I am a 31 year old man who wants to invest in term life insurance, and it is better to invest in tha

Updated on Financial 2024-06-10
30 answers
  1. Anonymous users2024-02-11

    Hello! 1. Many insurance companies have term life insurance, and they all have their own advantages! 2. You may wish to refer to Ping An's Xinxiang product portfolio, which is suitable for life, critical illness and accident protection for your age group.

    3. The product can be protected up to 65 years old, after the expiration of the contract, you can return two basic insurance amounts and dividends for your pension in the future, if there is an insurance accident before the expiration of the contract, you can enjoy three times the protection! Good value for money! References:

    Case] Xinxiang Insurance Plan benefit analysis with a monthly premium of 517 yuan.

  2. Anonymous users2024-02-10

    Hello friends! To apply for term life insurance, it is recommended that the "Sunshine Companion Fixed Combination Protection Plan" of Zhongyi Life Insurance Plan is a good choice. The product covers both accident and non-accident, as well as critical illness, and increases the sum assured by 6% per year for the first 5 years of renewal, up to a maximum of 30% of the sum insured.

  3. Anonymous users2024-02-09

    I am a 31-year-old man, I want to invest in term life insurance, I know that netizen 2011-05-05 16:53I am a 31-year-old man, I want to invest in term life insurance, I want to invest in that company's insurance, hello! Accidents, accidental medical treatment, critical illness, and hospitalization are to be considered, and if you consider term life insurance on this basis, Ping An's happiness a, a good choice Low premium and high protection references:

    Blog] Ping An of China 2011 "Customer Service" Annual Report Table of Contents [Blog] Ping An of China Company Profile.

  4. Anonymous users2024-02-08

    I am a 31-year-old man, I want to invest in term life insurance, and I want to invest in that company's insurance, and I want to invest in that company's insurance--- Hello: I am very happy to serve you! It is recommended that you improve your social security first!

    Social security is our most basic guarantee! It is the welfare given to us by the state! The order of insurance is adults first and then children!

    Fathers have protection before their children! Because his wife and children are inseparable from his care and care! The order of insurance combinations is generally accident, critical illness, and financial management!

    The premium is between 10% and 20% of your annual income. Each company's products have their advantages, and it can only be said that the one that suits you is the best; FYI! I hope you can have this protection soon!

  5. Anonymous users2024-02-07

    First of all, each company's product rates are developed according to the same life table, so, fundamentally, the products are basically the same, and there is nothing good or bad. The difference lies in the floating interest in the later stage, which mainly depends on the size of the company, its financial situation and its investment strategy. Secondly, the differentiation of the service network, which directly affects the speed and efficiency of everything including claims in the later stage, such as remote claims, is currently only achieved by two companies, one of which is Ping An.

  6. Anonymous users2024-02-06

    Minsheng Life Insurance, Wealth and Gold, the best, free of physical examination. Before the age of 55, 10% interest will be returned every other year, and 10% interest will be returned every year after the age of 55, as well as high birthday payments and dividends.

  7. Anonymous users2024-02-05

    Hello, buying the best insurance for yourself is the best insurance. And not that product is the best. Look at your consultation and feel that your insurance concept is very good, term life insurance is a life insurance for a specific period of time, relatively speaking, this kind of insurance is the advantage of high protection and low premiums, you can find a person you trust to tailor your own insurance.

    In addition, I would like to ask you that you only focus on term life insurance, so do you consider both the accident and the critical illness aspect? Life insurance alone is not comprehensive, it is recommended that you consider it comprehensively, and the insurance should cover an accident + serious illness + life insurance + pension. Hope it helps.

    All the best.

  8. Anonymous users2024-02-04

    I am a 31-year-old man who wants to invest in term life insurance, and the type of insurance that I invest in that company is good for commercial insurance on the basis of social security, first considering the needs of the future, and then considering the accumulation of wealth. To protect the future, you need to insure against accident, medical and critical illness. References:

    Case] 31-year-old woman with social medical insurance, commercial health insurance plan [Case] 24-year-old doctor (Healthbao Universal Critical Illness Insurance) [Blog] Health Management and Health Security Promote the New Development of People's Health Concept [Blog] PICC Health Health Treasure Universal Nursing Insurance Analysis.

  9. Anonymous users2024-02-03

    Hello: We AIA must have a product that meets your requirements, and we can only design your own product for you after fully understanding your needs! Now we can't provide you with products, our AIA in line with the customer service, respect for customers, for the sake of customers corporate culture and reply to you!

    I hope you understand! If you need further communication, click directly on the avatar q me or ** contact, thank you! I wish you a happy and healthy family!

  10. Anonymous users2024-02-02

    Thank you for trusting Sunflower Insurance Network, buying fixed life insurance depends on how much money you can get, whether it includes critical illnesses, after choosing and comparing, you can choose to spend less money to get more protection. I don't know if you are considering consumption-based value protection insurance or regular return insurance, I recommend that you learn about United Life's (Love Treasure) term life insurance.

  11. Anonymous users2024-02-01

    Hello! I don't know if you are considering consumption-based value protection insurance or regular return of both insurance, such as the family's income is very low, it is recommended to have hundreds of thousands of life protection for a few hundred yuan a year, if the income is stable and okay, you can consider the next full dividend insurance. References:

    Case] [Original] 30-year-old men's health pension - Holly Nian Nian [Case] [Original] 30-year-old women's health security pension.

  12. Anonymous users2024-01-31

    Term life insurance is the cheapest for New China Life and Taikang Life, but the sum insured of 200,000 yuan for New China Life and Taikang Life requires a physical examination.

  13. Anonymous users2024-01-30

    Dear customers, the first thing to choose is to choose a company with strong strength and good service; Instead, choose a product that suits you; The third is to choose a good service specialist! Suggestions and recommendations: Ping An - Happiness Term Life Insurance (low premium, high protection) can be added to design a plan tailored for you!

  14. Anonymous users2024-01-29

    Hello: Most of the companies in term life insurance are available, it is recommended to choose a large company with strength, service and claim settlement capabilities are strong, this insurance is very good, the bottom premium, high protection.

  15. Anonymous users2024-01-28

    Hello! Chinese Life has a term life insurance that is very user-friendly, with high protection, long time, low payment, and can be returned.

  16. Anonymous users2024-01-27

    Hello! Our company has a term life insurance with dividends, double value protection, dividends on the sum insured, a large pension at maturity, and critical illnesses can also be attached. Let's take a look at my case first, and contact us for details.

  17. Anonymous users2024-01-26

    Hello friends! If you want to do term life insurance, it is very good, the characteristics of low premium and high protection of term life insurance are very popular with everyone, but term life insurance also has a simple term death benefit, there are also term and death and critical illness protection, there are both, your situation is not very clear, I hope to have the opportunity to communicate a little more, according to your actual situation and protection needs, to provide some reference advice for you!

  18. Anonymous users2024-01-25

    Hello! Buying insurance is part of family finance and needs to be treated with caution. You can't buy insurance just because you buy it! At present, most term life insurance policies in the market have a higher amount of protection, but the coverage is narrow, only covering death, etc.

    It is recommended to choose term life insurance, in addition to death benefit, it is recommended to consider serious illness, accident, hospitalization, including financial management functions, etc. Details can be further communicated.

  19. Anonymous users2024-01-24

    Hello! Very happy to serve you! Your question has been received.

    Glad you have a strong insurance philosophy! Term life insurance can be used as a pension for your age, and when you are 30-60 years old, you can combine protection, and at the age of 60, the pension will be withdrawn for your needs. Specific protection plans ask you to provide specific information.

    It is advisable to consult with your local insurance account manager. If you are in the same city as me, you are welcome to consult me at any time, ** or QQ, I will design a plan suitable for you for your reference. Wishing you peace and happiness!

    Individual**.

  20. Anonymous users2024-01-23

    Hello, there is no good or bad difference between insurance and insurance companies, it is right to choose the right one for you, the insurance company chooses the strong one, and the insurance person chooses the one with a strong sense of responsibility.

  21. Anonymous users2024-01-22

    Which company is better to choose depends on which company has the fewest product exemption clauses. The scope of protection responsibility is the widest, and the project is the most reasonable. More comparisons are making decisions.

    Blog] Do you purchase critical illness insurance, do you claim in these cases? Timely assistance payments are made in advance.

  22. Anonymous users2024-01-21

    Blog] A few tips for people who buy insurance[Blog]Why don't you pay compensation when you buy insurance? [Case] 30-year-old comprehensive protection plan [Case] Universal insurance is shaped by need - the family breadwinner buys term critical illness insurance.

  23. Anonymous users2024-01-20

    Hello! Every company has term life insurance, there is no good or bad, only suitable and unsuitable. Suggestions can be referred to more.

  24. Anonymous users2024-01-19

    Hello! I don't know what kind of protection you focus on! In addition, how much money do you plan to use for the security plan, it is recommended to take 15% of the annual income, so that it will not affect your normal life!

    The specific insurance plan should be set according to your needs! May you buy the right insurance as soon as possible! I wish you a happy and safe family!

  25. Anonymous users2024-01-18

    Hello, it's a pleasure to serve you! The coverage of insurance is the same, and they are all supervised by an insurance regulatory commission. The difference is that the premium is low and the protection is high, or the income is not the same, because Kwai Net has regulations, and cannot directly reply to the company's insurance, please call my ** or join QQ chat for details.

    Will give you a satisfactory answer.

  26. Anonymous users2024-01-17

    Term life insurance can be used with less investment to obtain high protection, compared to whole life, both life, its leverage is higher and more sufficient, and because of this, the willingness of insurance companies to develop this type of insurance is not particularly high (can not receive the premium), at present, most of the term life insurance products that can be seen are generally distributed through online sales channels, using intelligent underwriting, which basically means that the health notice is very strict, and it is expected that the non-standard body can not be imitated. CITIC Prudential Zhenai Term Life Insurance, this product has an insurance age of 18-50 years old, divided into smoking version and non-smoking version, with a total disability insurance benefit of up to 1 million yuan and a waiting period of 90 days. Support free on-site physical examination, and the insured amount online is 2 million.

    There are few restrictions on the occupation of the underwriting of the companion bend - there is no requirement for the health of relatives - email verification is not required - the war and fear of brother terrorist attacks can be covered - the beneficiary can be specified more than one - the payment period can be selected for 30 years - the waiting period is only 90 days, and no physical examination is required for online insurance - **distinguish between smoking and not - **hit the bottom line of the market).

  27. Anonymous users2024-01-16

    When buying insurance, you should first choose social security, and then you can consider commercial insurance, which first considers health, and so on.

  28. Anonymous users2024-01-15

    Compared with similar products, the premium is ultra-low, the insurance amount is ultra-high, the exemption clause is ultra-small, and the amount of exemption is as high as 3 million, which is suitable for the needs of most people. For specific processing, you can click me to contact or insurance Ye Junshuai

  29. Anonymous users2024-01-14

    1.Accident insurance should be put in the first place, because no one can expect an accident, sudden, uncontrollable, it is okay this second, and an accident may occur in the next second. There are unpredictable circumstances in the sky, and people have good and bad luck; Be prepared for danger in times of peace, take precautions" is the best explanation for accident insurance.

    2.The second is health, such as critical illness insurance, which is also a must-buy, for critical illness insurance, the premium will increase with age. Critical illness insurance is paid in advance, that is, it is good to stake as long as it is diagnosed as the type of disease agreed in the contract, it will be paid, as long as the compensation is paid, the customer is completely based on the customer's wishes, and the claim of critical illness insurance also has a function as a salary compensation.

    3.If you can afford it, you can consider a child's education grant. Care annuity, these financial aspects.

  30. Anonymous users2024-01-13

    Insurance is covered and dividends. Personally, I recommend buying protection first.

Related questions
6 answers2024-06-10

There are many key places in marriage, especially some knowledge that we have never been exposed to, so we don't understand, but if you get married, you need to find a professional to help you inquire, after all, the person who is not compatible is very important, for people in the Year of the Horse, is it appropriate for men and women to marry together? Are male and female horses compatible? These problems are very serious, after all, for people in the Year of the Horse, it is conducive to finding a good marriage partner. >>>More

6 answers2024-06-10

It's too long, go to other companies to listen to the products, I don't recommend buying other products, and the insurance is expensive.

33 answers2024-06-10

Sure enough, it's a pseudo-Zhengtai material hey, hey......, hey >>>More

5 answers2024-06-10

Xueba talks about insurance, focusing on insurance evaluation! What kind of insurance should you buy at the age of 28, maybe you need this article:What kind of insurance is suitable for 28 years old? 》 >>>More

10 answers2024-06-10

Your mother is also too worried about you, I hope you will start a family soon, the girl will always be anxious when she grows up, you will find a suitable one if your conditions are good, but the emotional things can not be too reluctant, don't be too embarrassed by yourself if you don't like the temporary worker, after all, marriage is a long-term thing, whether people are good or not is very important, quality is also very important, his kind of behavior makes me personally feel that he is very uncultivated, at least it makes people feel that he doesn't understand what respect is, as for you are afraid that marriage will be bad for you, In fact, marriage is to be created by both parties together, love is converted into family affection after all, try to get along with the object you think is good, but you have to handle it yourself, don't let yourself regret it.