Ping An Insurance Renewal Issues, How to Renew Ping An Insurance

As long as it is. Commercial medical insurance, will be *** during the renewal period, the regulations of each company are different, 2-5 years.

Ping An Medical's 5-year guaranteed renewal is the longest in the industry as far as I know.

During the guarantee period, the renewal of the policy is also guaranteed in the event of a sickness claim. However, in the next period, whether or not to approve the insurance depends on the underwriting and approval of the insurance company.

Whether the specific underwriting can be passed depends on the customer's illness, and there are many chronic diseases, and the insurance company has the final right to interpret this issue.

The provision, understandably, is that insurance is only covered for healthy people. It is recommended that every time you apply for a claim, you should communicate with your own ** person and analyze the situation to choose whether to apply for a claim and how to deal with it to be more beneficial. Best wishes!

Inquiry method: 1. Counter inquiry: bring your own ID number or policy number to inquire at the business outlets of the insurance company;

2. Inquire directly with the policy service staff: the user can directly call the insurance person and let the person tell you the actual situation of the current policy;

Fourth, the online inquiry method:

1. Log in to the homepage of Ping An OneAccounts;

2. Log in now, click the "Free Registration" button next to it, fill in your basic information to register;

3. After successful registration, fill in the policy and click to log in to query your policy information.

If you want to renew Ping An traffic accident insurance, what materials should you prepare?

The renewals of Ping An Insurance are as follows:

1. Enter the official ** of Ping An Insurance, if there is a renewal button after logging in to the member page, click Renew, and submit information as required, if there is no renewal button, it means that the insurance cannot be renewed;

2. You can bring your ID card and the previous year's policy to the local Ping An Insurance Company's business outlets, and let the staff go through the renewal procedures;

3. You can call the insurance person and ask him to go through the renewal procedures directly. It is worth mentioning that Ping An Insurance's health insurance renewal generally does not need to go through a waiting period, while Ping An Insurance's car insurance renewal will have certain discounts.

Founded in 1988 in Shekou, Shenzhen, Ping An Insurance Co., Ltd. is the first joint-stock insurance company in China, and has developed into an integrated, close and diversified comprehensive financial service group integrating financial insurance, banking, investment and other financial services.

Summary. Hello, I'm glad to answer for you that you can refund, but the renewal premium just deducted is not a full refund, renewal generally refers to the payment of a period of insurance, the next year's premium needs to be paid, once the deduction, if you need to refund, it depends on the situation, generally speaking, you can only handle the insurance surrender.

Ping An renewal premium refund.

Hello, I'm glad to answer for you that you can refund, but the renewal premium just deducted is not a full refund, renewal generally refers to the payment of a period of insurance, the next year's premium needs to be paid, once the deduction, if you need to refund, it depends on the situation, generally speaking, you can only handle the insurance surrender.

Ping An renewal premium can be refunded, but the renewal premium just deducted is not a full refund, renewal generally refers to the payment of a period of insurance, the next year's premium needs to be paid, once the deduction, if you need to refund, it needs to depend on the situation, generally speaking, you can only handle the insurance surrender.

Expansion Insurance refund refers to the fact that the insurance company has to refund part or all of the premium to the policyholder in accordance with the contract due to some willingness of the policy. For example, during the validity period of the insurance contract, the subject matter of the insurance is ** or transferred, and the insured applies for surrender in the middle of the policy.

The policy is automatically surrendered, but there is a time limit.

However, surrendering the policy after the cooling-off period will only return the cash value. The cash value in the early stage of the policy is very small, and the surrender loss will be large.

Further Information] Cancellation of insurance is the cancellation of an insurance policy. After the insurance contract is signed, the parties may terminate the contract by agreement or in accordance with the laws and regulations of the country. In most forms of non-life term insurance policies, there is generally a clause for cancellation of the insurance policy, which sets out the conditions under which either party may cancel the insurance policy before it expires, so as to protect their respective interests from unreasonable prejudice caused by the termination of the insurance contract.

The clause generally provides that either party to the contract must give notice to the other party within a certain period of time before the cancellation is requested, and the insurance contract will not lapse until the end of the period. After the cancellation of the policy, the corresponding insurance premium must be refunded. If the policy is not in force, the insured can in principle recover the full premium, but the insurer is also entitled to charge a minimum premium, or a handling fee.

If the insured cancels the insurance policy in the middle of the validity period of the insurance policy, the insurance premium shall be paid at the prescribed rate, and the insurer shall refund the balance of all insurance premiums after deducting the insurance premiums payable to the insured; If the insurer requests cancellation of the insurance policy, the unexpired portion of the premium shall be refunded to the insured on a daily basis.

Main types: Surrender can be divided into hesitation period surrender and normal surrender. Some insurance companies offer a negotiated surrender method in order to resolve disputes.

Cooling-off period surrender:

Cooling-off period surrender refers to the surrender of the policy by the policyholder within the cooling-off period agreed in the contract. Generally, insurance companies stipulate that the policyholder has a cooling-off period of 10 days after receiving the policy. Usually, the insurance company will refund the entire premium after deducting the cost of production.

Normal Surrender: Surrender beyond the cooling-off period is considered as normal surrender. Policies that have received insurance benefits are not eligible for surrender.

Normal surrender generally requires that after a certain number of years of the policy, the policyholder can apply for termination, and the life insurance company should refund the cash value of the policy within 30 days from the date of receipt of the application. The cash value of a policy is the amount of money that can be returned in the event of termination or surrender of the life insurance contract. In a long-term life insurance contract, the insurance company usually needs to deposit a certain amount of liability reserve in order to fulfill its contractual obligations, and when the insured requests to terminate or surrender the policy for any reason during the validity period of the insurance, the insurance company will return the balance of the liability reserve minus the cancellation deduction to the insured according to the regulations, and this part of the amount is the cash value of the policy.

Surrender characteristics: refers to the act of either party to the contract announcing (or requesting) to terminate the insurance contract and cancel the insurance policy during the validity period of the policy. In general, a non-life term insurance policy contains a clause for terminating the insurance contract, which stipulates the conditions for either party to cancel the insurance policy before it expires, so as to protect their interests from being damaged by the continuation of the insurance contract.

The corresponding premium shall be refunded upon surrender of the policy. If the policy is surrendered before it becomes effective, the insured can in principle recover the entire premium, but the insurer is also entitled to receive a minimum premium. If the insurer requests to terminate the contract, the unexpired premium shall be calculated on a daily basis and refunded to the insured.

If the renewal premium is not paid in full after the 60-day grace period, the insurance contract will be terminated. After the insurance is suspended, it will only be reinstated if the reinstatement is filed. In addition, there is no grace period for short-term insurance.

In addition to universal insurance, Ping An Insurance can usually be deferred within 60 days. Paying within 60 days does not affect the protection function. The policy will lapse after 60 days, but it is possible to apply for reinstatement within 2 years.

Extended information: 1. Insurance.

In a legal and economic sense, it is a type of risk management, mainly used for the risk of economic loss. Insurance is defined as the average transfer of the risk of potential loss of an entity to a collection of entities by paying a fee. In fact, in layman's terms, once you join a certain group, "if one person is in trouble, everyone will share it equally", which is a social risk transfer mechanism that is shared equally in the form of money.

The modern social insurance system was first created by Otto von Bismarck, Germany's iron-blooded chancellor in the 19th century, in order to compete with the socialist movement for the working class, and has since been imitated by European countries, and has become an indispensable part of maintaining the normal functioning of modern society.

2. The insured value is the actual value of the subject matter of the insurance. According to the provisions of the Insurance Law of the People's Republic of China, if the policyholder and the insurer agree on the insured value of the insured object and specify it in the contract, the agreed insured value shall be used as the compensation calculation standard when the insured object is lost.

If the policyholder and the insurer have not agreed on the insured value of the insured object, the actual value of the insured object at the time of the occurrence of the insured event shall be used as the compensation calculation standard when the insured object is lost.

In simple terms, the value of insurance can be determined in three ways:

1) According to the provisions of the law and the contract law, the law and the contract law are the fundamental basis for determining the value of insurance;

2) According to the insurance contract and the agreement of the parties. The insured value of some insurance subject matter is difficult to measure, such as life insurance, health insurance, and the human body and life span cannot be measured in money, then the insured value is agreed by both parties;

3) Determine the insured value based on changes in market value. The insured value of some insurance objects is not constant all the time. Most of the underlying assets also depreciate over time, and their insured value tends to decline.

Summary. Hello dear! Ping An car insurance expires, and the system cannot renew the insurance for the following reasons:

1 may be due to network reasons, try to re-enter after exiting 2 Before the renewal time, you can deal with it one month in advance, the time is too early, you can't renew the insurance, 3 The commercial insurance expires and can't be renewed directly, it seems that you need to go to the vehicle management office to go through a procedure, 4 The vehicle is too long, the insurance company has not accepted the vehicle to continue to insure, 5 There has been a major accident or wading, etc.

Ping An car insurance expires, and the system can't renew the policy.

Hello, dear Kai rotten, hello! Ping An car insurance expires, and the reasons why the system cannot be renewed are: 1 Maybe the network is the original Wang Huiyin, and try to re-enter after exiting 2 Before the renewal time, you can deal with it one month in advance, the time is too early, and the insurance cannot be renewed, 3 The commercial insurance cannot be renewed directly after expiration, it seems that you need to go to the vehicle management office to go through a procedure, 4 The vehicle is too long, and the insurance company has not accepted the vehicle to continue to insure, 5. There has been a major accident or wading, etc.

1.It is illegal to go on the road without compulsory insurance. If you don't buy it, the traffic police will be caught, the car will be detained, and the penalty will be double the premium, and you must buy it immediately before you can get back on the road.

As citizens, we must resolutely abide by the law. 2.If the insurance is not renewed in time, if the delivery of the rubber pass during this period is lost, you will have to bear all the losses.

If the renewal is not timely, the protection of the car will disappear. In case of these two situations, such as bumping into a luxury car or injuring someone, it will cost tens of thousands of dollars, or millions of dollars will be paid if there is more, and the car will also have to be repaired.

The method of online renewal of Ping An Auto Insurance is as follows:

<>4. Next, enter the policy number to renew.

Ping An Auto Insurance has a wide range of insurance, which can provide all-round protection for the majority of car owners. When the car insurance is about to expire, we need to renew it in time and not leave a gap for coverage. Next, I will introduce to you how to renew Ping An car insurance.

1. Renew the insurance on the official website of Ping An Insurance: Open the official ** of Ping An Auto Insurance with a browser, then click on the old customer to renew, and then enter the city, license plate number and ** information that needs to be insured, and you can renew the insurance after confirming the payment.

2. WeChat Mini Program Renewal: Search for the Ping An Auto Insurance Mini Program in the WeChat search box. After entering the mini program, click to buy car insurance, then enter the relevant information, and finally confirm the payment.

3. **Renewal: We can call the sales of Ping An Insurance **95511 to contact customer service, and after the customer service staff records the relevant information, the personnel of Ping An Insurance Branch will come to the door to renew the insurance for us.

4. Renewal of offline outlets: For personal vehicles, it is necessary to prepare ID cards, vehicle driving licenses, compulsory traffic insurance policies and commercial insurance policies of the previous year, as well as the corresponding amount of insurance premiums. For unit vehicles, we also need to prepare the organization's ** certificate, ID card and driving license, as well as the compulsory traffic insurance documents of the previous year, and only need a copy of the above items.

If you renew your insurance policy online, you can go to the counter to get the insurance policy.

Renewal is the act of applying for renewal to the insurer on the basis of the original insurance contract after the expiration of the original insurance contract, and the insurer can make appropriate modifications to the original contract conditions and continue to sign the contract according to the policyholder's application and the actual situation. Renewal ability is an insurer's ability to retain its original customers and business.

There are three ways to renew your policy:

1. Make a new insurance contract;

2. Conclude the "Renewal Guarantee Certificate" according to the original conditions;

3. The "renewal receipt" of the renewal premium will be used as the proof of renewal, and all conditions shall be handled according to the original policy.

And guaranteed renewal, that is, when it expires, the insurance company must unconditionally renew the insurance for the insured. Once the insurance company promises to renew the insurance to the insured, it loses the right to underwrite the insured, and the insurance company is not allowed to increase the premium of the insured no matter what kind of new illness the insured suffers from, let alone refuse to insure. Due to the high risk, insurance companies usually make different regulations on the conditions for renewal, some companies stipulate that the policyholder has not paid for illness for 5 consecutive years before it can be permanently renewed, some companies are 3 years, and some companies are 1 year.

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