What principles are adhered to in the custody of important blank vouchers

Management principles: The bank's internal management of important blank vouchers should adhere to the principle of "seal, pledge and certificate", that is, the seal cannot be managed by the voucher and the secret deposit; Those who manage the voucher cannot manage the seal and the secret deposit; Those who are in charge of secret custody cannot manage seals and vouchers.

Management: 1. Custody of important blank vouchers.

1. Establish important blank voucher vaults (cabinets) and custody registers, and truthfully register the safekeeping, receiving, and using them. Important blank vouchers must be managed by a designated person.

2. The important blank vouchers issued by the bank should be "in charge of the certificate and seal, and the certificate and mortgage should be in charge".

Second, the important blank vouchers in and out of the warehouse.

1. The important blank voucher shall be counted and inspected in the warehouse with the invoice of the supplier or the transfer order of the superior, and shall be registered in time.

2. The important blank voucher shall be out of the warehouse with the transfer order of the superior or the receipt form stamped with the reserved seal of the use department of the unit and signed and sealed by the accounting supervisor, and shall be registered in a timely manner.

3. Receipt of important blank vouchers 1. When the business cabinet group receives important blank vouchers, it shall go through the collection procedures, register in time, and record the starting and ending numbers. Important blank vouchers used in the cabinet group should be signed in the register.

2. When the account opening unit receives important blank vouchers such as checks, it should fill in the receipt form and stamp all the seals. The bank shall, in accordance with the receipt form, promptly record the start and arrival numbers on the account page of the unit's deposit account, and register the register of receipt of important blank vouchers.

Fourth, the issuance of important blank vouchers 1, when the handling personnel issue important blank vouchers, should be controlled by the sales number. Fill in the wrong important blank vouchers, stamped with the "invalid" stamp as an attachment to the summons for the relevant account.

2. It is an important blank voucher issued by the bank, which is strictly forbidden to be issued by the customer, and shall not be stamped with a seal in advance for later use.

3. When using a computer to print an important blank voucher, you can only fill in the blanks on the original important blank voucher and print it, and you are not allowed to print the voucher format by yourself.

5. Accounting of important blank vouchers Important blank vouchers are included in the accounting of off-balance sheet accounts. If the cost is bound, it shall be booked in the assumption of one yuan; For non-cost binding, it shall be accounted for in the case of a hypothetical ** of one dollar. The important blank vouchers used in each business cabinet group are controlled to the number of copies, and the accounts are checked regularly.

VI. Cancellation and Destruction of Important Blank Vouchers 1. When the unit closes its account, it shall return all the remaining checks and other important blank vouchers to the opening bank for registration and cancellation. The unit shall be fully responsible for the important blank cheques and other important blank vouchers received, and shall be responsible for all economic losses arising therefrom if they are lost or not handed over.

2. The bank shall mark the important blank vouchers returned by the unit and stopped using them as invalid, make a list, keep them properly, and destroy them in a centralized manner after approval by the competent leaders.

Banking terminology. It refers to a blank voucher printed by the bank without a denomination, which has the effect of withdrawing money after the bank or unit fills in the amount and signs it. Important blank vouchers are specific vouchers that banks rely on to handle fund payments, and banks must strictly manage their printing, allocation, custody, destruction and destruction.

Stay safe. Important blank vouchers are divided into two categories: A and B according to the issuing and using entities. Category A vouchers are issued and used by banks, including bank drafts, cashier's checks, certificates of deposit, passbooks, unused bank cards and unused bank cards, etc.; Category B vouchers are purchased and issued by customers, including cheques, bank draft applications, bank cashier's check applications, commercial drafts, credit vouchers, etc.

The internal management of important blank vouchers within the bank should adhere to the principle of three separate management of seals, mortgages and certificates, that is, those who manage seals cannot manage vouchers and secret deposits; Those who manage the voucher cannot manage the secret of the seal; Those who are in charge of secret custody cannot manage seals and vouchers.