The interest question borrowed 53,465 yuan, and the interest was calculated according to 1 point and

One minute and two a day??

It's a cent Interest = principal * ((interest rate + 1) interest rate cycle power - 1) here is (1 + percent of the 539th power - 1 multiplied by 53465 equals more than 618 times.

More than 36.8 million must be repaid.

Apparently impossible.

Then one day is the interest of the principal multiplier.

To repay 53465 + 48583 yuan.

Both of these are illegal and will not be accepted by the courts.

According to Article 6 of the Several Opinions of the Supreme People's Court on the Trial of Loan Cases by the People's Courts, the interest rate of private lending may be appropriately higher than the interest rate of banks, and the people's courts in various localities may specifically grasp it according to the actual situation of their respective regions, but the maximum shall not exceed four times the interest rate of similar loans of banks (including the interest rate itself). If this limit is exceeded, the interest on the excess part shall not be protected.

If it's monthly.

That's about 11,500-12,000 yuan, which is less than the interest on a credit card.

Now the upper limit of private lending is 32%, and if you lend money to others and charge higher interest, you may go to jail, except for borrowing money from the party and those who are related to the government.

In the private interest rate 1 point 2 (that is, the monthly interest rate is equivalent to the annual interest rate, if it is paid off at one time, then it is about equivalent to the month, 53465 * yuan. In the folk, there are generally 2 points or 3 points, and your one is not too high.

The assumption is that it is an "equal principal and interest" method.

Monthly repayment amount = RMB.

Formula] Loan amount = monthly repayment amount * [1 - (1 + monthly interest rate) - number of months of repayment] monthly interest rate 180,000 = monthly interest rate) -48] monthly interest rate.

Monthly Interest Rate = Annual Interest Rate =

Results:

Under the assumptions, the annual interest rate on this loan is .

Total Repayment - Principal = Interest Term Principal = Monthly Interest.

248414-180000=68414 48 180000=PCT 9).

Equal principal and interest repayment Interest is decreasing, and you look more like a credit card loan in terms of interest and term.

Summary. 15* is fine.

150,000 borrowed for 40 days, the interest is 1 point 5, and the total interest is 3225 yuan.

Hello, are you talking about total interest? It's 2250, not 3225.

The principal and interest are repaid in total, 153225 yuan, which is calculated by others.

No, it's 2250

I calculated it myself for 40 days, and the total principal and interest was 153,000 yuan.

15* is fine.

Okay, I see, thanks.

You're welcome, thank you for the consultation.

Summary. Hello, honored with your question. According to your description, the five-day interest is 3,122 yuan, which is equivalent to the interest per day. That's a thousandth of a day rate.

Borrowing 256004 yuan + 5 days of interest 3122 yuan + one month according to 30 days + interest in a few points.

Hello, honored with your question. According to your description, the five-day interest is 3,122 yuan, which is equivalent to the daily profit stall. That's a thousandth of a day rate.

Hope it helps. <

Wrong. Annual interest rate, monthly interest rate, 10,000 months, 36 months, calculated according to the equal principal and interest (the same monthly repayment):

Monthly repayment = 52,000* (1 + RMB.)

Total Repayment = Description: 36 to the power of 36.

Based on the monthly repayment, the annual interest rate of the loan is, which is calculated as follows

Let the actual annual interest rate r and the monthly interest rate r be 12, then there is:

Monthly repayment = 52000 * r 12 * (1+r 12) 36 [(1+r 12) 36-1]=

r=rate(36,,52000)*12=Description: 36 is a big sell to the 36th power.

Summary. The annual rate is.

The loan of 429,000 yuan is repaid in 36 installments, and the interest is 166512 yuan, what is the annual rate?

How is the annual rate calculated.

The details are as follows: Loan amount 429000 Repayment per installment 16542 Repayment period 36 Total interest 166512 annual interest rate of the loan Monthly rate of the loan.

Boss, this is called equal principal and interest repayment. The calculation method ......I'll give you a formula equal principal and interest monthly repayment amount = loan principal monthly interest rate (1 + monthly interest rate) number of repayment months 1 + monthly interest rate) number of repayment months - 1

Is this interest legitimate?

For installment loans, the annualized interest rate I calculated is absolutely error-free. You can rest assured.

Whether the annual interest rate of the loan is legal depends on whether it is legal or not, if it is a financial institution, it is still legal. If it is a small amount of money and private loans, it will not be legal.

Did you borrow it from?

Online loans. Land time loan.

There are only a handful of online loans that can borrow 10,000 yuan. Online loans are not necessarily financial institutions, such as Home Credit is a financial institution.

Is this a loan from Dadi Property & Casualty Insurance Company?

The interest of 20,000 yuan in 36 installments is 60,000 yuan x the annual interest rate of the loan. The principal is 20,000 yuan, 36 installments, that is, 36 12 = 3 years, and the loan term is 3 years. Interest = principal x annual interest rate of loan x term of loan = 20,000 yuan annual interest rate of loan x 3 = 60,000 yuan x annual interest rate of loan.

To calculate the loan interest, the value of the principal of the loan, the value of the annual interest rate of the loan and the value of the loan term, the product of the multiplication of the three values is the loan interest.

Summary. 20,000 installments in 12 installments, and the interest has been repaid in three installments.

20,000 installments in 12 installments, and the interest has been repaid in three installments.

You just tell me how much interest you have.

The remaining 10,000 yuan is divided into nine installments, about 274 days, which is 10,000.

2617 yuan.

With the above three periods, is it a total of 2617?

Plus the three phases are a total of 3317

I'm sorry, I didn't receive a message on my phone just now.

Without that, the third phase is only more than 2800.

Definitely not.

According to what you said.

Summary. Hello, I am glad to answer for you, according to the information you provided, the annual interest rate of borrowing can be calculated as: ( =, that is, 10%.

The formula for calculating interest is: monthly interest rate of principal payable for each period + monthly interest rate of remaining principal for each period. Assuming that the principal payable in each period is $x, the interest in each period is:

x×。Because the repayment is made in 48 installments, the principal payable in each installment is: 180 48 = 3750 yuan.

Substituting the formula, the interest per period is: 3750 instalments). Among them, the number of periods is the number of periods, and the count starts from 1.

For example, the interest for the first instalment is: $3,750. The interest for the 2nd instalment is:

3750 yuan. By analogy, the interest for each period can be calculated.

Hello Xuxun, I am asking to borrow the principal of 100 million yuan from the bank, repay the yuan every quarter, and repay it in 48 quarters (12 years), what is the annualized interest rate?

Hello, I am glad to answer for you, according to the information you provided, the annual interest rate of the loan can be calculated as: ( =, that is, 10%. The formula for calculating interest is:

Monthly interest rate of principal payable for each period + monthly interest rate on remaining principal of each period. Assuming that the principal payable in each period is $x, the interest in each period is: x.

Because the repayment is made in 48 installments, the principal payable in each installment is: 180 48 = 3750 yuan. Substituting the formula, the interest for each period is:

3750 Issues). Among them, the number of periods is the number of periods, and the count starts from 1. For example, the interest for the first instalment is:

3750 yuan. The interest for the second installment is: $3,750.

By analogy, Li Shan can calculate the interest for each period.

I just want to ask what is this interest rate for billions of loans.

Thank you! Is it settled?

Hello, I'm glad to answer your answer after calculating your APR.

Is it so high? Hello, yes.

It just happens to be within the acceptable range of the law, and if it exceeds 36%, then the excess part is illegal.