My roommate always doesn t pay back the money he borrowed, how should I remind him tactfully?

Updated on society 2024-06-03
24 answers
  1. Anonymous users2024-02-11

    You can tell your roommate that you don't have any money to spend. This method is more tactful, and it can also remind roommates to pay back.

  2. Anonymous users2024-02-10

    If he borrows money again and asks him to pay back the previous money first, and then you can lend him again, if you speak too tactfully, people will pretend not to know what you say.

  3. Anonymous users2024-02-09

    You can be louder when you hit **, complain to your mother that you have been poorer recently, and you have lent money to your classmates, and then you have no money, and I hope that your mother will pay some living expenses, and then let your roommate hear that he should pay back the money himself.

  4. Anonymous users2024-02-08

    I think there are all sorts of ways to remind you. For example, inadvertently mentioning the scene of borrowing money at that time, or inadvertently mentioning the topic of money.

  5. Anonymous users2024-02-07

    When we enter a college campus, we have to deal with human relationships. These relationships include the relationship between classmates, the relationship between students and teachers, and so on. Among them, the most important thing is to manage the relationship between yourself and your roommates.

    This is because a roommate is a person who lives under the same roof with him, and he will not see him when he looks up, and if the relationship is not handled well, it will have some impact on his life. So, if someone in the dormitory owes you money and doesn't pay it back, how do you ask him to pay it back? First of all, you can explain to the other party that your living expenses are not much, and if you don't pay back, you will be hungry.

    Secondly, you can tell the other person that you are going to buy something very valuable, and you can't buy it without this money. Finally, you can explain your true situation directly to the other party. Below, let's take a closer look.

    1. You can explain to the other party that your living expenses are not much, and if you don't pay back, you will be hungry.

    You can tell your roommate that you have little money left for your living expenses, and eating has become a problem. Generally speaking, the other party will take the initiative to return the money to you. After all, the other party can't let you go hungry.

    Second, you can tell the other party that you are going to buy something very valuable, and you can't buy it without this money.

    You can also tell the other person that you are going to buy a new phone or a new computer. Since it costs a lot of money to buy these things, you have to give the money back to yourself to buy them. In this way, the other party will not not pay back the money because it affects you, and can take the initiative to return the money to you.

    3. You can directly explain your true situation to the other party.

    If the first two methods don't work, then you have to tell the truth. Although it is not advisable to ask for money from others, it is natural to repay debts after all. You can clearly tell the other party what you think, and the other party can generally return the money to you in time.

  6. Anonymous users2024-02-06

    1. Go shopping together, if your friend doesn't repay the money in time, you can ask him to go to a similar place to borrow money, or take him directly to shop, and then when you pay the bill, you will say that you forgot to bring your wallet, and there is no money on your mobile phone WeChat, so you want him to pay for you, saying that it will be deducted from the money you borrowed last time.

    2. Directly ask him to say that he is short of money, generally we will tell him that he is short of money recently, and ask him to pay back the money, even if he can pay back part of it first, and pay the rest later, so that as long as he is not very financially poor, he will pay back a little.

    3. Invite him to dinner, find an excuse to go to a restaurant in advance, explain at the table that he has been short of money recently, and if he is clever, he will pay for this meal. However, in order to leave some friendship with each other, it is recommended to pay it yourself, after all, you invite others to dinner.

    4. Find a friend to remind him, if you have deep feelings and can't open your mouth to a good friend, you can find other friends to remind him of the money from the side, so as not to forget it, or other situations.

    5. Find another person to borrow money and ask him to pay it back, and the friend borrowed the money and did not pay it back in time, of course, you can also find him and say that he recently borrowed money from so-and-so, and called the party concerned and asked him to pay him back directly in the future.

  7. Anonymous users2024-02-05

    Side-knocking, if he's just.

    Simply forget that you can side remind, like, oops I'm the most.

    I don't have enough money to spend recently, so who is looking for me to borrow it, so hurry up.

    Let him remember that he will have to pay back the money soon, and he will pay it back!

  8. Anonymous users2024-02-04

    First of all, analyze why you lend him every time, because you are afraid that if you don't lend to him, he will turn against you, and he will not return what he borrowed before. But he is also pinching this point, so he will often ask you to borrow, like this, you can treat others the way they do, and treat them as well. First of all, observe what he has that is more valuable or what he likes to value, go to him to borrow, it is best to borrow a few more, and do not pay it back, and when he comes to you and asks you, you will have bargaining chips.

  9. Anonymous users2024-02-03

    You just say that you don't have so much money, and then you directly use those short ** There are a lot of them, and you search on some platforms. Some people who don't pay back should send what kind of ** to them, let them know, and then you are trying to borrow other people's money, and there is no bottom line. Never squeak, then I must change me, and I will borrow it from you.

  10. Anonymous users2024-02-02

    Also, if you want to pay it back that night, your brother will have to settle the account, give him a little hint to tell him that he has been a little tight recently, ask him when he will repay the money, or ask him to borrow, if he doesn't pay it back, he can go through the legal process.

  11. Anonymous users2024-02-01

    You have been borrowing money to repay the money in front of him, and using some small things to motivate him to owe you money.

  12. Anonymous users2024-01-31

    If the total amount of money borrowed is not large, the next time he borrows money from you, you will say, you have borrowed so many times, I am also very nervous now, and I have no money left

  13. Anonymous users2024-01-30

    You pretend that a friend calls you to lend money, and you just: I don't have it anymore, I lend it to others! Someone else hasn't paid me back yet!

  14. Anonymous users2024-01-29

    The failure to repay the borrowed money is a civil dispute, so if the creditor files a lawsuit with the court within the statute of limitations, the court shall accept it and make a judgment based on the actual situation and evidence.

    1. Evidence of loan disputes.

    Clause. 1. Evidence proving the parties' qualifications as the subject of litigation.

    1. If the party concerned is a natural person, he or she shall submit his or her identity information, such as ID card or household registration booklet.

    2. If the party concerned is a legal person or other organization, the registration materials of the entity shall be submitted, such as a copy of the industrial and commercial business license or the industrial and commercial registration list issued by the industrial and commercial registration authority, and the registration certificate of the legal person of the association.

    3. If the names of the parties have been changed after the occurrence of the disputed legal relationship, the registration materials for the change shall be submitted.

    Clause. 2. Evidence to prove the existence of the borrowing relationship.

    Loan contracts, loan agreements, IOUs, IOUs, repayment commitments, etc.

    Clause. 3. Evidence to prove that the loan has been repaid.

    Receipts or proof of payment for each repayment of principal and interest.

    Clause. 4. The basis for calculating the amount of the litigation claim.

    Provide a list of the calculation of the amount of principal and interest required in the litigation claim, including the calculation list of the principal balance, the calculation list of the interest amount, etc. Clause.

    1. Evidence proving the parties' qualifications as the subject of litigation.

    1. If the party concerned is a natural person, he or she shall submit his or her identity information, such as ID card or household registration booklet.

    2. If the party concerned is a legal person or other organization, the registration materials of the entity shall be submitted, such as a copy of the industrial and commercial business license or the industrial and commercial registration list issued by the industrial and commercial registration authority, and the registration certificate of the legal person of the association.

    3. If the names of the parties have been changed after the occurrence of the disputed legal relationship, the registration materials for the change shall be submitted.

    2. What is the process of private lending?

    1. The borrower and the borrower must meet the basic conditions and provide the documents required for private lending, the most common is the ID card, and if there is a guarantor, the guarantor's ID card must also be provided.

    2. Agree on the principal and interest rate of the loan: If the interest rate agreed between the borrower and the borrower does not exceed the annual interest rate of 24, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it. If the interest rate agreed between the borrower and the borrower exceeds 36 per annum, the interest agreement on the excess part shall be invalid.

    3. Guarantee procedures: For loans with large amounts or risks, guarantee and mortgage procedures should be performed, and the borrower should be required to provide a third party with certain economic strength as a guarantee, or the borrower should be required to use personal property such as certificates of deposit, bonds, motor vehicles, real estate as collateral, and a written loan agreement should be signed.

    4. Conclude an agreement: In real life, some lenders often do not issue written evidence when borrowing because the other party is relatives and friends, out of affection or out of trust. In this way, once the borrower denies it, it is difficult for the lender to protect the creditor's rights.

    Even if the lawsuit goes to court, it will end up losing the case because it cannot provide evidence. Therefore, the lender must enter into a written loan agreement with the borrower, stating the names of the borrower and the borrower, the type of loan, the currency, the amount, the time, the term, the purpose, the interest rate, the repayment method, the guarantor and the liability for breach of contract, etc., and sign and draw the pledge, and each party shall hold a copy and keep it properly.

  15. Anonymous users2024-01-28

    Summary. Dear, if your roommate borrows money from you, if you ask his friend for it, the teacher thinks there is something wrong, but you can borrow his friend's power to help you ask for the money together.

    If your roommate doesn't pay back the money you borrowed, is it okay to ask his friend for it?

    Dear, if your roommate borrows you money, if you ask his friend for it, the teacher feels that there is something wrong with it, but Liang Nai can borrow his friend's power to help you ask for this money together.

    Have you borrowed too much?

    Is it legal to find his friend, and his friend doesn't know if he lends money to his roommate.

    They are boyfriend and girlfriend.

    Not a couple. That's not very legitimate.

    It's a friend at work.

    The teacher didn't think it was reasonable, and if I were his friend, I would have refused.

    How is his relationship with her? If it's a friend who is willing to help him, I think it's okay.

    Well, what about the teacher? There was an incident that the teacher shared with you.

    Can you tell me a little bit about his friend and his relationship with him?

    Social relations in general.

    In terms of general social relations, his friends should not agree to help her pay off her debts.

    I found his friend, but I refused, and my roommate couldn't be contacted, so it's okay to sue his friend.

    Definitely not.

    Because they don't have any kinship between them.

    Did his friend and your roommate borrow money from you together?

    No, his friend didn't know when he borrowed the money.

    If it's just your roommate who borrows money from you, and the roommate doesn't see him, you go and sue his friend, and the teacher doesn't think it's reasonable.

    yes, so we don't have a reason to sue his friend.

    Thank you, teacher.

  16. Anonymous users2024-01-27

    Of course, it's a straightforward explanation, and you want back what belongs to you.

    After all, it is a roommate relationship, everyone will spend a long time together, and when the other party borrows something and does not return it, you must take the initiative to ask for it, and you can't accommodate the other party's mistakes because of face, which not only indulges the other party's bad habits, but also allows yourself to get losses.

  17. Anonymous users2024-01-26

    You can try to remind him or her tactfully, if he or she still doesn't say anything, first, he or she may have intentionally not returned, second, he or she may have really forgotten, and third, he or she has not understood what you are saying.

    For the first case, it is recommended that you ask him or her directly, for example: "When exactly will you pay me back", "What conditions do you need to pay me back", ......Although there is hurt and anger, in order to get back what belongs to you, and the reason is in you, I personally think that direct communication is the most effective.

    For the latter two cases, you can remind him or her again on the appropriate occasion, note that it is not too tactful, and ask questions directly if necessary, because you have already reminded him or her once.

    Finally, I hope you can get your borrowed items back from your roommate as soon as possible.

  18. Anonymous users2024-01-25

    If the roommate borrows something and does not return it, it is best to make it clear to the roommate directly in person and ask him to return it immediately. If you really can't do it, you can tell your counselor or teacher and ask others for help to get your stuff back.

  19. Anonymous users2024-01-24

    Offered to come back. Since it's yours, you can get it in a simple way. There is nothing to estimate, just ask for it or take it yourself.

  20. Anonymous users2024-01-23

    What should I do if my roommate doesn't return what I borrowed? Then I should remind her when to return something, and if it doesn't, our relationship can be very strained. Hopefully, he can face up to this problem, and if he doesn't care about the deterioration of our relationship, then he can choose not to pay it back.

    If he cared, he would definitely pay it back immediately, because this is the most basic trust between two people.

  21. Anonymous users2024-01-22

    What should I do if my roommate doesn't return what I borrowed? It is our duty to help others. If a roommate borrows something and doesn't return it.

    It doesn't matter what doesn't matter. To be able to borrow him is to help him. If something important must be explained to him, remember not to borrow it from him in the future.

  22. Anonymous users2024-01-21

    Suggesting that the other party return the item, of course, some people borrow something and do not return it, not all intentionally, but they ignore it and forget. In addition, after a long time, I forgot nothing at all. But if you are still in a hurry to use it yourself or you want to get your belongings back, but you are too embarrassed to say it clearly, then you have to find a way to hint at the other party.

  23. Anonymous users2024-01-20

    This should be tactfully reminded to remind him that she should not be too direct, because after all, it is in a dormitory, and it is better to look down and not look up, so it is better to live in harmony.

  24. Anonymous users2024-01-19

    If you don't change what your roommate borrows, if you don't lend him anything next time, you can also borrow his things without changing them, so that he can change his stinky problems.

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