My friend borrowed 5,500 yuan from me, and he didn t change the IOU first

A friend borrowed 5,500 yuan, and if he didn't pay it back when the IOU expired, he could sue the court.

An IOU is an IOU that is written to a person or a public person when they borrow cash or goods from the other party. After the money and property are returned, the slip maker takes back the slip, which is invalid or torn. It is a voucher instrument.

It is usually used in daily life as well as in business management. From a legal point of view, an IOU is a written document indicating the creditor-debtor relationship, which is generally written and signed by the debtor, indicating that the debtor has owed the debt of the amount specified in the creditor's IOU.

Article 119 of the Civil Procedure Law: A lawsuit must meet the following conditions:

1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;

2) There is a clear defendant;

3) There are specific litigation claims, facts, and reasons;

4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

1.Because they are friends, they can be chased again, and friendship is important.

2.You can find**, or hit the mayor** or something like that.

3.If necessary, it can be resolved through legal means.

Summary. Hello, an IOU is useful, it can be used as a legal document to prove that when a friend fails to repay the loan on time, you can file a lawsuit in court with the IOU to get the protection of the creditor's rights. In addition, IOUs can also serve as a certificate of trust between you and your friends, which can improve the level of trust between you and thus better safeguard the interests of both parties.

My friend borrowed 4,000 yuan from me and said that he would pay me back 7,500 in a month, and wrote an IOU, is this IOU useful?

Hello, an IOU is useful, it can be used as a legal document to prove that when a friend fails to repay the loan on time, you can file a lawsuit in court with the IOU to get the protection of the creditor's rights. In addition, IOUs can also serve as a certificate of trust between you and your friends, which can improve the level of trust between you and thus better safeguard the interests of both parties.

Is such an IOU considered a usury?

It is handled according to the agreement, and if it is considered high, it can be requested to be lowered in the lawsuit. The maximum annual interest rate cannot exceed 24%.

My friend borrowed 15,000 yuan from me, and it's been three years, can I ask him to write me an IOU.

According to the provisions of the Civil Code on the statute of limitations, the statute of limitations for loans is two years. If the personal loan has not been issued an IOU and the repayment date has not been negotiated, the time shall be calculated from the time when the borrower first asks for it. If you ask him to give you an IOU, you need to indicate the date of borrowing, the purpose of the loan, the date of repayment, the place and method of repayment, and finally the time of the IOU.

One thing to note is that if the loan does not specify the repayment time, you had better ask him for it once in two years to avoid unnecessary disputes. If the repayment date is indicated, it must be claimed within two years of the due date.

Hello, there are many platforms on the Internet that can borrow money, and it is recommended that you pay attention to two major elements when choosing, one is to choose a trustworthy big brand; Second, it is necessary to pay attention to the clear and transparent service details of the loan product, such as the amount that can be borrowed, the interest rate of the loan, the repayment time, the repayment method, etc. Only by choosing a reliable loan product can you meet your urgent need for money while ensuring that your personal interests are not infringed.

If it's a real friend, if you ask him to play an IOU, he will understand and cooperate, if it's a fake friend, maybe he will mind, if he insists on not making an IOU, there is no need to borrow.

It should be said that when a friend borrows money, the friend himself has to take the initiative to do what should be done, not to mention that it is a responsible approach for both parties that you proposed again, which is worthy of affirmation!

Therefore, your behavior is normal and worthy of recognition!

Support borrowing money and playing IOUs, which is not too much at all. It is recommended not to lend money to others casually, there are too many people who borrow money and do not pay it back.

I think it's very normal, brothers have to settle accounts, villain first and then gentlemen, so that they can be regarded as gentlemen's friends.

No one who understands or is reasonable will think that it is an excesses, it is just a matter of formalities.

I don't think it's too much. Brothers also have to settle accounts, let alone friends. It's good to borrow, it's good to be good. In this world now, there are more people who borrow money and don't pay it back, so it's safer to have an IOU.

One yard to one yard, I don't think it's too much.

Maybe he thinks it's going to be a little raw.

According to the law "borrowing.""The return is valid for 2 years (protected by law), and four years has exceeded the validity period, which depends on the conscience of the other party.

Also, if possible, it's best to ask the other party to make an IOU or IOU.

First of all, you can communicate with him directly, preferably if you can make up the IOU. If not, is there a third person present? Not an immediate family member. It is also possible to have witnesses to conduct legal proceedings.

Don't worry, you'll be back!

Go directly to the court and sue for the return of the loan.

You can file a lawsuit in court and then apply for enforcement.