What is the insurance for rural farmers?

Insurance for rural peasants includes: endowment insurance, medical insurance, agricultural insurance, endowment insurance for landless peasants, etc.

There are three main types of social insurance for rural farmers, the first is the medical insurance for urban and rural residents, which is what we call cooperative medical care, the second is the pension insurance for urban and rural residents, and the third is the social insurance for farmers who have been expropriated and lost land.

What are the provisions of the pension insurance policy for land-expropriated farmers? 1. Insured objects of land-expropriated farmers' pension insurance **Farmers who have lost all or part of their land due to the unified expropriation of rural collective land. 2. Land-expropriated farmers.

NCMS and pension insurance are the most common.

Agricultural insurance refers to the insurance protection activities for the purpose of economic compensation in agricultural production and operation activities, because natural disasters or accidents injure living animals and plants, but the economic interests of farmers are lost. Depending on the type of agriculture, it can be divided into three main categories.

1) Planting insurance: It mainly refers to crop insurance, which is generally divided into crop insurance during the growth period and crop insurance during the harvest period.

2) Aquaculture insurance: including large livestock, poultry, aquaculture, etc.

3) Forest insurance: Plantations and natural forests are the contracting objects.

Ordinary farmers can participate in commercial endowment insurance and social endowment insurance.

There are two types of endowment insurance: commercial endowment insurance and social endowment insurance.

Commercial endowment insurance is a long-term life insurance with the main purpose of obtaining a pension, and is a supplement to social endowment insurance. Generally, the insured of commercial endowment insurance can receive a pension from a certain age after paying a certain insurance premium. For commercial endowment insurance, if there are no special provisions, the time interval between the insured's payment of insurance premiums is equal, the amount of insurance premiums is equal, the interest rate remains unchanged throughout the payment period, and the interest calculation frequency is equal to the payment frequency.

At present, there are two main ways to pay for social pension insurance.

One is the basic endowment insurance for the workplace, which follows the basic endowment insurance system of the state. It is divided into individual contribution part and unit contribution part, and the payment is made monthly. The part of the individual contribution shall be paid by the unit first, and shall be withheld in the payment of employees' wages, and the part paid by the unit shall be paid by the unit every month.

The payment standard refers to the "Regulations on the Administration of Social Security" of various provinces and cities.

Another kind of social endowment insurance for farmers refers to the new type of rural endowment insurance, and the specific policy refers to the "Guiding Opinions on the Pilot of the New Rural Social Security Endowment Insurance Issued in 2009", mainly for farmers who have no work unit and work at home. The national policy is that the new rural insurance is composed of individual contributions, collective subsidies and subsidies.

Rural residents participating in the New Rural Insurance shall pay pension insurance premiums in accordance with regulations. The payment standard is set at 5 grades of 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per month, and the local government can add payment grades according to the actual situation.

The insured chooses the grade to pay the premium, and the more you pay, the more you get. The State shall adjust the payment levels in a timely manner on the basis of the growth of the per capita net income of rural residents. Pension benefits: Elderly people with household registration in rural areas who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive pensions on a monthly basis.

Endowment insurance is one of the five insurances, and the minimum payment period of endowment insurance is 180 months, which is roughly 15 years. If you have paid more years of pension insurance, you can receive more expenses when you receive a pension.

The payment of pension insurance is allowed to be paid intermittently, and those who have reached retirement age can apply for pension benefits. To apply for endowment insurance separately, you need to bring your ID card and household registration booklet.

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<> agricultural insurance refers to agricultural insurance, which refers to the insurance with agricultural production as the main insurance object, agricultural production loss as the insurance object, and agricultural production risk as the insurance liability. Agricultural insurance mainly includes agricultural property insurance, agricultural liability insurance, agricultural life insurance, agricultural investment insurance, etc.

The rural insurance plan refers to an insurance plan launched to improve the economic situation of rural residents, improve the social security level of rural residents, promote rural economic development, improve the rural social environment, and promote the construction of rural social security system. The rural insurance program mainly includes rural basic medical insurance, rural work-related injury insurance, rural unemployment insurance, and rural residents' pension insurance.

In recent years, the implementation of rural insurance schemes has been getting better and better. According to statistics, by the end of 2018, the number of people insured by rural basic medical insurance in China reached 100 million, and the coverage rate reached; The number of people insured by rural work-related injury insurance with stool insurance has reached 100 million, and the coverage rate has reached; The number of people insured by rural unemployment insurance has reached 100 million, and the coverage rate has reached; The number of rural residents insured by old-age insurance has reached 100 million, and the coverage rate has reached. In addition, it has also launched policies such as rural subsistence allowance and rural livelihood security to provide more social security for rural residents.

Legal analysis: Rural insurance paid by the village is actually a regional concept, which refers to the sum of various insurances that can be handled within the rural area. Therefore, rural insurance includes agricultural insurance, family property insurance and life insurance for agricultural producers, as well as various property, personal and liability insurances for township and town enterprises.

Rural insurance can insure both people and goods. If it is a guarantor, it mainly refers to all kinds of life insurance for farmers, etc., and if it is a guarantor, it mainly refers to all kinds of property insurance, as well as agricultural insurance, and so on.

Legal basis: Article 31 of the Regulations on Agricultural Insurance shall apply the relevant provisions of these Regulations to the operation of agriculture-related insurance supported by policies. Agriculture-related insurance refers to insurance that provides insurance protection for farmers in agricultural production and life in addition to agricultural insurance, including property insurance for farm houses, agricultural machinery, fishing boats, etc., and short-term accident insurance involving farmers' lives and bodies.

1. Farmers are non-agricultural practitioners who maintain a certain economic connection with the land, engage in non-agricultural production and management, take wage income as the basic livelihood, and have the status of non-urban residents, and are a special social group formed in the process of urbanization in China. Moreover, the work they are engaged in is sometimes dangerous, and it is already a problem for farmers to buy insurance.

2. Therefore, the state has established a series of security systems for migrant workers from the system, and the two types of insurance that farmers can choose to buy insurance are the filial piety work-related injury insurance of the Farmers' Bureau and the pension insurance for migrant workers.

<>Abstract:Rural insurance is a general term for insurance in rural areas, which includes agricultural insurance, migrant worker insurance, rural property insurance and other insurances. This article will introduce rural insurance from three aspects: agricultural insurance, migrant worker insurance, and rural property insurance, in order to judge Qi Mao to let everyone understand rural insurance and provide more protection for farmers.

1. Agricultural insurance.

1. What is agricultural insurance?

Agricultural insurance refers to the insurance that takes agricultural producers' crops, buried forests, animal husbandry, etc. as the subject of insurance, and takes the disaster losses as the insurance liability, and the insurer bears the liability for compensation. Through agricultural insurance, we can resist the risk of agricultural disasters, ensure the stable and sustainable development of agricultural production, and ensure that farmers live and work in peace and contentment.

2. Types of agricultural insurance.

Agricultural insurance can be divided into three categories: income insurance, property insurance and liability insurance. Income insurance refers to insurance that takes the income loss of crops as the insurance liability, such as serious illness insurance, income loss insurance, etc.; Property insurance refers to the insurance that takes the property loss of crops as the insurance liability, such as crop insurance, forest insurance, animal husbandry insurance, etc.; Liability insurance refers to insurance that takes the legal responsibility of agricultural producers as the insurance liability, such as veterinary drug liability insurance, pesticide liability insurance, etc.

2. Migrant worker insurance.

1. What is migrant worker insurance?

Migrant workers' insurance refers to the insurance in which migrant workers are the subject of insurance, and the insurer bears the liability for compensation for their work-related injuries, accidental injuries and other losses suffered during work.

2. Types of migrant workers' insurance.

Migrant workers' insurance can be divided into three categories: work-related injury insurance, accident injury insurance and maternity insurance. Work-related injury insurance refers to the insurance that takes the injuries suffered by migrant workers during work as the insurance liability; Accident insurance refers to the insurance that takes the accidental injury suffered by migrant workers during work as the insurance liability; Maternity insurance refers to the insurance that takes the maternity loss suffered by migrant workers during work as the insurance liability.

3. Rural property insurance.

1. What is rural property insurance?

Rural property insurance refers to insurance that takes rural property as the subject of insurance, takes disaster losses as the insurance liability, and the insurer bears the liability for compensation. Rural property insurance is an important part of insurance in rural areas, which can effectively ensure the safety of rural property and reduce the loss of rural property due to disasters.

2. Types of rural property insurance.

Rural property insurance can be divided into family property insurance, family property comprehensive insurance, farm house insurance, agricultural equipment insurance, agricultural automobile insurance, rural property liability insurance and other insurances.

Conclusion: This paper introduces rural insurance in detail, including agricultural insurance, migrant worker insurance and rural property insurance, so that everyone can understand rural insurance and provide more protection for farmers. The development of rural insurance is of great significance to safeguarding the rights and interests of farmers and ensuring their safety, and the development of rural insurance will be more extensive in the future.

Summary. Rural insurance includes pension and medical insurance.

Rural insurance includes pension and medical insurance.

Hello, consult what kind of insurance you buy yourself at the age of 46.

Pension insurance. Hello! For the 46-year-old, you should choose insurance products according to your actual needs, and accident insurance, health insurance, and pension insurance are all very suitable products.

If you work in a private company, you can still buy insurance when you are 46 years old, and you can't buy insurance after the company is 50 years old.

What are the types of rural endowment insurance?

A new type of rural social endowment insurance.

If you pay a minimum of 100 yuan per year, you can also enjoy state subsidies. In the next 60 years, the monthly rent will be divided by 139 for the total amount of savings in the personal account.

How much is a year.

Pay 100 yuan, and you can receive 139 yuan a month in the future.

Sixty years old and more than 80 a month is different in each region.

There are also more than a hundred.

With the improvement of the national policy welfare system, there will only be more and more guarantees.