases, and there is no restriction on its use. For example, the second-class card cannot handle large-value transfers, cross-border remittances and other businesses, and the second-class account can only be used to buy wealth management products, deposits, and limit the amount of consumption and payment.

2. The number of openings is limited.

The same customer can only open one type 1 account in the same bank, while type 2 accounts can open more than one.

3. Different opening channels.

The first type of account can only be opened by the person and the person who brings his or her identity document to the bank's outlets, while the second type of account can be opened directly through online banking, mobile banking and other channels.

4. The usage limit is different.

There is no limit on the use of Class I accounts, while there is a limit on the use of Class II accounts, with a daily cumulative limit of 10,000 and an annual cumulative limit of 200,000. <>

The functional differences between the first type of social security card and the second type of card are:

The first type of account is a full-featured account, which is a well-known debit card, which can be used for deposits, transfers, consumption payments, purchase investment and wealth management products, cash withdrawals, etc., and the scope and amount of use are not limited. Individuals' salary income, large-value transfers, bank-securities transfers, as well as the payment and payment of medical insurance, social insurance, pension, provident fund and other businesses shall be handled through Category I accounts.

The second type of account can handle deposits, purchase of financial products such as investment and wealth management products, limit consumption and payment, and transfer funds to unbound accounts with a limit. If the identity is confirmed face-to-face by the bank staff at the bank counter or self-service equipment, the account can also handle the business of depositing and withdrawing cash, transferring funds from unbound accounts, and can issue physical bank cards.

The second type of account can handle deposits, purchase of financial products such as investment and wealth management products, limit consumption and payment, and transfer funds to unbound accounts with a limit. If the identity is confirmed face-to-face by the bank staff at the bank counter or self-service equipment, the account can also handle the business of depositing and withdrawing cash, transferring funds from unbound accounts, and can issue physical bank cards.