I am 25 years old, and others recommended me Ping An Fu Whole Life Insurance for 30 years, is it app

It's too long, go to other companies to listen to the products, I don't recommend buying other products, and the insurance is expensive.

You need to decide which type of insurance you want to buy, so that you can choose the right type of insurance for you according to your actual needs.

At present, there are many types of insurance products on the market, and different types of insurance will also be suitable for different specific groups. If you have never known about insurance products before, I suggest that you first understand the basics of insurance, and it is best to ask your friends and relatives who know about insurance. Be sure not to buy insurance blindly, not all insurance is suitable for you.

1. Ping An Fu is a life insurance product.

First of all, it needs to be said that the insurance products of mainstream formal insurance companies on the market are relatively reliable, and Ping An Fu is one of them. You can understand Ping An Fu as a kind of whole life insurance, this kind of life insurance is very popular now, and there are many people who configure it. As I said above, because everyone's insurance needs are different, you need to choose the relevant insurance product according to your actual needs, so that you can maximize your protection.

Second, let me talk about the mainstream insurance products on the market.

In addition to the Ping An Fu you just mentioned, Ping An Fu belongs to life insurance. At present, there will be other types of insurance on the market, such as critical illness insurance and medical insurance, and there will also be annuity insurance. Because the focus of each insurance product is different, the way of claim settlement is also different.

If you want to further protect yourself, you have to configure it according to your actual needs. <>

3. Ping An Fu is more suitable for people who want to get long-term protection.

I checked the basic content of Ping An Fu on the Internet, and this insurance product is relatively reliable, and it is a pure protection product with a non-dividend nature. If you only need protection and don't need financial management, you can indeed configure this type of life insurance。At present, there are many life insurance products with financial management properties on the market, and I think you can also compare them horizontally and choose insurance products that are more suitable for you in this way

Finally, I think you need to know more about insurance so that you can have a basic understanding of insurance products.

It is also more cost-effective to pay for 30 years, because after paying for 30 years, you will have a large amount of income, and if an accident occurs, you will pay a large amount of money.

It is also more cost-effective, and Ping An Fu is relatively reliable, and it is also a very good choice if it is paid for 30 years.

It's a great deal, the coverage is very long, and you can get a lot of money every month after 30 years.

Worthwhile. Ping An Fujiao 20-Year Protector requires 20 years of premium payment to receive the Lifetime Benefit and the corresponding cash value. The product adopts a dividend strategy, and diversifies assets to invest in a variety of financial instruments such as ** and bonds, so as to maximize the appreciation of assets while ensuring the safety of assets.

According to historical data, the product has a relatively high return on investment and stable dividend performance, so it is more cost-effective.

However, whether it is cost-effective or not needs to be evaluated based on factors such as one's risk tolerance, financial situation, and investment goals.

OK. Ping An Fujiao 20-Year Guarantee is a long-term savings insurance product, which requires 20 years of premium payment to obtain lifetime protection and cash value. Therefore, after 20 years of payment, the product can choose to continue to hold or redeem it.

If you choose to hold, you can continue to enjoy the corresponding insurance protection and investment income; If you choose to redeem, you can get a corresponding cash value, depending on the insurance plan chosen, the payment period, the insurance period and other factors.

Ping An Fujiao 20-Year Guarantee is a participating savings insurance product, and the calculation of its cash value involves a number of factors, including the insurance plan, payment period, insurance period, dividend policy, etc.

According to Ping An Insurance Company, the average return on investment of the product is relatively stable. If it is calculated according to 20 years of payment and the insurance period is 100 years old, the cash value of the product will be considerable, and it can provide corresponding pension security and the inheritance function of wealth, filial piety and wealth.

Overall, Ping An Fujiao 20-year Lifetime Guarantee is an investment product that is very suitable for those who pursue a stable investment and at the same time want to obtain comprehensive protection and wealth inheritance functions. Although long-term contributions are required, with a relatively high return on investment and stable dividend performance, you can obtain considerable cash value and provide pension security. However, when purchasing the product, it is also necessary to pay attention to its insurance plan, payment period, insurance period and other factors, and make reasonable insurance decisions according to the actual situation of the individual.