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The state is responsible for regulation and control, and then the task is assigned to the provinces and municipalities directly under the central government, and then it is up to them to collect revenue and expenditure according to their own conditions, of course, if necessary, they can be appropriately regulated.
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In order to ensure the full payment of pensions, the state not only gives local financial subsidies, but also takes out the pension money for commercial investment, makes up for the pension gap through the money earned from investment, meets the requirements of pension distribution, and increases the amount of pension insurance paid to prepare for the pension distribution.
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In order to ensure that the pension is paid on time and in full, there will be these countermeasures: first of all, it should be based on the different circumstances of each province and each city to make income and expenditure, must be paid on time and in full, and for some unreasonable, it should be adjusted in time to make up for the gap between income and expenditure, and it should be uniformly distributed and controlled.
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1. Increase the proportion of dispensing. The adjustment ratio will be increased to further alleviate the pressure on the revenue and expenditure of individual provinces. 2. Increase subsidies.
The focus is on the central and western regions where the contradiction between revenue and expenditure is more prominent and the provinces with old industrial bases. 3. Make up for the gap between revenue and expenditure. Focus on the provinces that still have a rollover gap after the adjustment and financial subsidies.
Fourth, accelerate the standardization of pension insurance at the provincial level. Consolidate the achievements of the existing provincial overall planning of pension insurance, and standardize relevant policies, as soon as possible to achieve the national overall planning of pension insurance.
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The first is to increase the proportion of adjustment. Alleviate the pressure on the revenue and expenditure of individual provinces. The second is to increase subsidies, focusing on areas where the contradiction between revenue and expenditure is more prominent.
The third is to make up for the gap between revenue and expenditure. Focus on provinces where there is still a rollover gap. Fourth, speed up the standardization of provincial overall planning of pension insurance.
Consolidate the results and realize the national overall planning of pension insurance as soon as possible.
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Despite the increasing downward pressure on the economy and the impact of the new crown pneumonia epidemic, the pension of retirees is still adjusted according to the proportion of 4%, and the additional pension has been paid in place. After more than 30 years of continuous reform and improvement, the pension insurance industry has developed rapidly, the system has been operated more steadily and sustainably, and a solid material foundation has been accumulated to ensure that the pension is paid on time and in full.
First, the current period can be balanced. In 2021, the basic pension income of enterprise employees will be trillions of yuan, and the expenditure will be trillion.
Second, there is inter-provincial adjustment. In January this year, the national overall system of basic pension insurance was launched, and the support for the most difficult provinces was greater, and the first half of the year has completed the allocation of 124 billion yuan, which strongly supported the pension distribution of difficult provinces.
Third, there is a cumulative balance. At present, the cumulative balance of basic pension insurance for enterprise employees is one trillion yuan, and it has a strong guarantee capacity.
Fourth, there are financial subsidies. The subsidy for the basic pension insurance for enterprise employees has continued to increase, reaching about 650 billion yuan this year, and the focus is on the western region and the old industrial base. After the overall implementation of the national plan, the local financial investment mechanism has also been established.
Fifth, there are long-term reserves. The national social security has more than one trillion yuan of strategic reserves, and the first level has been transferred to the state-owned capital of one trillion yuan to enrich social security.
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With the gradual rise in the price level, the amount of pension is also followed, basically every year, but where does the more and more money come from? The safeguard measures adopted across the country are different, some are to increase the intensity of transfer payments, some are to increase the payment period, increase the base of payment, and increase both the lower and upper limits. <>
Pension insurance is something that almost everyone who has a formal job has to pay, may pay more or less, because he is according to 8% to deduct the base of personal social security payment of 8%, most people if according to the payment base of 5000 yuan, he needs to pay 400 yuan a month, the unit is now 16% to pay, this unit to pay 800 yuan. The money of the unit is into the collective account, and the money paid by the individual is into the personal account, which is the part of the money in the specific account, which is naturally one of the funds for the pension now. <>
And there are very few places that choose to extend the payment period, because medical insurance can increase the payment period, because he paid less money before, and it is not so difficult for him to accept an increase of 5 years, after all, the proportion of his contribution is relatively low. But the pension payment is a lot of 8% of the money, but it is not small, the provident fund you pay can be used directly to buy a house, but the pension you can only use when you retire, and now young people are not as high as before. I feel that I am still young, and it may take forty or fifty years to retire, and now that the policy of delaying retirement is implemented, young people may not like this thing very much.
The largest part of the area is to increase the real transfer payment of pensions, and continue to improve the scope of pension collection, so that more and more enterprises into the scope of pension payment, it is said that after a few decades the price level rises, and then the amount of pension payment is more and more problems, that is the problem after decades. At least under the guarantee of the existing policy, the pension can basically be paid normally.
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It will be issued according to the corresponding date, and it will also be issued according to the time when you pay social security, so as to ensure the correct payment time.
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Or according to the policy to distribute, and will also be according to some local subsidies to distribute, so as to ensure that the pension is paid on time, so as not to affect people's quality of life.
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Generally, it is regularly issued to everyone's social security card or bank card, and everyone will be urged to hurry up to do pension certification.
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Hello, I am happy to serve you and give you the following answers: 1. Establish a sound pension distribution management system: require pension issuing institutions to establish a sound pension distribution management system, clarify the distribution rules, and ensure that the pension is paid in full and in a timely manner.
2. Implement fine management early: pension issuing institutions are required to implement fine management, regularly conduct spot checks on the distribution situation, find problems in time, and deal with them in a timely manner. 3. Strengthen technical support
Pension issuing institutions are required to strengthen technical support, establish a sound information system, and achieve timely and accurate pure group distribution. 4. Strengthen supervision and inspection: Pension issuing institutions are required to strengthen supervision and inspection, find problems in a timely manner, deal with them in a timely manner, and ensure that pensions are paid in full and in a timely manner.
5. Personal tips: pension distribution is an important responsibility of the society and the society, requiring pension institutions to establish a sound management system, strengthen technical support, strengthen supervision and inspection, and ensure that pensions are paid in full and in a timely manner.
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The Ministry of Human Resources and Social Security said that it can ensure that the pension is paid in full, because there is no problem with the balance of the pension in China, coupled with the policy guarantee, the pension fund pool is very abundantIt is completely possible to ensure the normal payment of pensions, and I want to believe that the Internet rumors lie in employment, and it does not have much to do with it. <>
There is still a balance in the pension pool, it is said that the current pension fund pool balance, 00 billion, although last year there was a large enterprise social security reduction, that is, the enterprise itself can not operate normally, can not open normally, employees can not go to work normally, naturally there is no income, but I feel that the minimum payment of five insurances and one housing fund should be called to be called, so the enterprise has a great burden, last year gave a large part of the company's social security reduction, but this is not enough to affect the stability of China's capital poolThere is still a balance in the pension fund pool, and it is no problem to keep everyone's pension paid normally. <>
Although the number of graduates is increasing, but the real ability to enter the pension pool, that is still decades later, because now more and more people are employed, more and more people are working, and the final consequence is to pay pensions, more and more people in this area of five insurances and one housing fund, and more and more money, and so these people really appreciate that there is still a big time delay, this is not enough to threaten the stability of the pension pool, but will increase the total funds, because the more people work, The final pension contribution will be more, and there is a time delay. <>
Moreover, the state still has policy subsidies in this regard, and enterprises are exempted from paying a part. There are also tax reductions and exemptions when social security, and then the state treasury also gives the pension fund pool policy support, and there are allocations every year, the purpose is to ensure that the pension can be issued normally, because the number of pensions paid by people in the past is relatively small, after all, people's income is two or three thousand yuan a month, even in formal enterprises, after the rapid economic development in recent yearsIn order to make up for this difference, we will allocate a large amount of funds every year to ensure the payment of pensions. <>
Here we still have a long way to go, now do not have to worry about whether the pension can be paid on time and in full, this guarantee is brought by the support of the policy, is more and more funds poured into the pension pool is also our pool has enough balance to bring, and we are now just working people do not have much impact,Because it will take us at least 30 years to receive a pension, and at that time there may be new problems and new solutions.
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Of course, this guarantee depends on the state, and only if the country's economic development is good, can the pension be paid on time and in full.
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It should rely on the country's finances, and the country's taxes are still relatively large, of course, it can ensure the payment of pensions.
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The pension is paid on time and in full, relying on the amount of pension paid by the existing labor force to support the payment amount, and the local fiscal tax revenue is enough to subsidize the pension of the human settlement.
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Relying on the strength of the country and the stable development of the country, so there are so many funds to support the pension project.
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According to reports, the state has made it clear that it will continue to increase the basic pension level of retirees in 2020, and the overall adjustment level will be 5% of the monthly per capita basic pension of retirees in 2019.
The 2020 "** Work Report" proposes that nearly 300 million people in the country receive pensions, and they must be paid on time and in full.
In response to the concerns of all sectors of society about whether it will affect the distribution of pensions, Nie Mingjun, director of the Department of Pension Insurance of the Ministry of Human Resources and Social Security, said at the regular policy briefing held by the State Council Information Office today that before the implementation of the policy of reducing and reducing social insurance premiums, the human resources and social security departments have made full predictions and accurate calculations to ensure that pensions are paid on time and in full.
In the face of the severe and complex situation this year, we have comprehensively strengthened measures to stabilize employment, one of the important measures is to introduce a series of policies and measures to help enterprises reduce their burdens and stabilize jobs in terms of social insurance, such as 'exemption, reduction, mitigation, return and supplement', to help market players overcome temporary difficulties and play an important role in stabilizing enterprises and jobs. Li Zhong, Vice Minister of the Ministry of Human Resources and Social Security, introduced.
Nie Mingjun said that by the end of September, the reduction and exemption of the three social insurances would reduce the cost of enterprises by a total of 1,204.5 billion yuan, of which the cost of pension insurance would be 1,014 billion yuan. Judging from the actual operation of enterprise pension insurance, the overall situation is relatively stable, and even better than expected. From the perspective of revenue and expenditure, the total income is one trillion yuan, the total expenditure is one trillion yuan, and the cumulative balance is one trillion yuan.
It can be seen from this that, on the whole, there is still a relatively solid material foundation for the guarantee of distribution, and the current problem is mainly the structural contradiction between provinces.
Nie Mingjun said, "On the whole, there is no problem with the issuance of insurance in most provinces, and individual provinces with difficulties in ensuring distribution can also ensure distribution with the help of **." The next step will be to guide all localities to further implement the phased reduction and exemption policies, strengthen the monitoring of the situation in various places, and "ensure that the pension payment work is foolproof."
Therefore, we don't have to worry about the issuance of pension insurance, as long as it meets the requirements, each payment will be paid to the individual on time.
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On the one hand, the state will take out the money paid by the insurance for commercial investment to obtain a higher rate of return, and on the other hand, the state will increase financial subsidies, so that the pension insurance can be accurately distributed.
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The way to make the pension insurance payment on time and in full is that when you retire, you must pay the pension insurance, and then you can pay your insurance money on time after passing the review of the relevant departments.
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I think that as long as it is paid normally, the pension insurance can be paid on time and in full, because the pension insurance is managed by the state and is guaranteed.
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In order to ensure that the pension insurance is paid on time and in full, it is hoped that the relevant departments can strictly manage it, and at the same time build a relatively complete system.
The base is different every year, and you can't be the base of 3000 every year. In addition, the number of years of payment is also different, some people may only pay for 15 years and then retire, but if you pay until the age of 60 before retirement, then your years are still longer, and the pension you enjoy will be relatively more.
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